• expired
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$10 Reward for $100 Fuel Purchase at an Eligible Merchant with Your NAB Credit/Debit Card or NNPL @ NAB

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Got this email from NAB

Hi CandyMan,

We value your loyalty as a NAB customer and, to show our appreciation, here’s an exclusive reward for the next time you’re at the fuel pump.

Enjoy this special $10 reward when you spend $100 or more in one single fuel transaction with an eligible merchant

link to previous deal and comments

Fine print:
Reward earned will be credited to the balance of your NAB debit or credit card account and is not redeemable for cash. One reward per cardholder. For credit card accounts, the reward is only available on the primary card. Offer period commences 4 August 2023 and ends 31 August 2023, unless withdrawn earlier (Offer Period). To be eligible for the $10 reward, you must spend $100 or more with an Eligible Fuel Provider (Eligible Merchant) in a single transaction during the Offer Period by tapping your NAB personal debit card, NAB personal credit card or NNPL account (Offer).

EFTPOS payments are not eligible for this offer. EFTPOS payments are payments which are made by inserting your card at a Point of Sale (POS) and selecting ‘CHQ’ or ‘SAV’, or any payment which is routed by the merchant through EFTPOS (which may include without limitations payments made by tapping your card at POS). Whether a transaction is routed through EFTPOS is at the merchant’s discretion and NAB has no control over the merchant’s decision. You acknowledge and agree that NAB is not responsible for providing you with any advice on whether a purchase made is/will be routed to EFTPOS which may result in you not receiving a reward.

An Eligible Merchant is a merchant whose merchant category code (“MCC”) is designated as:

MCC 5541 (being Service Stations)
MCC 5542 (being Automated Fuel Dispensers)
MCC 5172 (being Petroleum and Petroleum Products)
MCC 5983 (being Fuel Dealers)
NAB is not responsible for designating MCCs and has no control over the same. You acknowledge and agree that we are not responsible for providing you with any advice on whether a purchase made is/will be with an Eligible Merchant and/or regarding MCC codes.

Offer is only available to NAB personal debit card, NAB personal credit card and NNPL customers (excluding business and corporate cards). To be eligible for this $10 reward offer, transactions must be made within the Offer Period and settled within 14 days. The reward will be credited to the NAB personal debit card, NAB personal credit card or NNPL account that was used to make the qualifying transaction(s) within 50 days of the end of the Offer Period. Please note that the reward will appear as a separate line item on your statement as “NAB FUEL REWARD OFFER”.

Offer does not apply if the transaction is made using another third-party establishment or payment processor to which your NAB personal debit card, NAB personal credit card or NNPL account is connected. This includes (but is not limited to) PayPal, AfterPay, Stripe or Shopify.

This Offer is subject to your account being open and not in default for the duration of the Offer Period. You will become ineligible for the Offer if you cancel or replace your NAB personal debit card, NAB personal credit card or NNPL account at any time prior to the reward being credited to your card. Eligible purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purchases. Acting reasonably, NAB has the right to claw back any credit related to conduct it deems to have arisen out of fraud or wilful misconduct.

NAB reserves the right to amend or withdraw this offer at any time.

NAB will never request personal information such as your PIN/Password or ask you to login to online services directly from an email. For further security advice visit nab.com.au/security.

This email address isn’t monitored by our customer team. If you’d like to get in touch with us, please use one of the options contained on our website.

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closed Comments

  • +1

    Thanks CM.

  • $100 at 176p per litre = 57 litres

    So you'd kind of have to have a big vehicle in the first place, and run it down to empty.

    • +4

      You could purchase a $100 gift card at a service station and then use that to pay for fuel across multiple future transactions at a later date… or you could purchase a third-party gift card (e.g. Apple, Amazon, Ultimate, WISH, Coles Group & Myer) and not have to worry about spending the $100 on fuel in the first place.

      I know the deal is advertised as “spend $100 or more in one single fuel transaction”, but the fine print says you actually only need to spend $100 or more at a merchant using specific MCCs; it says nothing about you actually spending the $100 or more on fuel.

      • Hope i'm targeted. Gift card here i come

    • You're licky at $1.76….. i'm paying $2.19pl and that's our fuel prices coming down! They were $2.30+

    • Small tank + Jerry can

    • It will be fuel + car wash + coffee +/- donut for me

  • there is a massive spike on global oil price for fuel right now or what? can see 222.9 224.9 in many servo around town… crazy. this is so depress…

  • -7

    Not sure how encouraging customers to buy fossil fuel aligns with their Taking action on climate change strategy In fact it kinda directly contradicts the statement "We’re taking action to help our economy transition to one powered more by renewables, less by fossil fuels".

    • +1

      We’re all here for a deal. 10% off fuel is a deal. As WookieMonster said you could purchase a gift card or anything else you want to save on, or to make your purchase up to $100.

    • Since passenger vehicle emissions is about 8-9% of the total emissions there are other places to direct your “fossil fuel bad hulk smash” argument.
      Maybe direct it towards the coal industry to capture the methane and CSG released from open cut mines? That accounts for 11-12% of total emissions without getting anyone anywhere. But I guess since you don’t see it then it doesn’t matter? Or do you prefer the environmental disasters of the felicity ace and Fremantle highway? There no harmful emissions there.

  • I have 1 debit and 1 credit card. I received the offer email. It does not state which card. How do I know which card is eligible?

    • Read the fine print

      Offer is only available to NAB personal debit card, NAB personal credit card and NNPL customers (excluding business and corporate cards). To be eligible for this $10 reward offer, transactions must be made within the Offer Period and settled within 14 days. The reward will be credited to the NAB personal debit card, NAB personal credit card or NNPL account that was used to make the qualifying transaction(s) within 50 days of the end of the Offer Period. Please note that the reward will appear as a separate line item on your statement as “NAB FUEL REWARD OFFER”.

  • +1

    They didn’t pay up with the last offer.

    • Probably the purchase you made was from an ineligible merchant.

      An Eligible Merchant is a merchant whose merchant category code (“MCC”) is designated as:

      MCC 5541 (being Service Stations)
      MCC 5542 (being Automated Fuel Dispensers)
      MCC 5172 (being Petroleum and Petroleum Products)
      MCC 5983 (being Fuel Dealers)

      NAB is not responsible for designating MCCs and has no control over the same. You acknowledge and agree that we are not responsible for providing you with any advice on whether a purchase made is/will be with an Eligible Merchant and/or regarding MCC codes.

      I made a purchase from 7-eleven service station last time and got paid.

      • I filled fuel at 7/11 and didn’t get my $10 back. Went to the link and NAB took it down.

  • How to know if the vendor routes the payment thru EFTPOS .. thus invalidating eligibility?

    • +1

      It is usually hard to tell, but here are a couple of tips:

      • A number of Coles Group businesses switched on least-cost routing (LCR) for physical dual-network Visa debit cards a number of years ago. This is relevant, because Shell Coles Express was operated by Coles Group at that time, so I believe Shell Coles Express has also implemented LCR. If you tap a physical dual-network Visa debit card (e.g. a NAB debit card) at Shell Coles Express, LCR will mean contactless payments will be routed through the network with the lowest fees for Shell Coles Express, which could be Visa or eftpos. You will not know which network will be chosen before you tap your physical card.

      • I have seen some merchants using NAB EFTPOS terminals (including one independent service station) have a message on the bottom of the screen saying merchant choice routing active (or words to that effect). That means that if you tap a physical dual-network card, the merchant will route some (or all) contactless payments through the eftpos network.


      If you want to play it safe, do one of two things:

      1. Insert the physical NAB debit card into the EFTPOS terminal and select CR when prompted to choose a network. If you do that, you are forcing the payment to be routed through the applicable credit network (i.e. Visa).

      2. If you use a mobile wallet, make sure you have Visa selected as the payment network for your NAB debit card before you tap your mobile wallet against the EFTPOS terminal. If you cannot choose the payment network for your NAB debit card on your mobile wallet, it means the only supported payment network is Visa (and therefore it is impossible for any payments from that card to be routed through the eftpos network).

    • +1

      If you tap on a transaction in your NAB at you will see the eftpos logo if it went through the eftpos network

  • Are you able to see the offer in you app?

    • I can’t see any deals in nab app
      I only received an email requiring activation

  • Good deal. Will sweeten the 7/11 price lock further.

  • Has anyone received their $10 credit from NAB yet?

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