• expired

Coles No Annual Fee Mastercard: $100 off a Single Coles Supermarket Shop

170

$100 off a single Coles supermarket shop if you apply by Saturday 30 June 2018 and make a purchase within 30 days

Related Stores

Coles Financial Services
Coles Financial Services

closed Comments

  • +1

    Can't see this anywhere. Please clarify.

    $100 off a single Coles supermarket shop if you apply by Saturday 30 June 2018 and make a purchase within 30 days

    I do see free delivery for over $100 though.

    • -2

      In the Terms and Conditions.

    • +2

      Using the main link in the deal (https://financialservices.coles.com.au/credit-cards/no-annua…) I can see it. "Let's Go HUNDGEE JUMPING"… screenshot here: . I'm in Sydney so maybe it's geotargetted?

      T&Cs:

      Credit criteria, fees & charges, T&Cs apply. New customers who apply for a Coles No Annual Fee Mastercard between Tuesday 22 May and Saturday 30 June 2018 and make a purchase (excludes cash advances) within the first 30 days of the card approval date will receive $100 off a single Coles Supermarket shop. $100 off will be activated on your flybuys account and available for use within 2 weeks of your first eligible purchase. $100 off will only be activated on the flybuys member number quoted in the application process. To redeem the $100 off you must scan your flybuys barcode on the back of your new Coles Mastercard and spend a minimum of $100.05 after savings and discounts in one transaction at Coles Supermarkets (excluding gift cards, iTunes cards, tobacco and tobacco related purchases). $100 off can only be used once and expires on Friday 31 August 2018. Excludes Coles Express and Coles online. This offer cannot be used in conjunction with any other offer and is not available when closing/transferring from another Coles Credit Card.

      1 2,000 flybuys points are required to redeem $10 off at the checkout each time. Excludes Coles Express, Coles Local and Coles online. Minimum spend is $10.05 after savings and discounts in one transaction at Coles Supermarkets and BI-LO (excluding smoking/tobacco related product purchases, and all gift cards).

      2 flybuys points awarded for using a Coles Mastercard linked to your flybuys membership are in addition to flybuys points awarded by flybuys partners. The number of flybuys points awarded is calculated by reference to the Australian dollar amount of the transaction. flybuys points will be allocated by flybuys in accordance with the flybuys terms and conditions. An eligible spend is an Eligible Transaction as defined in the Coles Mastercard Rewards Terms and Conditions www.coles.com.au/rewards-mastercard/terms-conditions and means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi accounts, bank fees and charges, transactions made using flybuys points and government related transactions. Whether or not a transaction is an Eligible Transaction will be determined based on information provided either by the merchant or the relevant financial institution. Standard flybuys Terms and Conditions apply, see flybuys.com.au. Note that partners’ earn rates vary.

      3 Receive free delivery each time you spend $100 or more, after savings and discounts, with a Coles Credit Card at shop.coles.com.au. Offer can be withdrawn at any time. Offer excludes tobacco and tobacco related product purchases and remote delivery orders. To see if we deliver to your area, visit shop.coles.com.au and enter your postcode. Normal delivery terms and conditions apply.

      4 The maximum 55 days Interest Free Period applies when you pay your outstanding balance in full for two consecutive months. If you carry a balance on your Account from month to month, the Interest Free Period does not apply and you are charged interest from the date you make a Retail Purchase. No Interest Free Period is available on Cash Advances or while you a have Balance Transfer.

      5 Concierge is a complimentary service available to the Primary Cardholder of a Coles Platinum credit card. Refer to the Coles Mastercard Rewards Terms and Conditions. Concierge Services provided by Aspire Lifestyles (Americas), Inc.

      6 If your Coles Platinum Mastercard was activated on or after 1 October 2003, the Complimentary Insurance cover provided to your Account under a master policy issued by Hallmark General Insurance Ltd ABN 82 008 477 647, AFSL 243478 (Hallmark General Insurance) to Wesfarmers Finance Pty Ltd, ABN 58 601 282 455, Australian credit licence 470916. The master policy terminated on 04 March 2018. From 5 March 2018 Complimentary Insurance cover is provided to your Account under a Group Policy issued by AWP Australia Pty Ltd ABN 52 097 227 177, AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 to Citigroup Pty Limited ABN 88 004 325 080, AFSL and Australian credit licence 238098 and is subject to Terms, Conditions, and exclusions, some limits may apply. For full Terms and Conditions of the cover applicable to you see http://www.coles.com.au/platinum-mastercard/insurance-terms.

      Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Coles unsecured credit products are issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238098 Australian credit licence 238098 and distributed by Coles Supermarkets Australia Pty Ltd ABN 45 004 189 708. Coles may receive commission for the introduction of credit business to Citigroup.

  • +4

    Go for it if u wanna get urself involved in a big financial drama. Personal experience abt coles cc (now its belonging to citibank)is every statement is messed up and confusing AND they promised u free annual fee for 1st year but they WILL charge you 99 bucks until u realise and call them AND every time before u access to any operator u have to press 1+2+1+3+1+5+2+1+1+3+1+1+2+1+….and wait for another 30mins to talk to some indian accent operator who locates in INDIA. Go for it if u like these. Good luck with that

    • Had good experience from them last year when I was given gold status with Velocity as well as 20k flybuys points.

      • Lucky you

    • +4

      I do not care what accent people have or where they are located, as long as they can help. But incidentally, I have only ever spoken with Citibank call centre representatives from the Philippines, not India. Their English is great, but their knowledge of stuff is not.

      As for the runaround: yes, I have had that. My card got compromised (must have been an internal leak, as I am careful with that card), but payments kept coming through even after I blocked it. Instead of automatically blocking the charges, I had to make a large number of phone calls to get them to reimburse me. It was not automatic, despite the charges being very obviously fraudulent and after I blocked the card. I was wrongfully assured that I would not be charged for multiple payments that came out after I blocked the card, but they showed up on my statement anyway. I even had to lodge a dispute for something which was blatantly obvious - seriously, why should anyone have to dispute fraudulent charges occurring after a card is blocked?

      Only reason I am with them is to exploit my zero-annual-fee Signature card and make free ATM withdrawals overseas on the Debit Plus card.

    • +1

      I haven't had any issues with my coles card even since Citibank took over - but I guess your mileage may vary.

  • +1

    Seriously highly dis-recommend this.

  • unfortunately coles are sinking like a stone in the customer care area. While they haven't yet reached the black hole of woolworths its just a matter of time.

  • +3

    guys its a huge hassle with coles finance team just an fyi based on experience

  • +1

    I can’t see this offer anywhere

  • in store they are advertising $0 balance transfers too 16months

    does this apply too>?

  • Negative reviews . I want to apply for a credit card for the first time. Any recommendations for A no annual fee card?

    • 28 degrees

      • any special product? whats good about them?

    • +6

      Bankwest Zero Platinum. It also does not have an annual fee nor currency conversion charges, but unlike 28 degrees it comes with complementary travel insurance if you buy your ticket with it. Have had my Bankwest Platinum card for a decade, and dumped 28 degrees for a Citibank Plus debit card when they started charging for overseas ATM withdrawal.

      • Same here

    • +1

      i've had no issues with Coles fee-free mastercard at all. Used it in Vietnam and Singapore with no problems.

      • It's been fine for me before and after Citibank acquisition. The points don't add up to much but it's something; worth it if you're already using Flybuys.

    • +2

      American Express Essential: https://www.ozbargain.com.au/node/266749
      No annual fee, almost 1% cash back (if you claim your points at the right time of year), special Amex offers including Shop Small.

  • +2

    Had no issues with this about a year ago.
    Applied > used card once to get $100 off > closed account

    • +1

      Be mindful that it can affect your credit score.

      • Does the credit score improve after you cancel the card?

  • -1

    In my experience the fraud detection/reimbursement has not been great with Latitude Financial (Coles & 28 Degrees cards). You have to work hard and ring back often to get anywhere - $100 received was 100% not worth the effort.

    As per their company slogan, you can do better!

    • +4

      Coles credit cards aren't latitude - I think they're now Citibank?

      • +1

        Coles credit card is now operated by Citibank

  • I don't think that $100 worth all the hassle to get it cancel. I had this card for almost 2 years. They changed the banks twice and wanted me to re-register (now with Citybank). I wanted to cancel this card and there is no option online to cancel it, nor you can find an option when call the hotline.

    You would have to press a wrong input several times in order to get to a real person. Then they will try to sell you another card.

  • Just watch out on this card, as Citibank has bought Coles Mastercard from wesfarmers and their new Coles website and customer service are absolutely crap.

    Unless you like Bpay, you can't set up Direct payments on the website but you rather have to send in a scanned, filled out form to set up Direct debit.

  • +1

    Applied for the card just now because spouse's coles credit card never had any issues so far… but now that the promo page is disappearing mysteriously, i'm getting anxious if they will honor the promo :(

    • next time better call first…

    • That's dodgy

    • What do you mean the promo page is disappearing? It still works for me. Are you using the main deal link?

      If they don't honour the promo then use the screenshot I posted earlier to support your case.

  • Uhhh I applied for another Coles card last week instead…

    Are we allowed to have 2 from the same company?

    • yes but you best for 9 months as per Citibank rules

  • +1

    Got the card, called call center & they can't confirm the promotion.. :(
    so I guess will have to walk into Coles & try it out..

  • got the card . Called the call center to activate but before that asked if that promo is being offered.. They dont honor the promotion and offering 6 months BTF. What should be done?

    • Call center couldn't confirm the $100 promotion when I called them last week, said that it wasn't showing on their system..

      Activated the card anyway (since I already got it), made the first purchase (to test if it was successfully activated), and went to Coles 4 days after (to try my luck). Consciously took the self-assisted check-out counter, scanned all the groceries (mostly 5kg sunrice being 50% catalogue sale this week, was planning to return it ASAP if I don't get $100 off), and GOT the $100 off. It was prompted on the screen as you select "pay now".

      Hope it helps, good luck.

Login or Join to leave a comment