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Westpac Altitude Platinum: $250 Gift Voucher (JB, Myer or Webjet) with $800 Spend in 90 Days - $150 Annual Fee

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Westpac Altitude Platinum: $250 Gift Voucher (JB, Myer or Webjet) with $800 Spend in 90 Days - $150 Annual Fee
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SeaWolf au on 15/11/2019 - 11:22 westpac.com.au (308 clicks)

Get a $250 gift voucher at JB Hifi, Myer or Webjet when you spend $800 in 90 days on a new Westpac Altitude Platinum and select Altitude Rewards Program.

Features:

Uncapped points earn rate: 1 Altitude Point per dollar spent on eligible purchases, 2 points per dollar on Uber, Uber Eats, AirBNB, Spotify and overseas purchases (3% fee), 3 points per dollar on QANTAS, Jetstar and Virgin Australia (capped at $10,000).

  • Annual card fee: $150
  • Variable purchase rate: 20.49% p.a.
  • Variable cash advance rate: 21.49% p.a.
  • Interest free days on purchases: Up to 45
  • Minimum credit limit: $6,000
  • Minimum income required: $30,000

Note that existing Westpac customers who currently hold an Altitude Platinum credit card, or who have held one in the last 12 months and Westpac Group staff are not eligible for this offer.

Referral Links

Westpac Choice Account: random (114)

Referrer & Referee get $50 after referee makes 5 card purchases & deposits $500+. Maximum of 5 referrals allowed per customer: bonus is not paid to either parties if the referral code has been used more than 5 times.

Financial Credit Card Gift Card Reward Points

Related Stores

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closed Comments

  • mudguppy1 on 15/11/2019 - 11:30

    Variable purchase rate: 20.49% p.a.
    Variable cash advance rate: 21.49% p.a.
    how good is that!

    • SBOB on 15/11/2019 - 11:56
      +7

      Who pays interest on credit cards :/

      • Pcoder on 15/11/2019 - 12:38

        As a regular ozbargainer, you should always pay off in interest free period. I've never paid interest on my cards.

        If you do have a tight financial situation then maybe go for a low rate card, but you should always try to avoid any long term credit card debt.

        • mudguppy1 on 15/11/2019 - 13:58
          +1

          agree but when someone is against the wall they crucify them, all good though the shareholders are happy. in the late 80's credit card rates where ~2 or 3 above RBA rates, they have never gone down. corporate pirates.

          • SBOB on 15/11/2019 - 19:12

            @mudguppy1: Unsecured credit that's easily obtainable…
            No one makes you take out a credit card and use it

            And there's plenty of low rate options out there.

            I'm fine with high interest cards giving bonuses

      • hamwhisperer on 15/11/2019 - 16:13

        Not OzB members!

  • Stopback on 15/11/2019 - 11:35

    1 Velocity Point for every 3 Altitude Points…

    Travel insurance

    • douglasac10 on 15/11/2019 - 20:36

      I think they would rather you to use the Velocity direct earn option if you want Velocity points now (0.5 points vs 0.3 for Altitude redemption).

      However, still not a great card for it, I believe the leader in the non-Black\Amex category is the Coles Mastercard at 0.86 on most spend. Downside is dealing with Shitibank.

  • Lesco Brandon on 15/11/2019 - 11:41
    +2

    So really it's a $100 gift voucher?

  • RHSteven on 15/11/2019 - 12:51

    perhaps wait for the Altitude Black deal.

  • Rajserp on 15/11/2019 - 14:21

    Does the $150 fee get billed at sign up or at second year?

  • evieletur on 21/11/2019 - 21:38
    +1

    St George/Bank of Melbourne/BankSA offering similar but $400 gift card with $3k spend in 90 days with $99 annual fee. You can choose from different shops: Flight Centre, Bunnings, JB HiFi, Sunglass Hut, Uber, Sephora, Myer
    https://www.stgeorge.com.au/personal/credit-cards/affiliate/…
    https://www.bankofmelbourne.com.au/personal/credit-cards/aff…
    https://www.bankSA.com.au/personal/credit-cards/affiliate/am…

    • SeaWolf au on 21/11/2019 - 22:48

      That's a great find!

    • hamwhisperer on 23/11/2019 - 16:02

      Not bad, free $300 give or take - but at least what? 2 hours work (sign up, cancel) over the course of a year.

      Hmmmm

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