New Owner-Occupied Home Loans 2 Year Fixed/Variable 1.99% with Full Offset Account @ Community First Credit Union


First time posting. Apologies for the lack of complete information, I'm still trying to wrap my head around the numbers myself.

I was trying to find the best deal for a owner occupier home loan with an offset account, I haven't heard of Community First Credit Union before, but they are doing really good offers at the moment. I was hoping people would share their experience and thoughts on this bank and deal - if they are legit and thrustworthy.

2 year fixed package rate loans (max LVR 80%) from 1.99% p.a. Comparison rate from 3.25% p.a.
2 year owner occupier variable rate for new lending (max LVR 80%) from 1.99% p.a. Comparison rate from 3.25% p.a.*
- discounted variable rate is a discount of 2.65% p.a. off the standard variable home loan rate for a period of 2 years.

Application fee and legal fee waived
Other valuation, legal and variation fees may apply
$0 monthly fee
$395 Accelerator Package annual fee
Redraw fee:
Internet - free
Staff Assisted (including BPAY​®, internal and external transfers) $30

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