When you roll your non-PCU Credit Card and/or Store Card balances onto the low rate PCU Visa Credit Card, we will give you $60 per card balance transferred*.
To apply for a balance transfer, fill out the application form (if you do not already have a Visa Credit Card download the application form) and fax in to (02) 8267 6860. Alternatively call PCU Direct on 131 PCU (131 728) or your nearest branch.
but no 0 or 2.9% interest for 6-12 months?
not really competitive is it?
Where is the deal here?? If you are going to do a balance transfer find someone that does the interest at a reduced rate for a a fixed period….
Majority of cards waive the annual fee for the first year. My Westpac gold card waives the fee all the time if I spend $xx each year and I get all the gold benefits to boot…
Even by the time of transferring the money you are still going to get sluged interest deducting from the $60. It's not really worth wasting the time to do it especially given others offer better introductory balance transfer offers.
Have to agree, no bargain to be had here.
So, what if you LIKE your OLD card?
This sounds anti-competitive to me.
"ACCC, where are you?"
(Sung to the tune of "Car 54, where are you?" ;-)
if you do a balance transfer to a card that has 0 or 2.9% for 6 to 12 months you save wayyyyy more than $60 on the avg. transfer
sure if you transfer $500 and pay it off immediately you get $60 but that seems to be 'playing the system' for a measley $60?
"Receive $50 for joining New PCU Members will receive $50 for opening a new PCU Membership and have a regular direct deposit (salary, for example) each month into an account*. " seems like ok deal. but can anyone join or do you have to be in the police force?
thats what I was thinking, I thought you had to have some form of association with the police force to join the PCU
Yes, I think you need to be related to someone within the police force.
I think it generally cuts off at wife/husband/family though.
So you cannot claim from a larger extended family, or else everyone could join every credit union.
So if I got pulled over can I show the card to the officer and leave immediately?
So, doesn't Visa take a fee - each year - for each Visa credit card you have with them?!?
How much? Perhaps the $60 just pays your first year's Visa fee?
If so & you'd like to save interest & bank / credit union fees, I'd say:
Take ING Direct's $40 (per cost-free Visa debit card), & use your savings for other things.
:-)