A friend had a car accident in his pride and joy a couple weeks ago (at fault) which resulted in approx $20K worth of damage to his car and the other car.
Was very unfortunate, the other car was speeding around a tight corner as he pulled out from the kerb, anyway, he accepted fault because at the end of the day, he felt he was in the wrong. - This is not the problem.
The problem is that his insurance company (Progressive) is refusing to payout for not disclosing a previous suspension. On his policy he stated he had no suspensions in the last 5 years, but he forgot about one that happened in 2014.
Before you jump to conclusions, the suspension was a mixup due to a unpaid $100 parking fine. When he became aware of the fine and suspension, he paid immediately back in 2014 to fix it up.
The insurance company asked him for a copy of his driving history, which he paid for and provided, didn't think anything of it, but now they have the evidence, and are saying it voids his insurance and would not have insured him if he had disclosed the suspension.
What are the options?