Targeted offer.
For existing WestPac Altitude/Earth card holders. Comes with all perks of Amex credit card such as two entries to Amex lounge/calendar year.
20,000 bonus Qantas Points when you apply, are approved and spend $3,000 on eligible purchases on the American Express Westpac Altitude Black Card within 90 days of Card approval. New cards only.
No annual card fee in the first year ($199 thereafter).
Referrer & Referee get $50 after referee makes 5 card purchases & deposits $500+. Maximum of 5 referrals allowed per customer: bonus is not paid to either parties if the referral code has been used more than 5 times.
Expecting to spend 3K in 90days for just 20K is atrocious :P
I couldn't even get out of bed for 20K points, what more 3K required spend.
IT IS TARGETED OFFER AS WELL. it says "Thank you for your interest. Our records show that we do not have any current Offers for you right now. To check for Offers in the future, login to Westpac Live and visit the Rewards and Offers tab."
20k bonus points is pretty low.. unfortunately