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70,000 Velocity Points When You Access $500 or More Credit within 3 Months ($99 Fee, Save $100) @ Citi Ready Credit

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Received this email from Citi today, seems they have improved their ready credit bonus offer:

If you're looking for your next adventure, we've got you covered. Enjoy 6.9% p.a. for 5 years on the initial balance that you request to be transferred to your bank account and a reduced establishment fee of $99, saving you $100. Plus enjoy 70,000 bonus Velocity Points when you request a balance to be transferred of $500 or more within 3 months from approval.

Citi Ready Credit is an ongoing line of credit that you can access whenever you need, up to your credit limit, without having to reapply.

A standard variable rate of 20.49% p.a. applies to any unpaid balance transferred after 5 years and any purchases or cash advances during or after the promotional period.

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closed Comments

    • How much of a balance did you leave while you were waiting for points?

  • Is this the best Citi Ready Credit deal?

    I keep getting different ones flybuys, prepaid Visa, Qantas points, velocity.

  • Has anyone been declined for this? Just worried because NAB owned banks started auto-declining me even though I own a citibank prestige card

  • Jeez that was a good deal, never got offered that, but they keep calling me to take out a loan which jumped from 6.9% to 11%~ which has now gone up to 13-%~!

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