Welcome to OzReminder. Last posted 2 years ago, you can get 2% cashback instantly with this debit card. Other instant cashback cards include crypto.com card, Kogan credit card and Revolt metal card but these are not cashback in AUD.
Steps:
- Deposit at least AUD2,000 into your HSBC Everyday Global Account every month (can be withdrawn at any time).
- Earn 2% cashback instantly on purchases "under $100 (=$99.99)" with tap and pay. Max $50 per month.
Tips:
Get the App to check if cashback is activated under Everyday Extras section.
Can Tap & pay with Apple Pay/Google Pay
Dont forget $100 Bonus with $2000/Month Deposit for 3 Months (within 6 Months) for New Everyday Global Account @ HSBC
Fees and charges for the Everyday Global Account, Thanks to oziebee
| Account Service Fee | Fee |
|---|---|
| Monthly service fee | $0 |
Transaction fees
| Transaction fees | local - per transaction |
|---|---|
| Online Banking | $0 |
| Deposits | $0 |
| ATM Withdrawals | $0 |
| EFTPOS | $0 |
| Bank@Post™(Post Office) | $0 |
| Automated Phone Banking | $0 |
| BPAY® | $0 |
International transaction fees
| International transaction fees | per transaction |
|---|---|
| Overseas ATM Withdrawal Fee | $0 |
| Overseas Transaction Fee – Payable when you make a transaction on your account in a currency other than Australian dollars, or you make a transaction on your account in any currency (including AUD) that is processed/billed by either the merchant or its financial institution/payment processor outside of Australia. | 0% of the total value amount of each such transaction |
I’m theory I think you’re still better off using a credit card and putting your cash against the home loan