• expired

$3000 Cashback for Refinance & $2000 for Purchase, Rates from 1.98% 2 Yrs Fixed @ Virgin Money - Additional 0.2% Broker Cashback


One of the lowest 2 year fixed rates in the market, they also provide rate lock and additional repayments up to $10,000 per annum. Plus, $3,000 cashback
when your customers refinance with us.

P&I Owner Occupied
1.98% for 2 years fixed for home loans (CPR 2.66%)
2.74% for 3 years fixed for home loan (CPR 2.80%)
2.99% for 4 year fixed for home loan (CRP 2.89%)

P&I Investment
2.39% for 2 years fixed for investment loans (CPR 2.85%)
2.48% for 3 years fixed for investment loans (CPR 2.84%)
3.39% for 4 years fixed for home loans (CPR 3.12%)

Variable rates are subject to pricing. Please contact us for details.
rates are subject to lender changes

Fees for Reward Me Fixed Rate Home Loan
Application fee - $300
Monthly Fee - $10 per loan account (split) per month
Settlement fee - $150
First valuation fee- $0

Term's and Condition are below
Minimum loan amount $300,000 and up to 80% loan-to-value ratio.
Customers will need to open a Reward Me Home Loan Companion account alongside their loan, where the $3,000 cashback payment will be credited within 60 days of settlement.
Rate Lock Fee - 0.15% of the fixed loan amount.

0.2% ADDITIONAL CASHBACK ON TOP EXISTING CASHBACK - THIS OFFER IS ONLY AVAILABLE FOR APPLICATION VIA THE BROKER (HEROES HOME LOANS). For example a $1 000 000 refinance would get the $3000 plus an additional $2000 cashback on top (total $5000) if you go through us (broker). Term's and conditions apply.
We are a Sydney Based Broker that has several years experience in mortgage industry and have access to 45 different lenders. Please call us or message us for a consultation. Thank you.
Wilson Yuan
Managing Director
M : 0479107213
E : [email protected]
W: www.heroeshomeloans.com.au
Credit Representative Number is 530101 under Australia's Services Australian Credit License (ACL) 389328 © 2021 HEROES HOME LOANS AUSTRALIA PTY LTD

Referral Links

Referral: random (132)

When the referee takes out a Go Account using a referral code and makes a purchase, that is settled (not pending), direct debit or BPAY payment within the first 30 days, both parties receive 5000 bonus points.

Related Stores

Virgin Money
Virgin Money
Heroes Home Loans
Heroes Home Loans

closed Comments

  • so many fee types?

    • Hi Baron

      Most lenders will have some type of fees, the total upfront fees for Virgin Money is $450 but you will still be in the green with $3000 cashback + 0.2% broker cashback. For example if you took a loan of $500 000, you total fees would be $450 but after the cashback you're net positive of $3550 ($3000+$1000).

      Warm Regards

      • thanks because when I refinanced to NAB / ANZ before, apart from the package fee, there is no up front fee (e.g. settlement / valuation fee)

  • Can you turn on your chat please?

    • Apologies, I have turn on the chat.

Login or Join to leave a comment