An annual fee of $59.
Special Promotion: 0%p.a. for 14 months on balance transfers requested at card application: The promotional balance transfer rate is available when you apply for a new Low Rate card between 6 January and 19 April 2015 and request at application to transfer balance(s) from up to 3 non-Westpac Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 95% of your approved available credit limit) for 14 months, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. The variable cash advance rate currently 21.49% p.a. will apply to balance(s) transferred but left unpaid at the end of the promotional period. Westpac will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible. Promotional rate not available in conjunction with any other promotion. The variable cash advance interest rate applies to balance transfers requested at any other time. Interest free days don’t apply to balance transfers.
Special promotion: 0%p.a. on purchases for 3 months: The introductory rate of 0%p.a. on purchases for the first 3 months applies from card approval when you apply for a new Westpac Low Rate Credit Card between 6 January 2015 and 19 April 2015. After 3 months, the introductory purchase rate will switch to the variable purchase rate then applicable to your card account. The introductory interest rate on purchases is not available in conjunction with any promotion other than the balance transfer promotion available at card application. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible.
meh, promotion not bargain