This was posted 3 years 14 days ago, and might be an out-dated deal.

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$50 off $150 Spend: Harvey Norman, The Good Guys, LE, Wireless1 I $25 off $75 @ Catch, Cotton on, Kogan @ LatitudePay

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$50 off $150 Spend: Harvey Norman, The Good Guys, LE, Wireless1 I $25 off $75 @ Catch, Cotton on, Kogan @ LatitudePay
Go to Deal
Pricebeat on 14/04/2021 - 22:47 latitudepay.com (8629 clicks)
Last edited 21/04/2021 - 00:43 by 2 other users

Catch Discount should work multiple times if you do guest checkout. (don't use email that is linked to an account, otherwise it will ask to login instead)

FOMO PROMO IS COMING…

On April 21 to 23, choose LatitudePay and get $50 off your $150+ purchase.

To redeem $50 OFF, select LatitudePay at checkout and discount will be deducted at LatitudePay Payment schedule. Single use only. Available Online Only. Offer available to new and existing customers. Minimum spend $150. Offer ends 11:59pm AEST 23/04/2021

Other

Related Stores

LatitudePay
LatitudePay
Third-Party
Catch.com.au
Catch.com.au
Marketplace
Cotton On
Cotton On
Harvey Norman
Harvey Norman

closed Comments

  • Xantar on 14/04/2021 - 23:00

    Does GC counts, I wonder?

    • Ebaygiftcards on 14/04/2021 - 23:07
      +1

      From my experience, you have to pay the full amount using LatitudePay.

      • kctt on 14/04/2021 - 23:10
        +1

        I guess Xantar means does buying gift card count?

      • Xantar on 14/04/2021 - 23:21

        I mean buying gift cards with LatitudePay.

        • Ebaygiftcards on 14/04/2021 - 23:30

          Not sure about in-store, but LatitudePay isn’t available at checkout when buying gift cards online. Well at least for TGGs anyway. Not sure about HN and the others as I haven’t tried

    • Shikha966 on 15/04/2021 - 08:29

      You can’t select latitude pay as payment method when buying gift card.

  • kctt on 14/04/2021 - 23:11
    +2

    I never use LatitudePay before.
    Does it always require credit check?
    Is there any way to pay off Latitude straight away full amount with credit card?

    • Xantar on 14/04/2021 - 23:20
      -8

      There is penalty doing that. They makes most of their money from people forgetting to pay off their debt.

      • incipient on 14/04/2021 - 23:28

        Wait so there is a penalty if you don't pay interest? So there is essentially a fee for using latitude pay?

      • xrailgun on 15/04/2021 - 11:09

        you should see the fees these guys charge merchants… except the ones with billions in transactions per year.

        • ltwo on 21/04/2021 - 11:43

          but merchants don't seem to charge a transaction fee for these BNPL's (or it has been priced in, in which case we all lose out).

          • xrailgun on 21/04/2021 - 12:49

            @ltwo: yup, it's in the contracts, merchants are not allowed to tack on any form of surcharge whatsoever to the customer for using these BNPLs.

    • cook99 on 14/04/2021 - 23:31
      +6

      They do a credit check.
      After a heap of credit card churns with no movement in my credit score …. Latitude Pay was first thing to drop my score down in years.
      Might be coincidence though

      • [Deactivated] on 15/04/2021 - 02:34
        +11

        I clicked 'no' when it requested permission for a credit check yet it still approved an account for me.

        • ChaseTheSun on 15/04/2021 - 09:42
          +2

          Did u check if they somehow sneaked in a credit check on you after that?

        • cook99 on 15/04/2021 - 10:42
          +1

          Smart play, I assumed that would mean a rejection.
          Great tip!

        • Pecan on 21/04/2021 - 11:48

          When did you apply? There doesn’t appear to be an option to refuse the credit check anymore.

          • NPT1995 on 21/04/2021 - 13:35
            +2

            @Pecan: I just applied, there were two checkboxes, one saying that you agree to have your ID checked and the other saying that you agree to have a credit check done. I got approved without checking the credit check option.

            • Pecan on 21/04/2021 - 13:42

              @NPT1995: Thanks, do you mind sharing the link that you signed up via please?

              • NPT1995 on 21/04/2021 - 14:04

                @Pecan: I just went through the main sign up link - https://app.latitudepay.com/

                Just don't check the first checkbox which will be after you enter your name, address etc.

                • Pecan on 21/04/2021 - 14:06

                  @NPT1995: Thanks, thats where I went and there are definitely no checkboxes. Nevermind.

                • Hargain Bunter on 23/04/2021 - 00:23
                  +1

                  @NPT1995: Edit: Initially, the only checkbox appearing for me is under the address “I have lived here for less than 3 years”. The text below says “By starting your application:… You agree to:… Us completing a credit check during your application”.

                  After clicking continue there are additional checkboxes to agree/disagree to ID checks with credit reporting bodies, but it explicitly says “this is not a credit equity”.

                  I even got an email confirming I qualify for LatitudePay with $700 to spend before I went through the ID checks.

                  It looks like you agreed to the credit check in the first page and there is no option to opt out of it.

      • reactor-au on 21/04/2021 - 11:40
        +1

        A free annual credit report should show named enquiries, so you could check

    • elecpurch on 14/04/2021 - 23:40
      +4

      You can pay it off straight away and there won't be any early exit fees. I've done it in the past. If you choose to pay it off in 10 weekly payments and complete all payments on time then at the end of that contract (all payments done without any arrears) they offer you an increase in credit limit. That is how you build your credit history with them. I have managed to increase mine from $1k to $1.5k by making all my payments on time.

    • crackman on 15/04/2021 - 06:35
      +3

      You can log in and pay the remainder (or however much else you want to pay). I did it after my first purchase and they locked my account.

      After emailing them their explaination was:

      "Please take note that making rapid payments on your account can result in your account being blocked."

      In any case, the payment plan doesn't charge you interest it just spreads the payment over time

      • Snoop on 16/04/2021 - 09:54
        +4

        Wow! I've paid every one of mine off in full the very next minute. I only ever use it to get the discounts!

        • first in line on 20/04/2021 - 14:30

          Hey, can you help. I'm a bit confused. I am thinking of signing up just for the discount. So if I pay off the item immediately, they will block my account?

          • Snoop on 20/04/2021 - 19:03

            @first in line: Haven't blocked my account… and like I said, I only ever buy using this type of payment service when they do have a discount offer, but pay it off immediately so I don't forget or get stung.

    • Junnyjun on 15/04/2021 - 07:40
      +1

      From the comments in the past. They lock your account and you have to email or call them to unlock it

    • TilacVIP on 15/04/2021 - 08:50

      Basically the same process as Afterpay, Zip etc. You should get approval within a few minutes.

    • Chickenleg on 15/04/2021 - 10:03

      I just registered and it only asked for an identity check.

      Can anyone tell me if the default of 10 weeks can be changed so I can pay it off sooner without getting the account locked? I assume not?

    • CarloPinarello on 21/04/2021 - 10:15
      +1

      These things are best linked to a debit card but I think I had the option to link to a credit card. Buy your item, you pay in 10 instalments over 10 weeks no fees. Only if you miss a payment do you get a fee but if that is a risk then dont buy the item. At any time you can login to the web site and pay future instalments or the whole remaining balance in one go.

      WIth a new account you may be limited to $500 credit to begin with. SO if you want to buy a $750 item, you'd pay $250+1st instalment of $50 upfront, then $50/week for remaining 9 weeks.

  • ozvictor on 14/04/2021 - 23:15

    Pretty good, will be able to get the tree house for $239 including shipping after $50 off (if they still have stock a week later)
    https://www.catch.com.au/product/lego-r-ideas-tree-house-213…

    • Mely on 15/04/2021 - 02:34
      -4

      Free advertisement?

    • PissLUR on 17/04/2021 - 16:49
      +1

      kmart has that set for $239 delivered

  • [Deactivated] on 14/04/2021 - 23:19

    Nice.

  • Yanoflies on 14/04/2021 - 23:29
    +1

    Once per store or once per account?

    • ash2000 on 14/04/2021 - 23:55

      Per Latitude account.

      • hashtagbargain on 22/04/2021 - 23:12
        +1

        (from their little help bubble on the bottom right of the FOMO PROMO landing page)

        How many times can I redeem the offer?
        You can take advantage of these offers across all our participating merchants, but the offer can be redeemed once per merchant.

        Terms and Conditions:
        To redeem offers applied by LatitudePay, select LatitudePay at checkout and the discount will be deducted at the LatitudePay Payment Schedule. Offer is for single use only per merchant. Minimum spend amounts apply and vary per merchant. For offers applied by merchants please refer to terms and conditions on the merchant website. Offer ends 11:59pm on the 23rd April 2021.

        • Ulven on 23/04/2021 - 20:47

          Didn't prove to be the case. When trying to purchase through different merchants for the $50 discount it didn't apply it after the first purchase.

  • TKC1984 on 14/04/2021 - 23:54
    +3

    Disappointing that JB have just signed up, but so far no promotion at all

  • AussieDeals on 14/04/2021 - 23:58
    +2

    Overall think it was been worth signing up to Latitude pay as they seem to run these instant discount deals relatively frequently. However, make sure you pay off in full straight up or at least have the cash ready in your account for the weekly payments to avoid paying any fees

    • TilacVIP on 15/04/2021 - 08:53
      +4

      Agreed. I have had the most promo offers from Latitude. Zip for me have been the worse. Only use these BNPL providers when the promo is offered, otherwise, no real appeal to me over regular credit cards. YMMV

      • AussieDeals on 15/04/2021 - 09:40
        +1

        Zip had a few Pizza deals at Pizza Hut where I effectively got paid money to eat pizza plus that other 10% off all purchases on Saturdays in December which I used to stock up on Coles Myer and WISH gift cards. So pretty decent in my usage (the savings from the gift cards were even greater than these latitude offers).

        I would agree that it was only worth using these BNPL services when there was a promotion.

        However, I've now started using Zip frequently after they introduced their virtual VISA card feature to extend the interest free period of my credit card by effectively 1 month while still earning points (can then keep money in savings or mortgage offset for longer before paying off in full) without any fees.

    • abadacus on 27/04/2021 - 07:18

      I let them direct debit through my credit card so my payments are always processed automatically, and I earn credit points at the same time.

      • Findmebargain on 02/05/2021 - 13:41

        instalments paid through credit card still regarded as purchases not cash advances?

  • unswgeek on 15/04/2021 - 00:02
    +9

    Their IPO is on 20 Apr, I guess they wanted to keep their ipo sp high by launching this marketing campaign

    • shegeloaf on 15/04/2021 - 00:25
      +1

      The world of investing.

  • thisisscotts on 15/04/2021 - 00:26
    +6

    Hrmm, now what do I need want that is >$150?…

  • jasecutler on 15/04/2021 - 00:38
    +1

    I've never used Latitude Pay (or anything similar). Can I just pay the full cost upfront, via Latitude Pay? Is that possible?

    • daddydirtsurfer on 15/04/2021 - 00:46
      +1

      Yes, you can if you feel like to pay back right away as long as you don't miss the due date otherwise it will incur the penalty fee.

      • jasecutler on 15/04/2021 - 01:21
        +12

        Thanks daddy

    • [Deactivated] on 15/04/2021 - 07:51

      Like @crackman said, they lock your account. It's quite strange
      https://www.ozbargain.com.au/node/617144#comment-10340724

      • Paul B on 15/04/2021 - 11:21
        +1

        Account wasn't locked when I paid a previous purchase in the first week. They might be inconsistent but don't like repayment with no chance to gouge some fees.

    • cc23 on 22/04/2021 - 13:58
      -2

      If you pay it upfront, they freeze your account just FYI

      • Miyagi on 22/04/2021 - 14:14
        +2

        This is rubbish in my experience. I have used Latitude Pay for 6 purchases, whenever they do promos like the current one. In every case, I have paid the amount in full on my Latitude Pay Account. My account is still active, no issues at all. I just did this again yesterday with a purchase from Kogan.

        • cc23 on 22/04/2021 - 14:39

          Well I have bought two things, paid them off straight away and been 'frozen' twice. So YMMV I guess?

  • DoaAn on 15/04/2021 - 01:23
    +6

    Only irritating thing I've found with LatitudePay is that there's no way to see you're history with them. As soon as a purchase is paid off, it disappears and can't be seen again.

    • [Deactivated] on 15/04/2021 - 07:53

      Can't you see it in Latitude. Pay app?

      • ElectrkJonesy777 on 15/04/2021 - 08:12
        +1

        Nope, once your repayments are made it disappears and there is no app, you have to access it through a browser.

        • Paul B on 15/04/2021 - 11:16

          Yeah it looks like development only half done

          • [Deactivated] on 15/04/2021 - 11:38

            @Paul B: I downloaded the Latitude app. It's for business at the moment, but I can log in to my Latitude Pay account. It doesn't have the full functionality yet.

  • Scythic on 15/04/2021 - 03:07

    I never used Latitude pay before but when I tried to sign up for an account, they told me that my application was failed because I had an existing account.
    After 3 days of emails back and forth, they said that I don't have an existing account but they also failed to identify verified me. I don't know what to do

  • YT13 on 15/04/2021 - 04:31
    +2

    I signed up with LatitudePay on the last Good Guys deal but kept on receiving a failed purchase notification. I gave up but they did follow up with an email with the following email:

    We made a mistake by incorrectly blocking a purchase you made on 22/03/2021 and we hope this system error doesn't happen again.

    As our valued customer, we would like to offer $50 off your next payment plan when you make a purchase over $100 at any of our retailers. This offer is valid until 30th April 2021.

    We will ensure that $50 is credited to your plan during the month of April, not long after you make a purchase.

    So scored a Chromecast with Google TV for $54 including delivery.

    Seems like they are going out of their way to pick up market share from AfterPay.

    • TilacVIP on 15/04/2021 - 08:54

      Yeah, I recall quite a few had issues on that one. It worked for me somehow though.

  • thriftysach on 15/04/2021 - 05:33

    What happens if you purchase items and then return them, would this impact the $50 off $150?

    • Snoop on 16/04/2021 - 10:07
      +1

      Unless extremely lucky, and the store credits you directly on site, then yes.
      Stores will usually process your return via the method paid. Meaning that, in the case of one of mine, Kogan refunded me via LatPay, then LatPay refunded me in equal parts to the amounts I actually paid.

  • Jake17 on 15/04/2021 - 06:26
    +4

    Here we go. Expect a bunch of random deals with $50 off the item due to this promo

    • ash2000 on 15/04/2021 - 07:16
      +12

      I hope so, I've got no idea what to buy ATM.

      • Addicted2OZ on 15/04/2021 - 08:02

        I was thinking the same

      • pronoun on 15/04/2021 - 09:59
        +11

        Catch Website, items from $150 and up.
        Example: Small green jug, currently $150 but will be only $100 after discount :D

        • ash2000 on 15/04/2021 - 10:20
          +2

          Example: Small green jug

          The search is over! I only hope they don't sell out before the start of the promo.

  • BrendaEagles on 15/04/2021 - 06:51
    +1

    Just another debt trap for people not on the ball, unfortunately a lot of people are not or get caught up with everyday life and that’s what these companies count on, especially since credit card use has been falling

    • jesseboy89 on 15/04/2021 - 07:06
      +1

      Credit card use falls during recessions, that's why it happened recently.

      • Mr Haj on 21/04/2021 - 09:32

        Does it? I thought it was just generally falling because most younger people don't have credit cards.

    • spuderump on 15/04/2021 - 11:39
      +3

      pls don't blame companies for people's stupidity.

    • abadacus on 27/04/2021 - 07:23

      I let latitude pay direct debit my credit card so the payments are done automatically, on time and I get to earn points too

  • lufee on 15/04/2021 - 07:15

    Is LatitudePay simmilar to Zippay in terms of paying off stright away? or paying the balance off before the due month?
    Some people said you get blocked if you pay up stright away

    • ash2000 on 15/04/2021 - 07:19
      +3

      There is no penalty for paying early with latitude. By default they take the money frrom a credit or debit card weekly. You need to do nothing.

      • lufee on 15/04/2021 - 07:56

        Thanks for the info :)

  • Dingus on 15/04/2021 - 07:37

    Sonos one sl here I come, to go with my beam from the last tgg and latitude pay promo. Thanks OP

  • ElectrkJonesy777 on 15/04/2021 - 07:57

    Any recommendations for a Nespresso machine that is compatible with most pods? The wife is after one and was keen on the Vertuo from Costco for $100 but apparently it only takes the Vertuo pods.

    • sphinxy on 15/04/2021 - 10:08
      +1

      Then you're looking for the original nespresso pod machines. Steer clear of Vertuo as your only choice of pods will be from nespresso (for now).

      • ElectrkJonesy777 on 15/04/2021 - 10:17

        Thanks for that, I’ll check it out. Someone recommended a Lattissima One elsewhere which appears to be an original and decently reviewed.

        • sphinxy on 15/04/2021 - 13:51
          +1

          Most (if not all) pod machines function the same - so careful of spending more than you need to.
          Main things to consider is the size of the pod catcher and water tank. If you don't mind filling up the water and removing the used pods often (like every 2nd day), then get a smaller size (extra browny points as it saves bench space). But if you want to be a bit laid back, then go for a bigger machine that has a larger water container and used pod dispenser.
          I personally have the Delonghi Essenza Mini & Milk, as its the most compact I've found (with my work reward points). I do have to refill the water and remove the pods often, but that to me is no fuss and keeps things clean. Oh and i tuck away the separate milk frother - I only whip it out on rare occasions to make babyccino for the kids.

          • ElectrkJonesy777 on 15/04/2021 - 15:42

            @sphinxy: If changing the water and clearing the pods every couple of days saves $100, I’m all for it they do the relatively same job and take a variety of pods.

            • Chazzozz on 15/04/2021 - 17:18
              +1

              @ElectrkJonesy777: With 'variety of pods' do you mean 'different brands of pods'? The reason I ask is the Nespresso original machines will only take that shape and size of pod. Having said that, you're not restricted to the Nespresso-branded pods as you can buy many different brands these days with a wide variety available at supermarkets alone. (The Vertuo pods, as has already been pointed out, you can only buy from Nespresso themselves at this point so you'd be locked in with those.)

              There are three main pod systems these days (Nespresso, Caffitaly, Lavazza Mio) and the pods are not interchangeable between them, hence why you need to be clear on what you want. The only machine I'm aware of that can genuinely take all three is the Sunbeam EM7100, however that's a full-size espresso machine which uses adapters and comes at a correspondingly higher price.

              • ElectrkJonesy777 on 15/04/2021 - 17:31

                @Chazzozz: Yeah sorry I wasn't clearer. I meant a variety of different brand pods so no need for a machine that would take all sizes and shapes.

                I'll suss out the ones you mentioned and see which pods my wife would prefer. Thanks :)

                • Chazzozz on 15/04/2021 - 18:13

                  @ElectrkJonesy777: No problem, it can be confusing at times. Nespresso style pods will have the greatest range available. Caffitaly are the same ones you get at Aldi, if you happen to shop there already. I’ve never had the Mio so can’t vouch for them, but they seem to have the least variety.

  • Icel on 15/04/2021 - 08:20

    Anyone has any recommendation what to get?

  • wreckedandjealous on 15/04/2021 - 08:38

    chances of ps5's coming in stock during the period?
    LOL

  • [Deactivated] on 15/04/2021 - 08:47

    Are they collecting mobile numbers for SMS spam?

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