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Medibank - Join Any Hospital+Extras Cover and Get 6 Weeks FREE + 2 & 6 Months Waiting Period Waived

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Medibank - Join Any Hospital+Extras Cover and Get 6 Weeks FREE + 2 & 6 Months Waiting Period Waived
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Ljetabe on 05/05/2020 - 15:01 medibank.com.au (2776 clicks)
6FREE

Join eligible combined hospital & extras cover and you could enjoy six weeks free plus 2&6 months waiting periods waived on extras. New members only.

‡ Must use promo code: 6FREE

I just switched over myself as i figured offset from no premium for 6 weeks will bring down my annual premium to sweeten this deal even more.

The quote I got from Medibank was lower than my existing health insurance which is surprising because previously whenever I tried no one could beat them on premium prices.

Guess It pays you back to reevaluate.

Other benefits listed with them link above:

  • Mental Health Phone Support

    Members with hospital cover can talk with a mental health professional over the phone in relation to any mental health or emotional concern, 24 hours a day 7 days a week.

  • 24/7 Medibank Nurse

    Members with hospital cover can call our phone service to speak to a Medibank nurse about their health concerns at any time of the day or night.¹

  • Accident Cover Boost

    If you have an Accident, you'll be eligible for Gold level hospital benefits, regardless of your level of cover, thanks to our Accidental Injury Benefit.²

  • Unlimited Emergency Ambulance

    No matter which hospital or extras policy you choose, you’ll have the peace of mind that comes from knowing that your cover includes unlimited emergency ambulance.³

Health & Beauty Health Insurance Insurance

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Medibank Private
Medibank Private

closed Comments

    • yht on 05/05/2020 - 19:15

      Have you made the claim in the past with Bupa? There is a lifetime limit for Ortho and depending on how much you have accumulate. Eg. With my cover, $500 per year, max $3000. Thus to claim the full amount, you need to do the ortho at 6th year of membership.

      • sunnyc on 05/05/2020 - 19:42

        Hence why I went into the store to ask for my claimable amount. I've used some of my lifetime limits hence why I went into the store. They said the entire amount. Anyways I transferred from Bupa with 4 years, with Medicare before that. So I haven't missed a day of private insurance with premiums for like 10-15 years.

  • Bigredkeg on 05/05/2020 - 19:01

    Thoughts on getting this for 6 weeks just for some dental work? Im due for a clean/checkup which usually costs about 200-300, and got some side sport niggles (physio). Would probably cancel after.

    Says you must maintain direct debit for 30 days to receive free 6 weeks. So thats 2x fortnightly payments - about 2x$46. You can then claim back 60% of your extras. Wonder if you end up winning hmmm

    • sunnyc on 05/05/2020 - 19:43

      You would save money getting a cleanup on Groupon or a discount medical clinic.

    • mrjames on 05/05/2020 - 21:55
      +1

      Open up a policy with AHM, choose the best extra policy as this has no wait periods for dental. Close account following your dental work.

    • Hoarder77 on 06/05/2020 - 14:09

      This is the reason why private health insurance is expensive! You shouldn't encourage people to do this.

      • Bigredkeg on 08/05/2020 - 11:18

        Hi Hoarder - when i just chatted AHM asking about policies / wait times the agent followed up after stating they have no wait times for dental work with "that its great with AHM because if you want to change your cover or decide its not for you theirs no lock in contracts.". So they are using that as a selling point. Feel free to correct me if were doing something wrong/unethical here ?

  • atom1319 on 05/05/2020 - 19:54
    +1

    Do people just get on these promos just like they change their mobile providers for good deals every now and then?

  • RocketSwitch on 05/05/2020 - 20:46
    +4

    Save your money, private health is a scam.

  • [Deactivated] on 05/05/2020 - 21:06
    +2

    Had a decent cover for almost 8 years, spending more than 25k… I now have quit PHI… as I realised that I am wasting my hard earned money getting nothing out of it other than optical…

    • Oofy Doofy on 06/05/2020 - 09:28

      That's the thing with insurance though… You don't need it until you need it.

  • FareEvader on 05/05/2020 - 22:05
    +3

    I had a terrible experience with Medibank and would advise you to shop around (or avoid PHI altogether).

    • Oofy Doofy on 06/05/2020 - 09:28

      Care to share a quick explainer?

      • FareEvader on 06/05/2020 - 12:13
        +2

        I was sold a misleading plan that did not cover me for what I needed due to an update of their plans terms and conditions. I said was happy to backpay the extra amount if it meant they could waive the waiting period as it wasn't my fault. I went thru their customer complaints team and got declined. I escalated it to a higher complaints department and got declined again. They case manager was very defensive and wasn't interested in listening to the issue.

  • AlanHB on 05/05/2020 - 23:30
    -1

    When I ran the numbers on PHI for pure tax avoidance (I've only been to the doctor once or twice in the last decade), I found that health.com.au provided the cheapest coverage.

    • leiiv on 05/05/2020 - 23:48
      -1

      I think HIF is still the cheapest.

    • Oofy Doofy on 06/05/2020 - 09:31

      Should at least get an annual or 6 monthly FBC and all related to routine health summary blood work.

      Dental check-ups every 6-12 months.

      Optical check-ups every 1-2 years dependent on how you feel about your eyesight between visits.

    • Young gardener on 06/05/2020 - 18:23
      -1

      Isn't Westfund Limited provide cheapest?

  • [Deactivated] on 06/05/2020 - 17:03

    I had cover for 10 years, it was costing me $150 a month and I basically used it for Dental only and it pays itself off. I stopped now for a few months, because I felt like it was money down the drain but I am thinking of joining again esp if I can find a good sign up bonus with no lock in contracts.

  • PirateKingJack on 22/06/2020 - 15:59

    Does this stack with the referral link? Anyone know?

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