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Discounted Personal Loans: Fixed 7.69% p.a. (Average Credit or Better), $0 Fees (Excellent Credit) @ Our Money Market

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The following offer is only available to new customers of OurMoneyMarket and is subject to standard credit approval processes and procedures.

If your credit history is Average or better (i.e. Equifax Credit Score of 545 or higher) you may be eligible for an unsecured personal loan fixed rate of 7.69% p.a. That's a comparison rate of 7.99% p.a.* (Excellent Credit) to 9.56% p.a.* (Average Credit). Only available for loan terms from 1 to 5 years.

Simply email the coupon code to [email protected] along with your full name and phone number to become eligible and our credit team will get in touch to finalise the process!

OurMoneyMarket Personal Loan Summary

Loan amounts are from $2,001 to $50,000
- Unsecured
- 1 to 5 year loan terms
- Weekly, fortnightly or monthly repayments
- Fixed rate of interest
- $0 monthly account fees
- $0 prepayment fees
- $0 early exit fees
- $0 Fees for Excellent Credit (generally requires an Equifax Score 833+). All other applicants may incur a one-time upfront establishment fee that is added to the loan amount an based on your credit history. This is calculated as a percentage of your total loan amount (standard establishment fees range from 1.50% to 4.50% of the total loan amount)(minimum $150 - excluding Excellent Credit).
Email: coupon code to [email protected] to become eligible

Standard credit assessment criteria applies.

OurMoneyMarket Lending Pty Ltd ABN 64 605 231 669 Australian Credit Licence 488228.
*This comparison rate is based on a $15,000 loan over 5 years.

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closed Comments

  • +3

    Borrowing money is not a bargain.

    • -2

      Personal loans are the worst kinds of loans. At least with credit cards you know what you're getting yourself into and you get points/rewards that make it worthwhile if you're not an idiot.

      • +1

        Personal loans are generally for longer than one month. How on earth can a credit card be better in a situation where someone wants to borrow money over an extended period?

        • I was speaking in relation to debt.

    • Agree

  • Regardless of your opinion on borrowing money, compared to similar unsecured loans, the comparison rate for average credit doesn’t seem too bad.

    This could be useful for someone that already has unsecured credit at a massive rate or has previously taken on a dodgy car yard loan or similar and wants to refinance to save themselves some cash.

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