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$50 Each for Referrer & Referee for Opening Orange Everyday + Savings Maximiser Accounts @ ING


ING has launched another round of referral bonuses, but this time, it is only $50.

Check your emails to see if you are targeted as a referrer this time around.

For those who are wondering, OzBargain is still listed in the terms and conditions!

Update: Some users have received an extended offer ending 31 December 2021. Expiry date updated.

NOTE: I have asked the moderators to reinstate the OzBargain referral system for ING. Mod Note: Referral system has been enabled.


  • Go to ing.com.au/everyday, open a new Orange Everyday and enter the promo code from your referrer in the promo box at the end of the online form - this part's really important otherwise neither of you will get your reward!

  • Deposit $1,000+ (such as their pay) from an external account into their new Orange Everyday account within any calendar month.

  • Open a Savings Maximiser (if they don't already have one) and make a deposit into this account.

  • Make 5+ settled (not pending) purchases using their new Orange Everyday card within any calendar month.

Terms and conditions

This offer is available for a limited time only and is not applicable in conjunction with any other promotional offer unless expressly indicated. ING reserves the right to extend or withdraw this offer at any time at its sole discretion. If withdrawn, ING will honour the offer in respect of all Orange Everyday accounts opened using the correct promotional code before the offer is withdrawn, provided that applicants satisfy the Eligibility Criteria below. The offer applies in respect of the original recipient of this email only.

(a) Reward Eligibility Criteria:

The referrer can receive $50 and a friend can receive $50 (each 'Reward') when the friend:

  • Opens an Orange Everyday bank account between 01 October 2021 and 30 November 2021, and enters your unique promotional code at the time of account opening (new Orange Everyday customers only). Invalid or incomplete codes will not be fulfilled;

  • Deposits $1,000 or more within a calendar month from an external account (another bank) into their new Orange Everyday account by 30 November 2021.

  • Holds or opens a Savings Maximiser and makes a deposit into their Savings Maximiser between 01 October 2021 and 30 November 2021; and

  • Uses their new Orange Everyday card to make 5+ settled (not pending) card purchases within any calendar month between 01 October 2021 and 30 November 2021 (excluding ATM withdrawals, balance enquiries and EFTPOS cash out only transactions),

collectively the 'Eligibility Criteria'.

If your friend has opened an Orange Everyday account at any point since 1 July 2014 (even if the account has now been closed), then both you and your friend are ineligible for this offer.

A calendar month is one of the 12 named months that a year is commonly divided into (eg. February, March).

Card purchases includes in store purchases, online purchases, regular card payments, payWave, Apple Pay, and Google Pay transactions made with an Orange Everyday Visa card. When using the phrase 'settled' card purchases in a calendar month, we mean that the purchases made on the card must be fully processed by the end of the last day of that month. Card purchases made in store or online this current calendar month (eg. Jan 2021) which are at a 'pending status' and do not settle until the next calendar month (eg. Feb 2021) count towards card purchases in that next calendar month (eg. Feb 2021).

Any reference to 'Orange Everyday' in this offer refers to our Orange Everyday (and does not refer to the Orange Everyday Youth for those aged under 18).

If you use this offer in a manner that is not satisfactory to us or in line with the intent of the offer (such as sharing your referral code on the 'OzBargain' website or other similar websites, or advertising or marketing your referral code), we may refuse to pay the cash reward (including in respect of any or all referrals made in relation to the offer). This includes conduct on your part which is designed to undermine the fair and intended operation of the offer.

(b) Reward Payment Terms:

The referrer can receive $50 each time a friend satisfies the Eligibility Criteria set out above. So, for example, if 2 of your friends each satisfies the Eligibility Criteria, you can receive $100 into your Orange Everyday account. The friend can receive at most only one $50 payment under the offer (this includes any payment made to an account jointly held by your friend). For privacy reasons, ING will not tell you which friend met the Eligibility Criteria.

Where eligible, the Reward will be deposited into both you and your friend's Orange Everyday accounts by the end of the calendar month after the friend meets all applicable Eligibility Criteria. Where you or your friend have more than one Orange Everyday account, the Reward will be deposited in to the Orange Everyday account with the highest balance as at the date the reward is paid. This could be an account held jointly with another account holder.

Referral Links

Referral: random (711)

Until 30/6/2024, referrer and referee will each receive $75/$100/$125 for opening new Orange Everyday & Saving Maximiser Accounts.

Referrer: Do not participate in the referral system if you do not have a current $75/$100/$125 referral code.

Referee: To qualify, you are required to deposit a minimum $1,000 and make at least 5 (settled) card transactions within any calendar month.

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closed Comments

  • Grab the $50 and close the account from app. Easy money.

    • Was the $50 instantly put in your account once the criteria was met? I’ve done all the criteria and can’t find a way of seeing if ING is going to send it.

      • I think it is the start of next month after you have met criteria.

        Edit: typo

        • So you just have to hope that it’s all registered I guess. Thanks mate.

  • Technically, is ones partner eligible ? If your partner resides in the same address as yours, would they honor the application?

    • I would say so, since there is no explicit exclusion for partners or housemates, plus KYC requirements make it difficult for you to open multiple bank accounts under aliases and effectively refer yourself. It’s probably best to contact ING and get a definitive answer from them. The comment below confirms that it has previously worked.

      Btw, this is not the highest reward for referring a friend. Considering the fact that anyone who has held an ING Orange Everyday account since 01 July 2014 is ineligible for the referral bonus, it may be worth waiting for a future referral program with a higher incentive (although who knows when that would be)…

    • Yep, worked for my wife in the previous promo.

  • Will wait for a better deal

  • If your friend has opened an Orange Everyday account at any point since 1 July 2014 (even if the account has now been closed), then both you and your friend are ineligible for this offer.

    …..so basically no one

    • Dont you think it has something to do with law ? 7 years? seems like ING keeps old peoples file only for 7 years as per Aussie law, after which they delete profile, and profile can be created again. I believe it's similar to how Amex and other banks create their bonus signup promo's ONCE PER PROFILE, which they delete after 7-10 years (and you can create a new profile after that period)

  • I got this today

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