BusinessChoice Rewards Platinum Card: 120,000 Bonus Qantas Points ($3,000 Spend in 90 Days), $150/Card Annual Fee @ Westpac

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maverick1 on 10/03/2023 - 13:26 westpac.com.au (751 clicks)
Last edited 10/03/2023 - 14:20 by 1 other user

ABN Required.

Get 120,000 bonus Qantas Points when you spend $3,000 on eligible purchases on your new BusinessChoice Rewards Platinum Mastercard within 90 days of approval.# For new cards approved by 30th September 2023. Exclusions apply

Business Liability
For Business Liability, the Business that makes the application for the card is liable to the bank for all amounts outstanding on the BusinessChoice Rewards Platinum Mastercard.

For Joint and Several Liability, the Business and the principals who apply for the credit card on behalf of the business are each liable to the bank jointly and severally for all amounts outstanding on the BusinessChoice Rewards Platinum Mastercard Card Account.

Individual credit limits
Individual card credit limits from $1,000 on up to 99 cards for each account to keep track of each card's activities.

bonus points promotion is available when you apply and are approved for a new BusinessChoice Rewards Platinum Mastercard credit card facility between 3rd February 2023 and 30th September 2023, and spend a minimum amount of $3,000 on eligible purchases within 90 days from card approval in one or more transactions.
Eligible purchases do not include fees, cash advances, cash equivalent transactions, BPAY, BPAY equivalent transaction, refunds and balance transfers debited from a card account.
The bonus Qantas Points will be added to your points balance within 90 days after you meet the eligible spend criteria. This offer does not apply for additional cards or cardholders being added to an existing BusinessChoice Rewards Platinum Visa or BusinessChoice Rewards Platinum Mastercard facility. Switches, upgrades, customers accessing employee benefits or packaged cards and customers who have held another BusinessChoice Rewards Platinum Visa or BusinessChoice Rewards Platinum Mastercard credit card account within the last 12 months are ineligible for this offer

A business must be a Qantas Business Rewards Member to earn Qantas Points for the business

$150 AF for each credit card

Earn 0.75 Qantas Point per $1.50 spent on eligible business purchases. Earn 0.5 Qantas Points per $1.50 spent on government payments. Qantas Points on eligible transactions are capped at 100,000 Qantas Points per month (excluding bonus Qantas Points)

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• 

  cook99 on 10/03/2023 - 14:50

  Damn I want this for non business, instead of their sneaky 90k + 30k offer for a second full annual fee…

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  Stigasaurus on 10/03/2023 - 14:54

  Hmmm so anyone know how much (money and time) to get an abn….

  • 

    billsa on 10/03/2023 - 16:03

    pretty easy,
    register online

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  FatGPT on 10/03/2023 - 15:15

  Anything stopping you just registering an ABN as a sole trader and getting this one?

  • 

    maverick1 on 10/03/2023 - 15:41

    +2

    I’m not sure about sole traders but for business registered as company(including single person company) - They are likely to ask you to provide your business financial details like Company tax return for past 2 years, P&L, BS etc. if your company already has a good credit history this info may not be required.

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  spiinl on 10/03/2023 - 15:39

  Does the points goes to the Qantas Business Rewards account or personal FF? Means not useful for the Points Club?

  • 

    maverick1 on 10/03/2023 - 15:42

    Qantas business account, but you can transfer them to your personal QFF

    • 

      spiinl on 10/03/2023 - 16:03

      Point Transfer won't count for Points Club.

      • 

        maverick1 on 10/03/2023 - 16:05

        +1

        Nope, it wouldn’t.

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  Sidor on 10/03/2023 - 15:52

  Applied for this card couple of years ago, never heard back from Westpac.

  • 

    maverick1 on 10/03/2023 - 16:06

    +1

    Yeah, they are a bit painful to deal with. You have to keep following up with them.

  • 

    spiinl on 10/03/2023 - 16:22

    +1

    yes. give them a call, approved straight after. It seems like someone is sitting on those applications. Need a push.

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  Tuttle on 10/03/2023 - 17:21

  +1

  I’m a sole trader, but when I check the “sole trader” box, it greys out the submit button (and the two subsequent options) and just says “ Please contact your relationship manager, if you have one, to seek assistance.

  • 

    t0087669 on 10/03/2023 - 22:57

    same, I guess need to call to apply?

    • 

      Tuttle on 11/03/2023 - 08:43

      +1

      Having clicked through under a different category, it's clear they want A LOT of info about the business - both previous FY, and one before that.

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  OzYY on 10/03/2023 - 17:24

  Anyone knows what is the minimum income / net income requirement for the card?

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  poormansfriedchicken on 13/03/2023 - 15:25

  how long does the points take to get credited?

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  grang on 22/04/2023 - 00:16

  Temping deal. I have a trust and a PTY I use for various billings and can use the CARD to simplify tax time and not scan so many personal card transactions.

  That said, 90k upfront, and 30k after 12 months points is not great.

  the points per $ spent is terrible. It's 0.75 to $1.50, so 0.5 points per dollar best case.

  Have a "manager" at Westpac that "looks" after us, but it has not been easy with many of them and they change a lot). I'll see whether I can do that.
  (The westpac altitude black personal card I use at home is 0.7 points per dollar spent, not great either… ok ish).

  • 

    maverick1 on 25/04/2023 - 10:57

    where did you read 90k upfront and 30k after 12m?
    It's 120k in one shot after meeting 3k spend in 90days.

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  cv05 on 26/04/2023 - 09:23

  I'm a sole trader and just got off the phone to Westpac. Apparently as a sole trader I'm not eligible to apply due to the business liability conditions. What a load of BS!