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Westpac $0 Annual Fees (First Year) & 0% Balance Transfer for 16 Months

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$0 annual fee in first year promotion: To be eligible for the this promotion you must be an existing Westpac customer that applies for a new Low Rate, Altitude, Altitude Platinum or Altitude Black card by clicking on the ‘Westpac customers apply now’ button via westpac.com.au or westpac.com.au/mobile between 1 April and 30 June 2015. Switches, upgrades, customers accessing employee benefits or packages cards are ineligible. Promotion is not available in conjunction with any other promotion other than the current balance transfer, purchase rate of bonus points offer for these 4 particular cards listed on this website The first annual fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter on the anniversary of the first annual fee.Special balance transfer promotion: Promotional balance transfer rates are available when you apply for a new credit card between 20 April 2015 and 30 June 2015 and request at application to transfer balance(s) from up to 3 non-Westpac Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer . The variable cash advance rate will apply to balance(s) transferred but left unpaid at the end of the promotional period. Westpac will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible. The variable cash advance interest rate applies to balance transfers requested at any other time. Interest free days don’t apply to balance transfers.Special annual fee promotion terms and conditions: $0 annual fee in the first year and $0 annual fee in subsequent years when you spend $5,000 or more on a 55 Day Card or $10,000 or more on a 55 Day Platinum card on purchases in each 12 months from the anniversary date of the first year’s annual fee waiver. Offer available on new card applications when you apply between 20 April  2015 - 30 June 2015.Westpac is the credit provider and credit licensee under National Consumer Credit Laws.Be credit savvy: Before applying, consider a realistic credit limit and check all conditions, interest rates, fees and charges on your selected card.

Referral Links

Westpac Choice Account: random (115)

Referrer & Referee get $50 after referee makes 5 card purchases & deposits $500+. Maximum of 5 referrals allowed per customer: bonus is not paid to either parties if the referral code has been used more than 5 times.

Related Stores

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closed Comments

  • +3

    Where'd the 60K QFF points go?

  • banks want more debt from customers again…

    debt is GOOD, real money is BAD, cash is so 18th century… and GOLD is historical artifact…

  • +1

    To be honest probably not a great deal for our kind compared to the previous promo. The period one was much much better.

    Most Ozbargainers I assume wouldn't (or shouldn't) have a balance to transfer and therefore would value 60000 points and an additional 3 months of 0% purchase rate more beneficial.

    • +2

      Unless the balance transfer was from Citibank
      (cheque to self)

    • +1

      Unless you're Stoozing

    • Unless they'd prefer the 16 months interest free instead of paying their last month's credit card bill from their Mortgage offset account. I.e. 0% is better than 4-5%

  • -6

    I hardly ever leave negative feedback on any deals, but it is the one which deserves it.

    • +3

      Well that explains …….. nothing

      • Three pluses for the deal explains everything.

        • -1

          Your neg being revoked explains everything.

        • My neg was just my opinion. 3 +'s for the deal is a huge let down for the deal by the whole Ozbargain community. Just take it.

        • -1

          @Foma2: Minus 6 votes on your comment to my plus 4. Just take it.

        • Good on you.

        • -1

          @Foma2: Typical response for someone who got owned. Have a nice day.

  • $0 annual fee only for existing westpac customers.

    "$0 annual fee in the first year for existing Westpac customers who apply via westpac.com.au and click on the 'Westpac customers apply now’ button. New cards only. Offer ends 30 June 2015. Find out more under Fees."

  • Westpac Black fee free for a year is still a good deal. Just nowhere near as awesome as the 60k free points.

  • If you have a mortgage package with them, you should be getting this annual fee free for the life of the loan anyway…

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