This was posted 7 months 24 days ago, and might be an out-dated deal.

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2000 Bonus Flybuys Points on $100 & $250 Coles Mastercard Gift Card ($5 & $7 Fees Apply) @ Coles

350
2000 Bonus Flybuys Points on $100 & $250 Coles Mastercard Gift Card ($5 & $7 Fees Apply) @ Coles
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VantageXL on 04/09/2023 - 00:12 shopfully.com.au (622 clicks)
Last edited 16/11/2023 - 13:05 by 1 other user

Limit 5 Gift Cards per Flybuys account. Offer valid from 6/9/23 to 12/9/23 and only available in store at Coles Supermarkets (excludes Coles Online, Coles Express and purchases via giftcards.com.au), subject to store availability. Excludes $50 Coles Mastercard Gift Cards. To qualify for this offer you must present your Flybuys card at the time of purchase. While stocks last, no rainchecks. BONUS POINTS can be awarded more than once for each Gift Card type including different denominations of the same Gift Card but can only be collected up to 5 times per Flybuys account. Gift Cards can't be used to purchase other Gift Cards at Coles. Standard Flybuys terms and conditions apply and are available at Flybuys.com.au. Coles Mastercard gift cards are issued by Heritage and People's Choice Limited trading as Heritage Bank ABN 11 087 651 125, AFSL/ACL No. 244310 pursuant to a license from Mastercard International Incorporated. For Coles Mastercard Gift Card Terms of Use and Conditions, go to www.colesmastercardbalance.com.au

Other Gift Card MasterCard Prepaid Credit/Debit Card Reward Points

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closed Comments

  • mkh1991 on 04/09/2023 - 00:16
    +1

    So kinda 5% off on a $100…

    • tooblue on 04/09/2023 - 10:45

      4.545%

      • wesman on 05/09/2023 - 09:40

        How did you get 4.545%? The net cost is $100+$5-$10=$95. The value is $100. Therefore the discount is $5 which on $100 value is 5%.

        • frugalftw on 05/09/2023 - 21:34

          You pay $105 upfront, not $100. Every time this deal comes up, this gets asked.

          • wesman on 06/09/2023 - 07:51

            @frugalftw: Yes, as I said above $100+$5 which equals $105. The discount cannot be 4.545%

            • frugalftw on 06/09/2023 - 08:13
              +1

              @wesman:

              The value is $100. Therefore the discount is $5 which on $100 value is 5%.

              The value or initial outlay is $105 (as far as your bank statement is concerned), you then recover the original $100 plus $10 profit as flybuys points. So the little project at termination is worth $110. ($110-$105)/$105 gives you the profit you made.

              You don’t save anything btw. Because to realise the profit you have to spend it all.

              • wesman on 06/09/2023 - 08:27

                @frugalftw: Thanks, but 5/105 still isn't 4.545%

                • frugalftw on 06/09/2023 - 08:30
                  +1

                  @wesman: You are quite right, I didn’t put it in the calculator. It’s 4.7619%.

                  • wesman on 06/09/2023 - 08:34

                    @frugalftw: Cheers, yes 5/110 is the 4.545% so neither I nor tooblue was correct as 4.76% is the correct answer. Back to High School maths for all of us LOL :)

                    • Neoika on 06/09/2023 - 09:17
                      +1

                      @wesman: The actual flybuys pts earned is 2105 per Card, which makes the calculation more complicated.

                      5% is close enough to be correct.

  • AT1013 on 04/09/2023 - 00:19

    Is this worth?

  • johnkash on 04/09/2023 - 00:22
    +2

    The purchase fee effectively kills the deal for me. It’s literally $10 coles voucher while paying $105 for $100 gift card.

  • OzBed on 04/09/2023 - 00:27

    Need to get some apple gift card before iPhone 15 launches. Missed all the previous deal! Hope woolies will have promotion for apple gift card in this weeks catalogue.

    • VantageXL on 04/09/2023 - 09:52

      Hope woolies will have promotion for apple gift card in this weeks catalogue.

      Unfortunately, it'll be 10% off a bunch of gift cards, none of which are Apple.

    • Poor Ass on 06/09/2023 - 11:53

      mate those apple gift cards are on every month can't believe you didn't buy any

      i complained they happen to often

  • ce5himm on 04/09/2023 - 00:46
    +3

    where is the 10%

  • sydboy007 on 04/09/2023 - 03:42
    +2

    i only buy these to get the amex reward points to convert into singapore airmiles.

  • BennyHe2018 on 04/09/2023 - 09:07

    Pretty meh deal unless you have outstanding ATO/rates bills to pay now.

    • Neoika on 04/09/2023 - 09:21
      +1

      Special bonus from credit card.

      • nsingh21 on 04/09/2023 - 10:53

        what's your suggestions/go to for credit card bonuses? Some I think are just once in your lifetime. Been a customer of WBC, CBA, ANZ, Amex already.

        • Neoika on 04/09/2023 - 12:44

          CBA has a 2% cashback on supermarket spend offer for select customers this month.

          Also Since CBA raised the monthly spend on a personal credit card to waive fee, it is an opportunity to hit the target.

          • nsingh21 on 04/09/2023 - 13:06

            @Neoika: haha yes precisely why I asked since they introduced a monthly spend requirement for fee waiver, I'm planning to cancel CBA card and move to another one. As surprising as it may sound but I'm not always able to meet the monthly spend. Rather, if I have a lot of these cards, I'd be spending using these instead of my CC.

    • belesci on 04/09/2023 - 12:06

      Can you split pay them?

  • bargain-hunter on 04/09/2023 - 09:35

    Can you buy these with the Supermarket swap cards? May be worth it that way…

    • Yola on 04/09/2023 - 12:09

      Yes, I have done it. There are limits on how often it can be done withing a specific period.

    • Peck on 04/09/2023 - 13:37

      What is a 'Supermarket Swap Card'?

      • Nelumbo on 04/09/2023 - 17:05
        +1

        I think they are referring to ShopBack Supermarket gift card. You can see it in the list of gift cards offered by ShopBack.

  • paultiffen on 04/09/2023 - 10:02

    It does work as I don't think they know what you are buying with those. Still not a great ROI vs the straight 10 percent off but on the other hand you can actually find stock. Good for paying rates, health fund etc

  • tooblue on 04/09/2023 - 10:48

    Can we split the purchase into multiple cards at the check out? So that I can use HSBC Global card for 2% off.
    Purchase gift cards at the stores are quite tricky when splitting.

    • WookieMonster on 04/09/2023 - 11:48
      +5

      At Coles self checkouts, you cannot do split payments across multiple cards when purchasing a gift card. If you press the Mixed Payment option on the payment screen, you will get an error message telling you to go to the service desk to do split payments. I think you can still do split payments between cash and one card payment, but if so:

      • You would need to insert cash first.

      • There will be no option to obtain change from the cash you insert. That means if you are purchasing a $100 Coles Mastercard gift card through this deal and insert a $20 note first, you would then need to pay $85 from a card. There is no way to force the checkout to give you back $14.95 in change and then pay $99.95 from a card (which sounds like the ideal scenario for you).

      At Coles standard checkouts (which includes the service desk and any checkout that is operated by a dedicated staff member), you can do split payments across multiple cards (or multiple cards and then cash) when purchasing a gift card, but that is dependent on:

      • The staff member knowing how to do split payments (and I have found out the hard way a couple of times that not all staff know how to do that).

      • The staff member being willing to let you do split payments (and I have found out the hard way a couple of times that not all staff will do this for purchases of gift cards).

      • aaron3 on 06/09/2023 - 13:50

        I tried splitting between three ShopBack Supermarket gift cards but for some reason only the first ($300) was successful. The second ($200) was declined twice with message 'Invalid transaction'.

        • WookieMonster on 06/09/2023 - 14:14
          +3

          That is to be expected.

          Blackhawk Network (the owner/operator of the Activ Visa gift card scheme1) has been enforcing spending restrictions on their gift cards (including Activ Visa gift cards) at “supermarkets”2 for a number of months now.

          Based on the OzBargain consensus, the limit appears to be $400. If you exceed this limit, you will be declined with error code 12 (Invalid Transaction). In terms of how this limit is implemented:

          • You cannot redeem more than $400 from a single Activ Visa gift card at any supermarkets each day. For example, if I have a $500 Activ Visa gift card and go to one Coles supermarket and redeem $300 from it, it should go through. If the first $300 redemption went through and I then go to a second Coles supermarket (or a Woolworths or an ALDI) on the same day and attempt to redeem the remaining $200 on the gift card, the transaction will be declined. I would need to wait until the next day before I can try to redeem the remaining $200 at a supermarket.

          • You may not be able to redeem more than one Activ Visa gift card within an approximately ten minute window at the same store. I have previously been able to redeem $200 and $50 Activ Visa gift cards at the same Coles store within seconds of each other. However, you have found out that redeeming $300 from one Activ Visa gift card and then another $200 Activ Visa gift card at the same Coles store may be declined (and I presume the second gift card was being redeemed within about ten minutes of the first one).

          These restrictions also cover Perfect eftpos gift cards and OnlyONE Visa gift cards. For example, I have redeemed $250 from a Perfect eftpos gift card at a Coles store, and then was declined from redeeming $250 from an Activ Visa gift card at the same Coles a few seconds later (and yes, the response from Blackhawk Network was error code 12).

          One of the issues with Blackhawk Network’s restrictions is that if someone else uses $300 from a Perfect eftpos gift card to pay for their groceries (or gift cards) at the same Woolworths you are at and they redeem that gift card within about ten minutes of you trying to redeem a $300 Activ Visa gift card, it will mean that your Activ Visa gift card should be declined until the ~ten minute period has passed (unless you only redeem $100 from your $300 Activ Visa gift card during that ~ten minute period).

          If you are wondering why Blackhawk Network is doing this, my guess is that they hate it when people use their gift cards to purchase gift cards (and a lot of gift card deals are available through “supermarkets”). If you look at the physical packaging for an Activ Visa gift card manufactured in December 2022, it says in large text on the back Cannot be used to purchase gift cards. These restrictions at “supermarkets” are one way to dissuade people from using Blackhawk Network’s gift cards to purchase gift cards, but it has obviously unpleasant side effects…

          My suggestion is you reach out to GYB, as they are looking for people who have been impacted by this restriction and is trying to see what can be done about it.

          1. ShopBack Supermarket Visa gift cards are Activ Visa gift cards with ShopBack branding on it. ↩

          2. These restrictions have cropped up for instore purchases at Coles, Woolworths and ALDI. My presumption is that Blackhawk Network is targeting these restrictions based on the merchant category code used by these three supermarkets (MCC 5411), partly because ALDI is not known for its instore gift card deals. ↩

          • tonester on 20/09/2023 - 08:30
            +1

            @WookieMonster:

            You may not be able to redeem more than one Activ Visa gift card within an approximately ten minute window at the same store. I have previously been able to redeem $200 and $50 Activ Visa gift cards at the same Coles store within seconds of each other. However, you have found out that redeeming $300 from one Activ Visa gift card and then another $200 Activ Visa gift card at the same Coles store may be declined (and I presume the second gift card was being redeemed within about ten minutes of the first one).

            thanks, but not quite (at least for me) - seems to be 10min per POS terminal, but maximum of 3 per store within 10min (might have to wait 10min after 3rd to use another)

  • Peck on 04/09/2023 - 13:48

    Good for stacking to buy other Gift Card offers online & pay with these via Paypal.

    • Dienk on 04/09/2023 - 19:13

      Can I add the balance of this to the PayPal?

      • Peck on 04/09/2023 - 19:22
        +3

        I link the card to PayPal and select it as my preferred payment.

      • Bdawg on 06/09/2023 - 14:29
        +1

        Yes.

  • trixieb on 04/09/2023 - 18:19

    Can the Coles MC be used to buy Uber cards at Woolworths 10% off on Wed?

  • capslock on 06/09/2023 - 08:37

    Very limited stock available.

  • plain_biscuit on 06/09/2023 - 11:27
    +1

    PSA if you have linked your flybuys accounts (husband, wife, kids, dogs), you are only qualified once for the promotion, I learnt the hard way :(

  • Bdawg on 06/09/2023 - 14:35

    TLDR: not worth the risk/effort.

    Last time this was on, one of the cards wouldn't scan, so the self checkout lady tried and failed. I got a replacement from the rack, I came back and she processed it. I ended up with the faulty card that wasn't activated - she either accidentally or purposefully swapped. When I found out and went back they took my details, said manager would call. Didn't happen, I went back, they said they can't help me, I asked for manager, she said they had 'had comms saying they can't refund, we need to speak to coles phoneline'. I called them they said they would get back to me in 1-2 days, they didn't. I have now emailed them twice more and they say 'they are working on it'. I might have to do a chargeback AGAINST COLES!?

    You can also get hacked, and someone said it pushes up your weekly spend, leading to flybuys algo targetting you with crap deals like spend $200 a week for 4 weeks to get 12 flybuys points..

    • AirJordan23 on 06/09/2023 - 15:41

      So you mean these cards are getting hacked as well? not just the one that you can buy from giftz.com.au website?

    • truetypezk on 06/09/2023 - 19:37

      Just do a chargeback after the initial contact fails. Why are you even wasting your time on this?

      • Bdawg on 07/09/2023 - 11:19

        I've never done a chargeback for a partial transaction, not sure how smoothly it will go. Also a chargeback with kogan is a huge PIA.

        • truetypezk on 07/09/2023 - 21:47

          You can certainly do partial chargebacks, but there is a unbelievably high chance for the bank to stuff up and refund you in full, especially when this is done through a banker assistanted channel (instead of online self service like Amex)

          • Bdawg on 08/09/2023 - 11:54

            @truetypezk: Well if that happens I won't complain, about time a bank mistake went in the customer's favour.

    • li1123k on 10/09/2023 - 19:26

      Same happened to me last year. You have to call the number behind the card, they will raise a case and you will need to email your detail with photo of coles receipt and the physical card that was not activated. Then you have to wait for 3-4weeks until they finalise the investigation.

      • Bdawg on 14/09/2023 - 11:35

        They finally authorised me to go back to the store for a refund. This should be fun.

  • ktnp on 06/09/2023 - 16:08

    What will be the Cashback for 250$ card same 2000 points ?

    • trixieb on 06/09/2023 - 16:09
      +1

      Yes with $7 fee so $100 card with $5 fee is the best value for 2000 points

      • ktnp on 06/09/2023 - 16:10

        Thanks

  • sneijder on 06/09/2023 - 19:50
    +1

    Can I use it to pay QLD speed ticket? fine is $309 so need to split in 4 payment.

    • koakun on 09/09/2023 - 17:09
      +1

      Yes,I did this.
      But need to pay card fee.(I think it was 0.4% or so)

  • test8888 on 09/09/2023 - 17:13

    surprised no cards found in 4 stores …

    • VantageXL on 09/09/2023 - 17:44

      All but one store in my area were sold out by mid-morning Wednesday.

      These offers seem to be much more popular than the number of votes on OzBargain would suggest.

      • Yola on 10/09/2023 - 08:32

        Everytime I have been to Coles before this sale the stocks were very low.

    • Neoika on 09/09/2023 - 18:06

      Don't forget to open the rack and check the boxes behind if possible.

      • test8888 on 14/09/2023 - 18:53

        did get one last from bottom of small shelf, think someone hided then forgot.
        still none in any of sydney city stores at Tuesday night.

        • Neoika on 14/09/2023 - 18:55

          When the rack is full, staff may leave some boxes unopened in it. Random drop could happen upon unboxing.

    • googoogaga on 10/09/2023 - 11:19

      is the promo 5 cards per day or for the whole duration? I would have thought there would be more cards available. I haven't bothered.

      • trixieb on 10/09/2023 - 11:36

        Limit 5 Gift Cards per Flybuys account.
        I haven't bought in this promo but struggled to find the $100 gift cards in the last promo at several Coles (half an hour apart)

  • Jpo on 10/09/2023 - 21:37

    Anyone else having trouble logging in to check the card balance atm?

    • HopSkipJumpFallSplat on 10/09/2023 - 21:38

      Nope just did it a few minutes ago, try incognito/private mode.

      • Jpo on 10/09/2023 - 22:25

        Thank you. I gave that a go but it made no difference. Neither did changing my IP. But nearly an hour later it's working again

  • oz flower on 11/09/2023 - 11:31

    does anyone know where will you receive the flybuy points upon purchasing the gift cards? I’ve been waiting for two days and no flybuy points added to my flybuy account

    • VantageXL on 11/09/2023 - 11:45
      +1

      It’s usually ~5pm the day following the purchase. Does your receipt show your Flybuys number?

      • Neoika on 11/09/2023 - 13:04

        Most likely forgot to scan flybuys. It is common.

        • Yola on 11/09/2023 - 16:49

          This is why the other type of deal where the discount decreases the amount you pay is better. You straight away know if you have done everything correctly.

          • Neoika on 11/09/2023 - 17:07

            @Yola: You can know that the purchase has been registered to your flybuys by the generated fuel voucher right after, unless you have bought the wrong cards.

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