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Virgin Money Credit Card - $100 Credit When You Spend $2000, No Annual Fee, 0% On Balance Transfers For 18 Months

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Virgin Money Credit Card

• No annual fee
• 0% p.a. for 18 months on balance transfers (reverts to cash advance rate). 2% BT fee applies.
• $100 cash back when you spend $2,000 or more in your first 3 months.

New customers only. Minimum credit limit of $6,000. T&Cs and spend conditions apply.
Virgin Money (Australia) Pty Limited ABN 75 103 478 897 distributes the Virgin Money Credit Cards ("Credit Cards") as an authorised credit representative under credit representative no 369377. Citigroup Pty Ltd AFSL/Australian credit licence 238098 is the credit provider and issuer of the Credit Cards.

Referral Links

Referral: random (336)

Referees will receive 5,000 Virgin Money Points when they open their first Virgin Money Go Account before 31 January 2024 and meet the Welcome Offer Bonus Points Criteria (1 debit card purchase/direct debits/BPAY transaction in the first 30 days).

Referrer will receive 5,000 Virgin Money Points for each referee who meets the Welcome Offer Bonus Points Criteria, for up to 5 referees in a month.

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closed Comments

  • +1

    That's a 5% off on your $2000 shopping on top of the retailers discounts.

    The 2% BT fee kills the BT side of it for me…

    • +2

      or thats a 5% cash back on your $2000 various bills that you have to pay anyway.

      • Which you will proberly get charged a 1.5+% fee to use the CC to pay the bills

        • Unless you can do Post Billpay. ;)

  • +2

    minimum 6k is kind of high.

  • Watch the exclusions of the $2000 spend, bpay and paying insurance

    1. $100 cashback offer for new approved customers only who apply by 28 February 2017 and spend a minimum of $2,000 on Eligible Transactions on the card within 3 months of card approval date. Eligible Transactions means any retail purchase which is made by the use of a Card or any other means permitted by Us, excluding (but not limited to) transactions by way of Cash Advances, Balance Transfers, Special Promotions, fees, BPAY payments, purchases of foreign currency and travellers cheques, foreign exchange and ATM/Bank charges, interest charges, finance charges, government charges, payments to the Australian Taxation Office, insurance charges, payments to loan accounts (mortgage etc), purchases in excess of limits on the Account, and transactions made in operating a business
    • +2

      I don't think that "insurance charges" refers to paying insurance companies. If that was the case it should state payments rather than charges. I'd read that as being Virgin Money charging you for insurance. All of the other charges in the list refer to things Virgin Money would charge you for.

  • Just in time… was eyeing a $2000 fridge to buy in the next 3 months…

  • please add 2% BT fee to title?

  • Was just searching for something like this, I've made the mistake of getting a Go card for HN int free purchase, F&C's!!!, even charge for online repayments!

    This thread was posted a week ago, anything else I should be considering?

    Sucky part is, SC (who I have my HL with) are advertising 18mths on their platinum card, I have one (fee free), just rang them up, for new customers only, best she can do is 6mths.
    So basically willing to lose an existing customer while chasing new ones?? that makes 0 sense…

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