Suncorp has been named Money Magazine’s Bank of the Year and Business Bank of the Year for the fourth year in a row.
$3,000 Home Loan Refinance Offer & NO annual fee for the life of the loan which is equivalent to $11,250 over 30 year.
We can seek further pricing discounts over the carded rates below which are generally approved.
• LVR including Lenders Mortgage Insurance where applicable, is less than or equal to 90%
• Investment & Owner-Occupied loans
• Principal & Interest, and Interest Only repayments
• All home loan products: Standard Variable, Fixed Rate & Back to Basics Variable
• Its available in conjunction with our existing Home Package Plus Annual Fee Refund Offer
• Minimum amount must be refinanced from another lender for equal to or greater than $750,000
• Apply by Tuesday 30 November 2021. Loan must settle by 28th February 2022.
• A Suncorp Bank transaction account in the name of all Borrowers must be held or acquired to receive the $3,000 payment.
Basic variable 2.29% CR 2.30% at 70% LVR
Basic variable 2.44% CR 2.45% at 80% LVR
Owner occupied P&I with comparison rate (CR)
2 years fixed 1.89% CR 2.85% at 80% LVR
Standard variable with offset 2.54% CR 2.96% at 80% LVR
Investment P&I with comparison rate (CR)
Basic variable 2.49% CR 2.50% at 70% LVR
Basic variable 2.79% CR 2.80% at 80% LVR
2 years fixed 2.28% comp. 3.20% for 80% LVR
Standard variable with offset 2.89% comp. 3.30% for 80% LVR
Each comparison rate is based on $150,000 over 25 years. These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates for Interest Only Fixed Rate home loans are based on an initial Interest Only period equal in length to the fixed rate period. Comparison rates for Interest Only Variable home loans are based on an initial 5-year Interest Only period.
Broker Rebate Terms and Conditions
We are offering a $500 upfront cashback for loan greater than $500k (excluding offset and redraw) for any fixed term loan of 2 years or more. $1,000 upfront cashback for loans $1M and above (excluding offset and redraw) for any fixed term loan of 2 years or more.
Maximum of 1 cashback per household.
Other refinancing rebates available:
CBA - Get $2,000 cashback when you refinance before 31 Dec 2021 T&Cs apply.
St. George/Bank SA/Bank of Melbourne- Receive up to $3,000 cashback when you refinance before 30 Sep 2021. T&Cs apply.
ANZ - Get $3,000 cashback when you refinance your home loan before 30 Sep 2021 T&Cs apply.
Virgin - Get up to $3,000 cashback when you refinance your home loan before 30 Nov 2021 T&Cs apply.
BOQ - Get up to $3,000 cashback when you refinance your home loan before 31 Oct 2021 T&Cs apply. Eligible to combine with the investment purchase rebate of $2,000.
ING - Get up to $3,000 cashback when you refinance your home loan until 30 Sep 2021 T&Cs apply.
ME Bank - Get up to $3,000 cashback when you refinance your home loan until 29 Oct 2021 T&Cs apply. Cashback is available per security.
86400 (Digital Lender) - Get up to $2,000 cashback when you refinance or purchase your home loan until 29 Oct 2021 T&Cs apply.
BOQ - Get up to $2,000 cashback when you purchase an Invesment property before 31 Oct 2021 T&Cs apply. Eligible to combine with refinance cashback of $3,000.
How to Apply
Any advice is tailored to your financial situation. Our platform would simplify the lending process and our team will ensure that you are updated throughout the whole process. For further details about this deal or other 30 lenders we work with, please contact directly via email or phone. Other Important Information: Applications are subject to credit approval of the respective lender applied to. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change.
Contact me for a no obligation meeting via calendly or call me directly.
James Sim - Senior Mortgage Broker
M: 02 8319 4862 / 0487 000 098
E: [email protected] or [email protected]
W: https://www.nectarmortgages.com.au/project/james-sim/ or http://jamessimbroker.com.au
Australian Credit License number 387856