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Activate Your Interest Rate of 9.99% P.a. from American Express

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Just got an email from Amex with individual code.

American Express® Low Rate.
9.99% p.a. for 6 months.
It's credit with a twist.
There are some must haves that are just that – must haves.
So to give you the flexibility to buy all the things you really need, whether it's chic chairs or more essential items like a new fridge, we'd like to invite you to switch on American Express Low Rate.
You'll save with a low 9.99% p.a. interest rate on all new purchases made with your American Express Card for six months. Plus you'll still continue to enjoy all the usual benefits of your Card.

Referral Links

Business Explorer Card: random (4)

Referrer: 40,000 Reward Points

Centurion Personal Charge Card: random (7)

Referee gets 200,000 MR points. Referrer gets 150,000 MR points.

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closed Comments

  • +3

    They gave me about 3.4% for last 6 months, 9.99% isn't a bargain.

    • yeah, ignore this email, wait for a few months and Amex will offer lower rate

    • Hi jv, how did you manage to get such a low rate?

      • +2

        No idea.

        They sent me an offer via snail mail and I had to log into my account to accept it…

        I think it's about to expire… It doesn't tell you on the statement the expiry date so I guess they catch a lot of people out that way with higher interest rates at the end of that period.

        • +2

          Thank you jv. Much appreciated.

        • Thank you jv. Much appreciated.

          It's beginning to look like Christmas or something

  • +8

    Interest is not a bargain

  • +3

    3.4% wow..i payout the balance every month anyways

  • +1

    Got 3.99% for six months on my DJs AMEX

    • +1

      got 3.99% twice this year, each valid for 6 months, DJ AMEX

      • +1

        Yeah I think I got one back in March as well

  • +1

    Got an offer for 3.99% for 6 months on my AMEX issues card.

    I've never carried a balance though so limited value.

  • +4

    Pay it off 0% interest 😉

    • +1

      That depends on where the money is coming from to pay it off and how much that is costing you.

      • Exactly what i was thinking. Economics is very complicated and everything is linked. Connecting the dots is important.

  • call up and question what the intrest pays for, they usualy reverse it

    • they always

  • Got 4% PA for 12 months, called Pay your way.

  • +1

    Got 0.00%.

    • +2

      for 0 months?

      • Up to 55 days.

  • for those who got 3.99%. need to read the fine print. there was a 3% balance management fee on top of 3.99%.

  • Got 3.99% for 6 months few weeks ago.

  • Received same offer with 3.99%

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