Home Loan 2.09% Fixed 3yrs No Annual Fee, $8/Mth Fee. Variable 2.39% No Fees + $2,000 Bank Rebate @ CitiBank

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AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 16/10/2020 - 13:52 www1.citibank.com.au (395 clicks)
Last edited 05/02/2022 - 21:34 by 2 other users

If you see other offers on Ozbargain, contact us to obtain a price beat guarantee on the same product. eg broker rebate up to 0.4%+. Ozbargain does not allow brokers to post duplicate offers if already posted, but most brokers have access to all the same lenders and products.

2.09% owner occupied fixed 3yr (CPR 2.94%) or fixed 5yr 2.39% (CPR 2.97%). Basic No annual fee, $8 monthly fee. Citi has free rate lock 60 days.
2.39% owner occupied Variable (CPR 2.41%) Basic No annual fee, no monthly fees.
2.59% investor Variable (CPR 2.71%) if crossed with owner. Package or Basic.

PLUS $2000 Citi bank cashback per property (max $4k)
- purchase or refinance rebate. Citi is one of the only current lenders to offer a $2000 bank rebate for PURCHASES.
- up to $4000 max for 2 applications

Other Great Offers
St George $4,000 bank rebate, from 2.59% CPR 2.61% variable no annual fee. 85%LVR $1 LMI
Westpac $3,000 bank rebate, from 2.29% CPR 2.72% variable no annual fee
Virgin Money $3,000 bank rebate, from 2.09% CPR 2.71% fixed 2yrs owner. 85%LVR no LMI.

PLUS up to 0.4% Broker Rebate for purchase or refinance (available via Broker only, not via the bank)
In addition to bank rebates, we have up to 0.4% rebate of loan size (net of offset ie balance owing) for ANY bank or product (Paid 50/50 at 2 and 24 months after settlement).

Len
Bundle Property Home Loans(bundleproperty.com.au)
T: (02) 9698 7186
M: 0422354868
E: [email protected]
ACL 445947

Related Stores

Citibank Australia

Bundle Property Home Loans

Third-Party

• 

  PeppaCat on 16/10/2020 - 13:54

  +1

  2.39% owner occupied Variable
  offset or Redraw ?

  • 

    AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 16/10/2020 - 14:03

    Basic has Free redraw, no annual/monthly fees. Offset must be under package $350 annual fee.

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  SpeedRunnerLink on 16/10/2020 - 14:02

  Hi , I have a studio apartment which is 25m2 as an investment.

  Its under CBA but not many banks lend to smaller sized apartments.

  I am already a citibank customer, what are the chances getting it refinanced under Citibank?

• 

  AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 16/10/2020 - 14:04

  +1

  Citi and most banks can't do under 40sqm. Only CBA can

  • 

    SpeedRunnerLink on 16/10/2020 - 14:13

    bugger, thought i'd try my luck. all good thanks

• 

  TomGum on 16/10/2020 - 14:17

  +2

  2.19 variable with $3k cashback with Westpac much better value.

  • 

    Hendrix on 16/10/2020 - 15:04

    I have seen them advertise 2.29 for two years. Did you get 2.19 through a broker? is that a discount for two years

    • 

      TomGum on 16/10/2020 - 15:19

      +1

      2.19 if lvr is 70% or less.

  • 

    AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 16/10/2020 - 15:07

    You are referring to the 2.29% Flexi First product? This is a 2 year honeymoon rate. We offer that product too with our broker rebate on top. But it's not always recommended as after 2 years the rate jumps much higher and in case you have a drop in income/lose your job, you will not be able to refinance.

    • 

      Hendrix on 16/10/2020 - 15:12

      It would jump to 2.79% after two years I would still assume I will be able to refinance but 2.79% isn't that bad so it seems worth the risk

• 

  DealsMonger on 16/10/2020 - 14:19

  2.09 for 3 years fixed is a good rate , but what about upfront cost ?

  • 

    AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 16/10/2020 - 15:06

    One off application fee of $399. No application fee if Package $350 annual fee.

• 

  zhangqin2211 on 16/10/2020 - 14:34

  OMG, I am paying 4.49% with NAB just because I am an overseas customer. Any idea I can get this offer?

  • 

    AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 16/10/2020 - 15:12

    Citi does not do TR but others do, please DM me.

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  showMe Money on 16/10/2020 - 14:50

  +3

  Its a pain dealing with Citibank.

  I was forced to post a letter written on blank page (with no format/template) on my postage expense to Citibank for a simple change of personal details like phone number as they dont have a facility/process to change it over phone and they dont have a branch in Australia to deal with such matters

  Never again

  • 

    MeesusEff on 16/10/2020 - 15:19

    Agreed, dad changed his mobile number so he couldn't get his OTP, called and confirmed all his details only to be told his only option was to write a letter stating a whole bunch of stuff.

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  AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 16/10/2020 - 15:11

  Did you try to update online in internet banking or visit a branch in the city CBD?

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  sund00bie on 16/10/2020 - 15:11

  Would these rates be available for vacant land? Im currently paying 3.44% for on a vacant block that i intent to build on in the a year or two

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  Kas on 16/10/2020 - 15:14

  +7

  No annual fee, $8 monthly fee….. LOL

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  sydney_kings on 16/10/2020 - 16:41

  Can you provide a rundown of P&I Investor rates available currently?

  • 

    AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 17/10/2020 - 11:37

    +1

    Lowest investor variable P&I with no annual fee are from 2.59% Citibank or Macquarie 2.69%

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  DingoBilly on 16/10/2020 - 19:43

  +1

  Just want to give a vouch for Len and Bundle Home Loans.

  Completed a refinance with them earlier this year. Took its time (ANZ was slow and COVID made things complicated) but it all worked out in end - received rebate, everything transferred over etc.

  • 

    AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 17/10/2020 - 11:38

    Thanks DingoBilly for your patience during the process!

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  bmerigan on 16/10/2020 - 22:05

  Holy crap! $8 per month fee!

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  JIMB0 on 20/10/2020 - 20:37

  What's the minimum loan size?