HOW MUCH YOUR CURRENTLY INTEREST MORTGAGES AT THE MOMENT? VARIABLE RATE. IM GETTING 2.88% ON CBA
careful, might get unpublished…
P&I or IO? Assume Owner occupied. What's your LVR and loan amount.
Mine is 3.28%, P&I, 60%, 250k-500k loan
MINE IS 2.49% VARIABLE AT THE MOMENT WITH UBANK
MY CAPS LOCK KEY IS STUCK!!!!!! CAN ANYONE HELP!!!!
MY INTEREST RATE IS 2.79% CURRENTLY
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2.39% variable owner occupier with TicToc.
PAID OFF MY LOAN ALREADY
2.59% with AMP Bank
2.8% ANZ OWNER OCC (COMPARISON RATE)
2.24% with St George!
variable?! that's a sick rate if it is
Fixed for 2 years, sorry.
2.64% with G and C Mutual Bank.
2.8 ANZ OO, 3.27 NAB investor. Not typing in caps, the first few words just happened to fall that way.
3.02% variable CBA - Looking to see if I can get a better deal with them or else where. That said, current repayments are still far cheaper than I have ever paid in rent.
can someone help to understand the split home loan?
As a rough example, instead of having a single loan of 200k, you can split it into portions:
150k fixed @ 2.5%
50k variable @ 3.0%
You get the benefits of lower interest for the majority of your loan (fixed portion) plus flexibility of paying extra (variable portion).
i have a offset of 100k on my loan, you know what should i do best?
Best to seek professional financial advice.
You can have around 100k in variable loan with offset account, and the rest is in fixed loan.
@hentar: There are some lenders (e.g. Bank Australia) where you can have the best of both worlds - fixed loans which have offset accounts attached to them.
2.89 variable IP P&I with UBank.