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$3000 Cashback for Refinance & $2000 for Purchase, Rates from 1.98% 2 Yrs Fixed @ Virgin Money - Additional 0.2% Broker Cashback

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One of the lowest 2 year fixed rates in the market, they also provide rate lock and additional repayments up to $10,000 per annum. Plus, $3,000 cashback
when your customers refinance with us.

P&I Owner Occupied
1.98% for 2 years fixed for home loans (CPR 2.66%)
2.74% for 3 years fixed for home loan (CPR 2.80%)
2.99% for 4 year fixed for home loan (CRP 2.89%)

P&I Investment
2.39% for 2 years fixed for investment loans (CPR 2.85%)
2.48% for 3 years fixed for investment loans (CPR 2.84%)
3.39% for 4 years fixed for home loans (CPR 3.12%)

Variable rates are subject to pricing. Please contact us for details.
rates are subject to lender changes

Fees for Reward Me Fixed Rate Home Loan
Application fee - $300
Monthly Fee - $10 per loan account (split) per month
Settlement fee - $150
First valuation fee- $0

APPLICATION MUST BE SUBMITTED BEFORE THE 30th of NOVEMBER 2021 and SETTLED BY 28th of FEBURARY 2022.
Term's and Condition are below
Minimum loan amount $300,000 and up to 80% loan-to-value ratio.
Customers will need to open a Reward Me Home Loan Companion account alongside their loan, where the $3,000 cashback payment will be credited within 60 days of settlement.
Rate Lock Fee - 0.15% of the fixed loan amount.

BROKER OFFER DEAL
0.2% ADDITIONAL CASHBACK ON TOP EXISTING CASHBACK - THIS OFFER IS ONLY AVAILABLE FOR APPLICATION VIA THE BROKER (HEROES HOME LOANS). For example a $1 000 000 refinance would get the $3000 plus an additional $2000 cashback on top (total $5000) if you go through us (broker). Term's and conditions apply.
We are a Sydney Based Broker that has several years experience in mortgage industry and have access to 45 different lenders. Please call us or message us for a consultation. Thank you.
Wilson Yuan
Managing Director
M : 0479107213
E : [email protected]
W: www.heroeshomeloans.com.au
Credit Representative Number is 530101 under Australia's Services Australian Credit License (ACL) 389328 © 2021 HEROES HOME LOANS AUSTRALIA PTY LTD

Referral Links

Referral: random (132)

When the referee takes out a Go Account using a referral code and makes a purchase, that is settled (not pending), direct debit or BPAY payment within the first 30 days, both parties receive 5000 bonus points.

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closed Comments

  • so many fee types?

    • Hi Baron

      Most lenders will have some type of fees, the total upfront fees for Virgin Money is $450 but you will still be in the green with $3000 cashback + 0.2% broker cashback. For example if you took a loan of $500 000, you total fees would be $450 but after the cashback you're net positive of $3550 ($3000+$1000).

      Warm Regards

      • thanks because when I refinanced to NAB / ANZ before, apart from the package fee, there is no up front fee (e.g. settlement / valuation fee)

  • Can you turn on your chat please?

    • Apologies, I have turn on the chat.

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