This was posted 10 months 10 days ago, and might be an out-dated deal.

Related
  • expired
  • targeted

American Express Platinum Charge Card - 225,000 Bonus MR Points ($5,000 Spend in 3 Months, $1,450 Annual Fee) @ American Express

810
American Express Platinum Charge Card - 225,000 Bonus MR Points ($5,000 Spend in 3 Months, $1,450 Annual Fee) @ American Express
Go to Deal
Cashback
LLange on 17/06/2023 - 19:10 americanexpress.com (3313 clicks)
Last edited 19/06/2023 - 16:27 by 1 other user

First post.

Been hunting for the next card for reward points. The highest extra points was as high as 300,000 MR points on The American Express® Platinum Card, but that last year.

Recently saw an ad that has 225,000 bonus MR points instead of the typical 150,000 MR points. It disappeared ever since I clicked into the page.

If you go into it as per normal, it will show only 150,000 MR Points offer.

Searching on google "The American Express® Platinum Card 225000 points" can easily bring the page for the 225,000 bonus MR points offer.

  • $1,450 annual Card Fee
  • Receive $450 Travel Credit each year
  • Platinum Travel Benefits including travel insurance
  • Purchase Protection including product warranty extension and stolen or damaged product coverage
  • 2.25 Points per $1 spent on purchases excluding Government bodies in Australia

Referral Links

Business Explorer Card: random (4)

Referrer: 40,000 Reward Points

Centurion Personal Charge Card: random (7)

Referee gets 200,000 MR points. Referrer gets 150,000 MR points.

Show 13 More
Financial American Express Charge Card Membership Rewards Reward Points

Related Stores

American Express
American Express

closed Comments

  • RedLights on 17/06/2023 - 19:17
    +10

    300,000 was last offered in February… my 18 months ended in March and I am itching for a 300,000 offer.

    • bawlingonabudget on 18/06/2023 - 18:44

      quick question - once you cancel your card with amex, do you still get to hold onto them points or do they disappear/expire?

      • twistedbow on 19/06/2023 - 10:17
        +1

        they are gone. not sure about having multiple cards though.

  • Pcosmic on 17/06/2023 - 19:17
    +2

    Net profit?

    • BargainGeezer on 17/06/2023 - 19:24
      +5

      1 point = 0.5c, so $1125 if you swap the points for cash. Otherwise it is 112.5k points in Qantas/Kris/Virgin.

      But net profit with this card is hard to judge because it really depends on how much you’ll use the other benefits of the card.

      • kipps on 17/06/2023 - 19:43
        +9

        Agreed.

        Accor Plus free night is worth about ~$300 if you use it at a decent Sofitel.
        Virgin lounge membership & Priority Pass also have some value if you’re travelling. If you’re paying Virgin for lounge that’s ~$300 saved.
        Roadside car assistance included if your car is not too old (I think 7 years?)
        Other insurances are also quite good & worth looking at.
        Australian & WSJ subscriptions are worth not much too.
        $450 travel credit is probably worth a bit less than that so say ~$400.
        Hilton gold for breakfast included is also a good benefit.

        A lot of value there if you hunt & use it.

        • hishaken on 17/06/2023 - 19:48

          How could you get virgin lounge?

          • kipps on 17/06/2023 - 19:50
            +2

            @hishaken: Virgin lounge access is included with this card :

            Access to 1400+ Airport Lounges
            Access 1,400+ Airport Lounges in more than 140 countries7, including the Centurion® Lounge, Escape Lounges - The Centurion® Studio Partner, Priority PassTM Lounges and more

            • nigel deborah on 17/06/2023 - 20:18
              +3

              @kipps: Worth noting for the uninitiated that you need to be flying on a Virgin or partner airline booking for access. Partner airline is not guaranteed either, think there's a lot of t&c

          • SeaWolf au on 17/06/2023 - 19:50

            @hishaken: You just show your card and boarding pass at the entrance of the Virgin lounge.

            • hishaken on 17/06/2023 - 20:22
              -1

              @SeaWolf au: Does it have to be card with virgin/star alliance airline boarding pass?
              How about other star alliance lounge?

              • abs898 on 17/06/2023 - 20:23

                @hishaken: Virgin flight. They aren't a part of star alliance.

        • bcarp on 17/06/2023 - 21:20
          +1

          Roadside car assistance included if your car is not too old (I think 7 years?)

          And not too big. Gross vehicle weight has to be less than 2000kg. Rules out most new cars being sold now.

        • hi5 on 17/06/2023 - 22:05

          No Roadside assistance anymore..

          • bcarp on 17/06/2023 - 22:31

            @hi5: I know what you mean. No roadside assistance anymore for you and for me and for others who thought they actually had it but didn’t.

        • johno3456 on 18/06/2023 - 00:02

          It has some good car hire benefits - so long as your trip is at least 150 km. The car insurance used to cover the whole thing excess and everything else. And the discounts with Avis are significant.
          https://www.pointhacks.com.au/american-express/amex-platinum…

          Take care with the travel insurance, they used to provide cover no matter the AMEX spend but I think now the flights must be booked to the amex card. Not sure it the same applied to domestic travel.

        • Nuggets on 18/06/2023 - 00:18
          +1

          The priority pass is OK but not that great. Citibank prestige includes credits at dining venues whereas Amex excludes it

        • alex123711 on 18/06/2023 - 10:47

          Is the travel insurance only valid if you book the travel with the card? Not fights/ travel that has already been booked?

        • BargainGain on 18/06/2023 - 12:06

          You also get the $200 Aus dining credit and the $200 overseas dining credit.
          And the Amazon Prime subscription.
          And booking using the $450 travel credit will give you a Fine Hotels and Resorts benefit giving you breakfast, $200 worth of hotel credit, a room upgrade and a bottle of wine on arrival.

    • Pranks King on 17/06/2023 - 19:24
      +16

      200 points = $1
      225000 + 11250 points = $1181.25

      $1181.25 + $450 = $1631.25 benefits

      $1575 - $1450 = $181.25 net profit

      • Pcosmic on 17/06/2023 - 19:49
        +2

        181? Shocking

      • Pranks King on 17/06/2023 - 19:58

        Edit : $1631.25 - $1450 = $181.25

      • Super8Tab on 17/06/2023 - 20:07
        +4

        Legend no point of applying then

      • Jaystea on 17/06/2023 - 20:30
        +1

        Don’t forget the $200 dining in Australia and $200 abroad. Not to mention the points can be tf to KrisFlyer making this much more valuable than a qantas rewards card for point chasers.

        • littlesoldier on 17/06/2023 - 21:11
          +10

          Its more than just the dining credit, here is what I think it valued as:
          * $200 Local Dining credit (worth $200)
          * $200 Global Dining credit (worth $200)
          * Accor plus membership with 1 free hotel night (worth $399)
          * $450 travel credit (worth $450)
          * Up to $84 amazon prime membership cashback (worth $79 for annual membership)
          * 2 x Unlimited Priority Pass card (exclude restaurants credit) (worth $400)
          * Unlimited access to AMEX centurion lounges
          * Unlimited access to Virgin Domestic lounges
          * Unlimited access to Plaza Premium lounges

          Plus the below nice to have offer (which I don't use much):
          * The Australian Premium subscription ($7/week = $364)
          * $75 x 2 NET-A-PORTER and MR PORTER credit (worth $150)
          * Hotel Elite Status: Hilton Honors Gold status, Marriott BonvoyTM Gold status, Radisson Rewards Premium status

          All of these are on top of the new card holder bonus
          So if you travel quite often, just the lounges access, hotel statuses and dining credit already well worth the $1450

          • Pranks King on 17/06/2023 - 21:22

            @littlesoldier: You still have to figure out how to spend 5k with an Amex tho

            • littlesoldier on 17/06/2023 - 21:26

              @Pranks King: Just buy some giftcards if you have nothing to spend in mind
              Prezzee does accept AMEX if you dont care about the extra reward points from coles / woolies

              Also note that you can use AMEX to pay most bills too
              just add AMEX into paypal and pay the bills via AusPost app

            • Jaystea on 17/06/2023 - 21:27
              +11

              @Pranks King: Idk - if you can’t spend $5k in three months then the card might not be for you.

              These perks are generally suited to higher spenders and the rewards reflect that.

            • Capitalshark on 18/06/2023 - 04:12
              +1

              @Pranks King: I love seeing any business with a Square terminal, as they charge a flat fee regardless of the card so Amex always work.

          • Pcosmic on 17/06/2023 - 21:52
            -1

            @littlesoldier: And use like 5% of that. Cash value is the real exchange

            • littlesoldier on 17/06/2023 - 21:55

              @Pcosmic: I mainly exchange for Coles GC and have been using it pretty quickly
              Depends on family needs, but spending $5000 in grocery shopping over 3 years isnt that hard….

          • Magnus Awesome on 18/06/2023 - 00:39

            @littlesoldier: WTF since when did they include unlimited Centurion lounge access? I've Alway's needed to provide my physical Centurion card for HKG, LAX, LHR, JFK, SEA to get into them etc
            Normal AE lounges = Plat charge
            Granted, the last time I tried this was just before Covid…

            Don't have any trips coming up in the foreseeable future so, can anyone that's used their Plat Charge @ these lounges confirm?

            • BargainGeezer on 18/06/2023 - 10:28

              @Magnus Awesome: Not sure what lounges were available to Centurion-only card holders as I’m a lowly Plat holder, but I know the AE lounges went through a rebrand and they’re now called Centurion lounges (e.g. Sydney’s AE lounge is now called The Centurion Lounge) with no change in entry policy.

  • kipps on 17/06/2023 - 19:37
    +11

    Solid card but has been watered down since the removal of AFR and the Reserve credit for new customers. The Australian is no substitute for AFR.

    • qazwsx on 18/06/2023 - 06:51
      +1

      There are ways to read AFR articles without a sub. Aust articles were harder to read without the sub. I actually appreciate the WSJ sub included with the Aust.

      • jobargain on 18/06/2023 - 07:34

        what are the ways brother?

        • ymmf on 18/06/2023 - 11:55
          +6

          12ft.io

          • Micky14 on 18/06/2023 - 12:21

            @ymmf: Wow. Never knew this. Thanks.

  • kunalbags on 17/06/2023 - 19:55

    Does anyone know what happens to the home loan serviceability when you have a charge card?

    • T-man on 17/06/2023 - 20:02

      Credit limit is $1 or doesn’t count for charge card.

      • kunalbags on 30/06/2023 - 20:41

        thanks.. good to know

    • abs898 on 17/06/2023 - 20:22

      In credit limit it shows $0 on credit report. Since it's not a credit card it's impact is very low

      • kunalbags on 30/06/2023 - 20:41

        thanks.. good to know

  • Rifulreinhardt on 17/06/2023 - 19:56
    +1

    if i buy gucci bags and refund later, will it contribute to the spending?

    • Stopback on 17/06/2023 - 20:01
      +2

      Bookin.com hotel booking.

    • Jetkuma on 17/06/2023 - 21:39
      +3

      Book a Qantas business class flex flight and cancel it after you get the payout. Here is a 5k flight - Sydney to Tokyo one way on Sept 21.

  • Bonbi on 17/06/2023 - 20:00
    +2

    I got declined from the previous 300k offer while easily satisfying the minimum income requirement, can I reapply or will it be auto rejected?

    • BargainGeezer on 17/06/2023 - 20:30
      +3

      I’d have 3 months between reapplying to a lender that knocked me back, personally.

    • nightelves on 17/06/2023 - 21:43

      Yeah you need to wait at least 3 months.

  • T-man on 17/06/2023 - 20:01

    325k points was offered in Nov last year.

  • Yoo on 17/06/2023 - 20:03

    The referral links show 225,000 points if you use a VPN.

    • philldo on 18/06/2023 - 10:47

      VPN to where? Anywhere?

      • Scantu on 18/06/2023 - 14:00

        to these nuts

      • Yoo on 18/06/2023 - 19:44
        +1

        Any server in Australia.

    • ninnypoop on 05/07/2023 - 20:21

      Referral codes don't seem to match what comes up when clicked. Or is this why a vpn is needed? And why is a VPN needed?

  • abs898 on 17/06/2023 - 20:25
    +1

    The card is worth every cent if you use all benefits which are mainly targetted towards travellers.

    In 2023, we have already received benefits worth over 5k

    • qq830821 on 17/06/2023 - 22:26
      +1

      how to do manage to get 5k benefits out of the card?

      • abs898 on 17/06/2023 - 22:53
        +1

        Hilton upgraded and free breakfast
        FHR was the main one
        450 travel credit
        Accor
        Multiple lounges
        400 dining credit
        Multiple cashback offers
        Mr Porter, Amazon prime

        • abs898 on 17/06/2023 - 22:54

          Plus the points I accumulate

        • Amstar on 18/06/2023 - 12:00
          +1

          What’s FHR please

    • daft009 on 18/06/2023 - 06:01

      For me the high $ spend justifies the fee easily.
      I average $100k/month

      • Yaals on 18/06/2023 - 06:57

        Are you putting business expenses on the credit card?

        • daft009 on 18/06/2023 - 08:49

          Sure am

      • abs898 on 18/06/2023 - 09:01

        Mines personal, I clock about 15k

        • prankster on 18/06/2023 - 11:27
          +1

          Wtf u spending 15k a month on? Lol

      • rustproofhydra on 18/06/2023 - 14:28

        Im in hunt for a new chopper deal on ozbargain 😂😂

  • littlesoldier on 17/06/2023 - 20:35
    +2

    Just try a few times in incognito mode of your browser and you will also get 225000 bonus MR points offer
    Better to use referral link in OZB to benefit the community

  • cardiology on 17/06/2023 - 20:42
    +3

    So we must not have any AMEX card products within the past 12 months to get bonus?

    • abs898 on 17/06/2023 - 20:43

      18 as a primary card holder

  • gembel on 17/06/2023 - 21:02
    +2

    Any chance for 300k again later this year?

  • pembajak_sejati on 17/06/2023 - 21:49
    +2

    if i have amex in the past 18 months then i wont be eligible?

  • DingoBlue on 17/06/2023 - 22:05

    Any way to stack with CPA ($200 off annual fee)?

    • abs898 on 17/06/2023 - 22:24

      You will need to apply via CPAs referral link which is only 100k atm

    • arctan on 18/06/2023 - 10:07

      No point to do it as the extra points worth a lot more

  • colt75 on 17/06/2023 - 22:35

    Does this stack with referrals?

  • unfinishedsentenc on 17/06/2023 - 22:39
    +2

    Just wait until the business platinum offers above 400,000 MR again.

    It was offering 450,000 MR last year:

    https://www.ozbargain.com.au/node/716434

    Then just get an ABN and sign up (they don't check cash flows).

    I got the Velocity Business Card (annual fee $249) which offered 160k velocity points in May. Just had it arrive in my account no problem.

    • Jackjcca on 18/06/2023 - 11:51

      That's way more appealing! But will it come again? Eofy…

    • n0mad on 19/06/2023 - 11:21

      "Then just get an ABN and sign up (they don't check cash flows)."
      how does this work exactly, who doesn't check Amex, ATO?
      does this work for any business card?

  • johno3456 on 17/06/2023 - 22:59
    +3

    I used one of these personal cards in my business years ago. Used it for travel insurance but also good for paying lots of govt fees for clients.
    It also waived the annual fees on any one amex credit (not charge) card, so you get two lots of travel credits. It may still do this.
    Funny thing, when i cancelled the charge card my credit card remained free for about 10 years whilst providing $400 in travel credits each year.
    I only mention it now as amex recently sent me a lettter saying they are going to start charging me an annual fee next year if i dont have a charge card.

    • scyth3r on 18/06/2023 - 12:45

      what did you have to do to get them to waive annual fees for another card with travel credits? I could probably justify getting it if I got 2 sets for $450 credit.

      • BargainGeezer on 18/06/2023 - 14:29
        +1

        He’s probably talking about the Platinum Reserve card which had a $400 travel credit and was offered free until late 2020.

        Card is still available but no travel credit for new members.

        • johno3456 on 19/06/2023 - 01:27

          yeah it is Plat Reserve. When I got the charge card, I called the help number and they waived ongoing fees on the Plat Reserve.
          The travel credit has to be booked through American Express Travel Online which can complicate matters with airline travel and may cost more than some of the other options.

  • capslock janitor on 17/06/2023 - 23:03

    What’s MR

  • k3nnis on 17/06/2023 - 23:14

    Anyone with a plat edge and applied for this and still got the bonus points?

    • daft009 on 18/06/2023 - 05:58

      No you won't qualify for bonus

  • Maglia Nera on 17/06/2023 - 23:50
    +3

    Link to the offer (so need to goggle) is here: https://www.americanexpress.com/au/credit-cards/the-platinum…

  • jace88 on 17/06/2023 - 23:50

    Wish I didn't have to cancel my QANTAS AMEX Ultimate and wait 18 months before I'm eligible for this… maybe I'll be lucky and they'll send out upgrade invitations to existing cardholders.

    On another note, I heard they used to include an AFR subscription. That would've been a key selling point if they had kept it (instead of switching to mainstream news).

    • Justbuy on 18/06/2023 - 01:25

      Will u cancel for it? Im in a dilemma too

      • jace88 on 18/06/2023 - 01:35

        Maybe I won't…. I have to admit, that's why I like the upgrade offer path which is how I ended up with the current card (from a previous Qantas Discovery).

Login or Join to leave a comment
Login Join