Ahhhh! I can't believe it. I was backing the Tiguan out of my garage and forgot my wallet inside, so I went in to grab it and at some point while I was inside, my 3yo daughter managed to grab the remote for the garage door and lowered it down onto the car. Now there's a massive gash on the hood. I need to know, is this coverable by insurance, or am I gonna be required to pay for it?