You can earn up to $10 for every mate you invite to Up. Once you’ve qualified you can send invites to your friends' mobiles. After they successfully sign up, you’ll each get $5. Once they make 5 purchases in their first 30 days you'll both receive another $5.
You'll need to be using the latest version of the app.
Up has no monthly fee, no international transaction fees and 2.75% 2.25% 1.85% interest rate with the only condition being 5 card transactions made.
Also has instant Apple and Google Pay provisioning so you can use your $10 before receiving the physical card.
N.B. If you use the Old referral system when you click the Ozbargain referral link you need to include your mobile number in the message.
Conditions of use
Invites will expire automatically if the invitee has not become an Up customer (having passed KYC) after 14 days.
To receive the sign-on bonus, the invite needs to be provided through the Up app and the invite text must explicitly state the bonus amount in Australian dollars. If your email, SMS or other notification does not clearly state the bonus amount, you are not eligible for any bonus.
Conditions for inviters
To enable the sending of invites you must be an active Up customer with a verified email address and have made one or more purchases with Up. You will receive a notification once you qualify. To enable your shareable Hook Up a Mate page, you'll need to also have set up your Upname and have opted to share your profile picture, Upname and the length of time you've been an Upsider.
One bonus payment will be paid to the inviter when the person they invite joins Up and becomes a customer.
An additional $5 bonus payment may be paid if the person invited makes 5 purchases using their Up card or digital wallet in their first 30 days as an Up customer. This additional bonus payment only applies to any invite accepted after 5pm AEDT, 12 December 2019. Invites accepted before this time are not eligible for this additional payment.
Conditions for invitees
One bonus payment will be paid to the invitee when they join Up and become a customer.
An additional $5 bonus payment may be paid if the invitee makes 5 purchases in their first 30 days as an Up customer. This additional bonus payment only applies to any invite accepted after 12pm AEDT, 20 April 2020. Invites accepted before this time are not eligible for this additional payment.
Invite codes
If you have signed up using an invite code or sharing link (which may resolve to an invite code), you will be told what that code or link entitles you to before completion of sign up.
Bonus payments associated with invite codes or links will only be paid on successful sign up and creation of your account and satisfaction of any qualifying criteria.
Invite codes may be cancelled at any time after they are issued.
Last modified 11 June, 2020
Fun fact: I work for one of their competitors and yet I love using UP. The worst part is many young peeps from my company share this view.