What Is Your Current Interest Rate on Your Mortgage?

LMrokire on 29/08/2020 - 23:36
Last edited 30/08/2020 - 02:23 by 1 other user

HOW MUCH YOUR CURRENTLY INTEREST MORTGAGES AT THE MOMENT? VARIABLE RATE. IM GETTING 2.88% ON CBA

Financial Home Loan

Comments

onetwothreefour on 30/08/2020 - 07:02

+6

Weird thread.
- sempro on 30/08/2020 - 07:48
  
  +4
  
  careful, might get unpublished…
avoidfullprice on 30/08/2020 - 08:17

P&I or IO? Assume Owner occupied. What's your LVR and loan amount.

Mine is 3.28%, P&I, 60%, 250k-500k loan
bloom on 30/08/2020 - 08:18

MINE IS 2.49% VARIABLE AT THE MOMENT WITH UBANK
brendanm on 30/08/2020 - 08:24

+5

MY CAPS LOCK KEY IS STUCK!!!!!! CAN ANYONE HELP!!!!

MY INTEREST RATE IS 2.79% CURRENTLY
- salrock on 30/08/2020 - 13:20
  
  +2
  
  Press shift button while typing
conan2000 on 30/08/2020 - 08:55

2.39% variable owner occupier with TicToc.
djones145 on 30/08/2020 - 08:56

-3

0

PAID OFF MY LOAN ALREADY
pantsparty on 30/08/2020 - 09:29

2.59% with AMP Bank
swimmingtoad on 30/08/2020 - 10:26

2.8% ANZ OWNER OCC (COMPARISON RATE)
silenthillrocks on 30/08/2020 - 17:04

1
ldt on 31/08/2020 - 11:08

2.24% with St George!
- cantthinkofone on 01/09/2020 - 18:40
  
  variable?! that's a sick rate if it is
  - ldt on 01/09/2020 - 19:09
    
    Fixed for 2 years, sorry.
afah0447 on 31/08/2020 - 18:45

2.64% with G and C Mutual Bank.
Choc83 on 01/09/2020 - 00:02

2.8 ANZ OO, 3.27 NAB investor. Not typing in caps, the first few words just happened to fall that way.
sathion on 01/09/2020 - 00:12

3.02% variable CBA - Looking to see if I can get a better deal with them or else where. That said, current repayments are still far cheaper than I have ever paid in rent.
movieman on 02/09/2020 - 07:11

2.8%
Mrokire on 02/09/2020 - 17:08

can someone help to understand the split home loan?
- zonra on 02/09/2020 - 18:15
  
  As a rough example, instead of having a single loan of 200k, you can split it into portions:
  150k fixed @ 2.5%
  50k variable @ 3.0%
  
  You get the benefits of lower interest for the majority of your loan (fixed portion) plus flexibility of paying extra (variable portion).
  - Mrokire on 02/09/2020 - 20:17
    
    i have a offset of 100k on my loan, you know what should i do best?
    - zonra on 02/09/2020 - 22:54
      
      Best to seek professional financial advice.
    - hentabara on 07/09/2020 - 09:06
      
      You can have around 100k in variable loan with offset account, and the rest is in fixed loan.
      - Tyrx on 07/09/2020 - 16:54
        
        @hentabara: There are some lenders (e.g. Bank Australia) where you can have the best of both worlds - fixed loans which have offset accounts attached to them.
squarepants on 02/09/2020 - 21:59

2.89 variable IP P&I with UBank.

What Is Your Current Interest Rate on Your Mortgage?

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