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Private Health Insurance Offers: NIB 10 Weeks Free on Hospital & Extras, Bupa 6 Weeks Free + More @ Compare The Market

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Private Health Insurance Offers: NIB 10 Weeks Free on Hospital & Extras, Bupa 6 Weeks Free + More @ Compare The Market
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AssociatedLctmaus on 05/06/2025 - 12:49 comparethemarket.com.au (1643 clicks)
Last edited 05/06/2025 - 13:33 by 2 other users

Private Health Insurance offers for new and switching customers in June 2025.

Not all offers will be available to every customer. Each offer is subject to the terms and conditions of each provider. Ask us if you need more information 13 80 17.

AIA

  • Up to $750 cashback on combined and hospital only (Not available in all states and territories, please refer to the Ts and Cs)

AUS UNITY

  • 8 weeks free and waiver on combined

FRANK

  • Waiver on extras when combined purchases

GMHBA

  • Waiver on extras when combined purchases

NIB

  • 6 weeks free extras only
  • 10 weeks free combined

BUPA

  • 6 weeks free combined

SEE-U BY HBF

  • 4 weeks free and waiver on the combined

HIF

  • 2-month waiver on extras only
  • 6 weeks free and a waiver on combined
Financial Ancillary Health Insurance Cashback Comparison Service Health Insurance Insurance

Related Stores

Compare The Market
Compare The Market
AIA Vitality Australia
AIA Vitality Australia
Australian Unity
Australian Unity
Bupa
Bupa

Comments

  • Maglia Nera on 05/06/2025 - 12:52
    +14

    This is more of a Facebook advert

  • Hinee on 05/06/2025 - 12:58
    +1

    This is weird

  • TechieARG on 05/06/2025 - 13:03
    +2

    The old Aleksandr Orlov

  • RTY on 05/06/2025 - 13:20

    My CTM cashback with TCB from April is confirmed but not payable yet, if I churn now, will I still get that cashback?

    • nightelves on 05/06/2025 - 13:46

      Want to know this as well.

    • Associatedctmaus @ Compare The Market on 05/06/2025 - 14:31

      You will, so long as you remain financial for 90 days. Some of the offers are still valid until the end of July or even the end of Aug.

      • RTY on 05/06/2025 - 14:39

        My cashback from April (see-u) was under the old 60 days term and it's already been 60 days & confirmed; do you mean I should stay another 30 days even though it's confirmed?

        I plan to churn to nib via your current offer &TCB and I will stay at least 90 days, but not sure if it will affect my April cashback for see-u (confirmed but not payable yet).

        • [Deactivated] on 05/06/2025 - 19:57

          mine has already confirmed, i was with union health

          • RTY on 05/06/2025 - 23:25

            @[Deactivated]: My question is can I churn while it’s confirmed, or should I wait when it’s payable

            • Associatedctmaus @ Compare The Market on 06/06/2025 - 11:28
              +1

              @RTY: Checking this for you. Will confirm as soon as possible.

        • tunzafun001 on 05/06/2025 - 20:51

          Correct, it's 60 days.

      • Meovel on 27/06/2025 - 16:02

        Does missing a direct debit (manually paid later) all within 90 days affect the eligibility?

    • RTY on 22/06/2025 - 21:25

      Edit: cashback turned payable today. Churning to nib now

  • fozzie on 05/06/2025 - 13:55
    +2

    Niib will pay after 3 months. Better off Frank or gmhba that offer 6 weeks free after 1 month.

    • noelhoi on 05/06/2025 - 13:58
      +1

      I was with AIA Health, then last year moved to GMHBA because those 2 were the only ones with AIAVitality partnership. Now that GMHBA announced they will cease AIAV program, AIA Health would be the only health insurance option if I want to keep mg AIAV membership. This comes at a perfect time, thanks OP for the headsup!
      Have a blessed day 🙏

      • trixieb on 05/06/2025 - 14:33

        @noelhoi You can get cashback from TopCashback posted here with CTM. I'm not a customer of CTM so can't check if the health fund offers are identical with cashback.

        • noelhoi on 05/06/2025 - 14:47

          This was actually the next qn I was gonna ask! Thanks mate for recommending and I actually had a look before at TCB’s CTM page to see what their T&Cs are, and apparently it says (point #3):

          You are however entitled to utilise TCB's cashback and any offers your insurer of choice is offering via
          СТМ.

          I don’t churn PHI so I’m inexperienced. Especially using CTM. Can someone experienced clarify? Maybe OP @ctmaus

          Say I take AIAHealth Bronze Plus policy for family, I am in WA, and according to the current promo T&C which is the same as provided directly from AIA Health website,
          Does it mean I am eligible for $300 1st year and $150 2nd year, and on top of that the $250 cashback from TCB?

          • trixieb on 05/06/2025 - 14:59

            @noelhoi: Hope the CTM rep can answer if the private health fund offer is identical via TopCashback link. (I don't churn private health fund)

            T&Cs with TopCashback: "Note you will not qualify for both cashback and CTM gift cards (if offered)." This is when CTM calls you with a CTM gift card offer which is excluded for cashback. The cashback offer from the health fund seems to be eligible.

            • noelhoi on 05/06/2025 - 15:02

              @trixieb: Yeah I hope so too that it stacks. Keeping AIAVitality alive is important for me, as I can maximise the benefits from the program. Both me and wife’s accounts adds up to $1500 cashback from it annualy!

              • trixieb on 05/06/2025 - 15:08

                @noelhoi: I'm not familiar with AIA Vitality. Wow that's generous. Is that from exercising and is there a limit on amount earned?

              • YesPleaseThankYou on 05/06/2025 - 15:15

                @noelhoi: So called loyalty schemes like AIA Vitality are designed to make you a stickier customer (less likely to leave).

                $750 each annually is a pittance compared to how much you would save by churning across providers for the 'weeks free' offers.

                Each to their own.

                • noelhoi on 05/06/2025 - 15:21
                  +1

                  @YesPleaseThankYou: Thank you for pointing that out, and while I agree it’s not optimal and much less than what I could have saved by churning, I don’t think I’m up to challenge mentally to take the task of doing churning every few months considering I have to look at what benefits are included etc etc, just too much movement. I do my own profiting somewhere else 🙂

                  • YesPleaseThankYou on 05/06/2025 - 15:23
                    +2

                    @noelhoi: As I'm not profiting elsewhere, I'll take what I can get from my 5 to 6 churns per annum 😜

                  • tunzafun001 on 05/06/2025 - 21:01
                    +2

                    @noelhoi: That's fair you value your time elsewhere. I used to be in that position.

                    Only thing I will add is that hospital cover is all the same. Ie. Bronze is bronze (gov mandated).

                    It's just the extras you need to get your head around. Do it once, print it out (or whatever you crazy kids do these days- put it on ya insta! or a do a tik tok ..Refer back to it later when you churn back to it.

                    It's been handy to know who to go with for what. Also good to know what customer support is like between providers.
                    Bupa are next level terrible (just don't call them). They rang me the other day and my daughter yelled out " Don't call Bupa Dad". The Bupa lady laughed and acknowledged they are indeed less than useless. BUT…I just had $700 of dental work..cost nothing. Will now move on.

                    • Craze on 24/06/2025 - 22:28

                      @tunzafun001: I was a long time BUPA member until I discovered this churning hack to get the free weeks… only started last year. I'm currently with Medibank, had a clean at BUPA dental and was shocked how little I was covered, when it was fully covered when I was a BUPA member!

                      • tunzafun001 on 24/06/2025 - 23:04

                        @Craze: You mean how little cover you had through Medibank ? (There covers are % based + bonus by using their dentists).

                        Bupa are generally better, but ..for example, they say general fillings are covered. I had a basic filling in the gap between teeth. Required a couple of cusps at $28 each.
                        Bupa covered $12, Medibank cover 75% of $28.

                        Just joined Medibank for the first time. Ironically need to go back to their dentist for a free check/ 2000 live better points…even though I literally just came from a Bupa dentist last week.

                        Any hidden tips/ perks to keep a look out for with Medibank?
                        Got the 5000 points, 6 wks free, $300 finder credit and ready for the $50 next week.

                        • Craze on 27/06/2025 - 22:35

                          @tunzafun001: Yep I was shocked at how little Medibank covered! Standard clean and I was still out of pocket $1xx!

                          I remember doing clean at Bupa dental, with Bupa cover and was covered entirely, no out of pocket. I'm just waiting for the bonus points to be issued, redeem some stuff and churn away again.

                          • tunzafun001 on 27/06/2025 - 22:42

                            @Craze: I thought they covered one clean a year. Maybe it's just a free check up.

                            When I had my scale and clean (with Bupa at Bupa Dental) the Hygienest said teeth look fine, get them checked in 6 months.

                            Said the check ups are free, might as well do one now (also I was leaving in 3 weeks). Bupa dentist found $1700 worth of cavities.. alledgedly. Apparently small.

                            Got my $900 cover limit worth done. So a few left to go.
                            Will be interesting to see what the Medibank dentist comes up with when they do their check, and how much it will be ..if anything.

        • tunzafun001 on 05/06/2025 - 21:05

          Offers are the same, but limited.

          Ie. you might not find all the CTM options under TCB.

          Likewise, CTM doesn't have all the options that you will find going to the insurer direct. Ie. they didn't have the extras I wanted with Aus Unity. Went with Bupa instead…for now.

    • andyfc on 05/06/2025 - 14:20
      +1

      Unless you're a serious churner that literally takes the free weeks and changes, even though you have to wait 3 months, NIB 10 weeks free on combined appears to be by the far the best. Doesn't seem to matter what level of cover either. So you can get a reasonable level of cover and get 2.5 months free.

      This is literally just an Ad post, but actually reminded me to churn lol.

      • fozzie on 05/06/2025 - 14:42

        Yes, I’m a serial churner. I suppose with the cashback isn’t too bad.

        • andyfc on 05/06/2025 - 15:01
          +2

          Yeh, just did 10 weeks free with NIB, plus top cashback $250, over a 1/4 of the year paid for.

  • tunzafun001 on 05/06/2025 - 14:32

    Anyone got their Oodie yet?

    • chanhoz on 05/06/2025 - 14:37

      yes, delivered on monday

      • fozzie on 05/06/2025 - 14:42

        Not me.

      • tunzafun001 on 05/06/2025 - 21:10

        Hmmm. I got the what size confirmation email etc at the end of May. Nothing since. Hopefully soon. Current front will make for a cold week.

        • Associatedctmaus @ Compare The Market on 06/06/2025 - 10:47

          They're still being sent! :) You should receive yours very soon.

          • tunzafun001 on 06/06/2025 - 10:54

            @ctmaus: As all the RedBull kids say….
            ..Send it !
            Thanks for letting me know.

    • crackman on 05/06/2025 - 14:52

      never got mine

      • Associatedctmaus @ Compare The Market on 06/06/2025 - 10:48

        Postage from our warehouse is still underway. Provided you opted in to receive, it should arrive very soon.

        • tunzafun001 on 24/06/2025 - 21:22

          I got the email. Called up last week. Told I'm on the list..but CTM only sends x amount through Aussie post per day. So need to keep waiting.

          Those who sign up now should be ready to go for summer.

    • cooni on 05/06/2025 - 16:17

      Yeah I got mine. It's huge and super warm.

    • Reveen on 06/06/2025 - 02:46

      Received last week.

      Insurance!

    • andyfc on 24/06/2025 - 19:54
      +1

      Yeh it's actually legitimately awesome. It's so warm that you can't actually run the heater unless you want to boil

  • limetree1 on 05/06/2025 - 15:05
    +2

    When I opened the link, it says $600 Cashback for AIA, not $750.

    • rarelyscene on 05/06/2025 - 15:17
      +2

      Even more confusing, click the AIA terms and it says up to $900.

  • digitalane on 05/06/2025 - 15:16
    +1

    Are any of those a July 1 extras reset provider?

  • nightelves on 05/06/2025 - 15:18
    +1

    Which provider limit resets after 30/06?

    • YesPleaseThankYou on 05/06/2025 - 15:19
      -5

      Ask Google

    • digitalane on 05/06/2025 - 15:23
      +1

      To my knowledge - ahm and Peoplecare - not sure of any others….

  • Taro Milk Tea on 05/06/2025 - 15:29

    so which one is the best deal?

    • zfind on 05/06/2025 - 17:23
      +1

      Without reading the conditions, hard to argue with a cashback if it’s 1:1 on spend - pump and dump like PHI deserves to be. Then jump onto the next and milk, free weeks are the norm. Rarely see big cash backs.

  • Avi0001 on 05/06/2025 - 15:29

    Bupa is providing 10 weeks free cover on combine cover.

  • ely on 05/06/2025 - 15:37

    recently had surgery and not keen on switching in case of any follow up issues, but seems like a few good options

    • YesPleaseThankYou on 05/06/2025 - 15:48

      recently had surgery and not keen on switching in case of any follow up issues

      Your waiting periods transfer. Depending on your hospital excess, I'd still recommend churning.

      It's fair enough if you want to take a cautious approach.

      • ely on 05/06/2025 - 15:50

        Yeah, I'm aware that they transfer, just would prefer not to take the risk of there somehow being complications related to it. Low risk of problems anyway, will decrease cover and churn in a couple of months one way or another.

      • Pagu on 05/06/2025 - 21:09

        Thank you for this tip. Do you know which providers do not count the used extras and give you a new set when you move to them?
        Thanks

  • freedomofspeech on 05/06/2025 - 16:00

    AHM anything?

  • cooni on 05/06/2025 - 16:19

    Don't forget to click through from TopCashBack or CashRewards (slightly lower).

  • JackMa101 on 05/06/2025 - 16:30

    hmmmmm cannot see NIB in my compare result, it does not cover family?

  • The Wololo Wombat on 05/06/2025 - 16:53
    +5

    I would never sign up with this website. They've never been close to the cheapest deal every time I try them, yet they make the average person feel like they are getting the best deal.

    • ely on 05/06/2025 - 17:13

      I would suggest going directly to the providers if that's a concern, pretty sure all those offers are the provider ones not only ones accessible via CTM. In general the offers are best exploited via churn anyway, the cheapest providers don't normally offer great incentives.

  • xiaozaocha on 05/06/2025 - 17:45

    waiting for better deal as of EOFY time

  • slappy on 06/06/2025 - 18:39
    +1

    Signed up for NIB via CTM link - $250 and 10 weeks free - hopefully all comes through OK!

    EDIT: $250 Pending in TopCashBack already!

  • Leonard0880 on 07/06/2025 - 01:53

    And drawbacks on separating my policy with my wife's to get cashback*2?

  • 0FoxGiven on 09/06/2025 - 13:55

    Can you switch to NIB and get the waiver benefit if you were previously with AAMI?

  • WhereDeal on 17/06/2025 - 08:26
    +2

    Theres also a free meerkat hoodie promotion till 14/07/2025 . I had to ask about over to phone though.

  • wwwboy on 24/06/2025 - 10:17

    I have 4 weeks free left on my current provider that I signed up for In March. I think I will hold of churning perhaps and hope for other deals later.

  • Jasonr31 on 30/06/2025 - 20:18
    +1

    I know i left it last minute but went through the whole process just to get an error with no explanation and a message to call, but they're closed.

    • Jasonr31 on 30/06/2025 - 20:27

      Seems to be an AIA issue, went with BUPA instead and worked fine

    • groook on 30/06/2025 - 21:06

      Yep same here, AIA site is broken. What I get for leaving it to the last minute

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