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$500 Each Referral Bonus for Both Referrer and Referee (up from $250) from Athena Home Loans

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For every mate you refer that settles you’ll each receive $500!
That’s right… for a limited time only, refer a mate to Athena and you’ll both score double the bonus*. It’s a double-double win-win!
Another great way to celebrate following our big rate drop last week!
Don’t forget to share your code and make sure your mate submits their application by 31 July 2021 to score $500 each!

Athena has currently among the lowest variable rates at between 1.99% to 2.19% depending your LVR. All customers, new and existing, are on the same rate.

At the moment they only offer variable and redraw, although offset and fixed rates are coming (no fixed date).

Grab your code and share it with your mates. There's no referral limit! Just remember, your mate must be a new customer.
They must add the code towards the end of the form at the "Review your application" page before they submit.
After they settle, you’ll both score $500 into your Athena redraw accounts.

Use a random code below

Referral Links

Referral: random (80)

$250 credit each for referee and referrer.

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Athena Home Loan

closed Comments

  • what's the minimum loan to get this offer

    • don't believe there is one.. could be mistaken..

    • I would probably check on this, I seem to remember there used to be one

    • Hey lerkyp, our minimum loan amount is $100,000.

  • Damn just signed up. Could have used this

  • Refinanced my home loan with them two months ago. It was a breeze. Since then they have dropped my rates from 2.19% to 1.99%

    Love it!

  • +2

    Been with them for over a year.

    Found the whole process pretty good. The only thing to complain about was in the initial stages during the document uploads not being very clear and one of their specialist had to call me to get the right documents. Prob improved by now though.

    Once I signed up I didn't have to worry about anything other than text messages once a month to remind me they're taking $x repayment and the rate reductions! Stand by their value that all their customers with the same loan types have the same rates and no loyalty tax! Highly recommend Athena :)

    • Have you tried a redraw yet? I'm wondering how long it takes to transfer, as my current lender is instant and I leave majority of my money in there.

      • a day or two. not instant.

  • Very happy with my Athena mortgage 14 months after switching to them.

  • does anyone know when you refinance from another bank, in addition to the bank mortgage discharge fee, what other fee is generally charged? when i signed up with macq bank, they charged me registration fee on the mortgage, title search fee, discharge of mortgage, and some transfer fee. Would I be required to pay all of these again when I exit from Macq bank and go to Athena? Athena does make a note of these in their refinance fee area as 'government refinance cost' of $260-$440. Can someone confirm please?

    • +1

      I switched from loans.com.au to Athena.

      I had to pay loans.com.au
      1) discharge fee around $300
      2) some documentation fee around $300

      And pay Athena
      1) some gov fee (should be the same as what you've written) around $300

      I asked Athena multiple times, they said no fees except for the gov charges.

      But that's it. I did not have any other fees. All up I paid about $900 to refinance

      This was my loan terms when signing with Athena.
      https://pictr.com/images/2021/07/07/BZx1l1.png

      • thanks mate. i suspect id be paying almost the same. my govt fees were fairly high when i signed up with macq bank, so looks like it will be over $300 for govt fee, see this - https://pictr.com/image/BZxQhl

        including $400 discharge from the bank, in total mine will be around $1200 mark..

      • Same here from loans.com.au, but I stopped over at a big4 for cashback for 3 months.

  • Has anyone got Referral Bonus back? How long does it take from settlement date?

    • According to their website:

      We'll pay the bonus directly into your Athena Redraw account within 14 days of your friend's settlement date

      • Thanks. Wait for one more week.

  • +1

    My loan transfer has now settled. Just posting here to confirm that some random user from OzBargain will be receiving $500 from my sign up. Enjoy.

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