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Owner Occupied No Frills Variable Home Loan 2.99% p.a. (2.99% CR, under 70% LVR) @ Qudos Bank

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Hi Ozbargainers,

For those looking at refinancing their Home Loans or purchasing a new property, you may want to consider the Qudos bank No Frills Home Loan with a current rate of 2.99%(C.r. 2.99%). This is a no-frills loan with online redraw available.

Qudos Bank Home Loan Fees & Features
  • $0 ongoing fees
  • Weekly, fortnightly, or monthly repayment options
  • Unlimited extra repayments at no cost
  • Additional repayments allowed at any time
  • Instant redraw available from within Online Banking

Upfront Fees:

  • Establishment Fee Nil
  • Settlement Fees Nil.
  • First valuation Nil
  • Discharge Fee $275

Comparison Rates

Any quoted comparison rate is only true for the example given and may not include all fees and charges. Different terms, loan amounts or fees may result in a different comparison rate. Comparison rates are based on a loan amount of $150,000 over a loan term of 25 years.

For those looking to apply through us you can:

Book a chat using the following link: https://calendly.com/obtainfinance/homeloan
Email: [email protected]
Phone: 1300035787

Broker Cashback

  • $500 total cashback payable on loans of <$500,000 (balance net of offset and redraw)
  • $1,000 total cashback payable on loan settled >$500,000 (balance net of offset and redraw)
  • Rebate payable in two equal installments. First installment is payable within 45 days of settlement and 2nd tranche is payable by the 14th month anniversary of loan settlement.

https://obtainfinance.com.au/ (ABN 67 233 834 231)
Australian Credit Licence Number 506 992

Related Stores

Qudos Bank
Qudos Bank
Obtain Finance
Obtain Finance
Third-Party

closed Comments

  • -5

    Wow. They have been around since 1959? This is the first time I've heard of them. What's worse is that I have worked in banking for a number of years 😅

    They need a new marketing agency.

    • +12

      To be fair they do have their name on the front of a 21,000-seat arena in Sydney.

      • -3

        Maybe it's a state thing. I'm in Victoria. I didn't mean my comment to be derogatory but just that I haven't heard of them.

        • Maybe you have been dreaming all these years in banking..

          • -2

            @stockastics: Why do people have to say something designed to make someone feel bad so that they can in turn feel good? Your comment says more about you than me.

    • +4

      It's the new name (although it rebranded a number of years ago) for Qantas Credit Union.

      • Thanks for that mate. That makes a lot of sense.

  • +8

    qudos to the OP

  • My current one is 3.13% - this might be a good choice though - it has redraw as well. But who knows how long the rate will stay competitive relative to others?

  • -1

    Any broker trailing commission rebates available? As a member of the OzBargain elite I'm looking for a flat rate online broker that rebates all trailing fees.

    • See below. We are offering up to $1k depending on loan amount. Michael

  • Broker cashback is available through us. Msg via Ozb or use contact details on post.

  • if i refinance now, do i still get 2.99%?

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