Woolworths Platinum Credit Card (No Annual Fee 1st Year) - $150 Gift Card w/Purchase Before 31 Dec

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Lcomfyjean7 on 15/09/2015 - 16:24 wmwoolworthsmoneycreditcard.com.au (1339 clicks)
Last edited 15/09/2015 - 19:15 by 1 other user

$0 annual fee for the first year
$150 Woolworths Gift card when applying before 31/10/2015 and make an eligible purchase by 31/12/2015.
Gift card will be mailed out within 8 weeks of eligible purchase.

There was a similar offer back in July so this is a follow up. Anyone had any luck with the previous, please share your comments. In the previous offers, plenty of people were rejected; hope they sorted it out with this one. BUT it is still MacBank so issue might still be the same.

Terms and Conditions of card - https://www.woolworthsmoney.com.au/wowm/media/pdfs/MCS085+Woolwths+COU_v3+(1).pdf

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  SnoozeAndLose on 15/09/2015 - 16:27

  I got mind last time, took 3 months and need to end up using a paper form. If you up are hassal for $150 you could try. After I am getting the shopping card I will no longer using this card. As the customer service is the hardest ever to deal with.

  • 

    Gotchacha on 15/09/2015 - 16:30

    What's the shopping card?

  • 

    cumap on 15/09/2015 - 16:39

    +1

    I couldn't agree more, the customer service was the worst I have ever dealt with. After a very lengthy process, they had decided to reject my application without any reason. I am fulltime employed and on top marginal tax rate for the last 3 financial years. There wasn't any explanation on the rejection. When I asked them to review my application to see if there was any admin errors somewhere, they literally said your application had been rejected, let's move on.

    • 

      Tafe on 15/09/2015 - 16:46

      +1

      I had a very similar experience with the Jetstar Mastercard some years ago… Make you mad dunnit?!

      • 

        coprocessor8087 on 15/09/2015 - 17:16

        +2

        I almost thought it is just me. Jetstar Mastercard rejected me twice for no reason. Have to call a few times over 2 months, then suddently was told on the phone it won't be approved. Not interest to apply anymore.

      • 

        idjces on 15/09/2015 - 17:52

        @coprocessor8087: i think the jetstar card is run by citibank, who are rather fussy on particulars of your credit report

        I am leaving a 12 month window with no credit enquiries before attempting for a citibank card

    • 

      shadowarrior on 15/09/2015 - 18:15

      Qantas staff credit union rejected my car loan application of $45,000 saying we own two houses (we owned none back then) and don't earn enough combined to cover the repayments (combined we earned a tad below 200k net :|)

      I literally laughed over the phone and asked them to give me the address for my property so I could move in. :P

      Sometimes credit companies can be pretty amusing :P

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  edrift on 15/09/2015 - 17:07

  i just got my $100 eGift card from the last deal yesterday. They were quite slow to process my application (took maybe a month?) but after my first purchase on the card it didnt' take long to get the gift card.

  Note it's an eGift card not a physical one so they will email it to you.

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  noskich on 15/09/2015 - 17:10

  Last time a bunch of people was rejected including myself (never rejected for a card before). Without any explanation. Try your luck and see how it goes.

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  icl on 15/09/2015 - 17:37

  +1

  49.10 annual fee after first yr

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  ronnknee on 15/09/2015 - 18:00

  Anyone wanna test the water?

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  jm48 on 15/09/2015 - 18:06

  +2

  Got my gift card quickly last time.
  Felt bad when I closed the account - they tried to talk me out it.
  Can I apply again and get another gift card ?

  • 

    chill on 15/09/2015 - 18:43

    +7

    Felt bad when I closed the account

    Can I apply again and get another gift card ?

    This made me laugh. Will you feel bad when you close the second one?

    • 

      jm48 on 15/09/2015 - 22:48

      -3

      I didn't feel that bad - I figure Woolworths or Macquarie bank can afford this promotion
      and maybe I am helping to keep poor filipino call centre and banking staff employed.
      But I will give this one a miss - pushing my luck to go for a second one.

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  m2thez on 15/09/2015 - 21:55

  Really upset last promotion when i got rejected.

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  Cheeper on 16/09/2015 - 00:10

  +1

  A good trick to fish for personal information?
  With so many rejects I wonder if their priority is to sign up those most likely to spend up and create more income for them? Not so much based on your financial status maybe.

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  noskich on 16/09/2015 - 09:23

  Would really love to know the criteria that determine the eligibility for this card. The real ones, not the published ones.

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  coprocessor8087 on 16/09/2015 - 09:42

  +2

  Woolworths use Dun & Bradstreet to do credit check, while Citibank use Veda. Depending on the quality of their internal data, they will give different credit reports.

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  coolsteps on 16/09/2015 - 11:13

  my veda score is 483 below average but i havent applied for any new cards in over 6mths nor ever missed any payments. though i have many credit cards and 0% balance transferrs so i guess that doesnt help. i used have a woolies card went they first came out and issued by hsbc but cancelled it after a 1 year. i wonder what are my chances of getting approved for this one? if too risky probably not worth a hit on my credit file.

  • 

    noskich on 16/09/2015 - 13:02

    Definitely too risky