I was looking for a 0% balance transfer deal and currently it looks like Virgin Money has the only one with no fees.
They also have a 0% interest deal on purchases for 9 months but I think 0% BT for 12 months is better.
0% Balance Transfer for 12 Months or 0% on Purchases for 9 Months @ Virgin Money
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Referees will receive 5,000 Virgin Money Points when they open their first Virgin Money Go Account before 31 January 2024 and meet the Welcome Offer Bonus Points Criteria (1 debit card purchase/direct debits/BPAY transaction in the first 30 days).
Referrer will receive 5,000 Virgin Money Points for each referee who meets the Welcome Offer Bonus Points Criteria, for up to 5 referees in a month.
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No Apple Pay ? Sad
I think their application assessment is via Citibank Credit assessment team… if anyone knows…
yes.
Don't bother applying, they don't approve them even for perfect applications and only leaves you with an entry on your credit file. I burnt my fingers trying to take advantage of the balance transfer offer.
I've had a few Virgin cards in the past, never had an issue.
Not signing up for this though.. probably will if velocity survives and they have another offer.They approved mine, and contrary to my mother's opinion I'm far from perfect.
Second this. Also declined despite haven't applied any credit cards in the last 3 years and good credit history.
suppose they have to offer something at the moment.. their major offering previously involved velocity points.