This was posted 5 months 1 day ago, and might be an out-dated deal.

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$13 off $250 Coles Mastercard ($244 after $7 Fee) | 10% off The Iconic, Country Road, Cotton on + More Gift Cards @ Coles

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$13 off $250 Coles Mastercard ($244 after $7 Fee) | 10% off The Iconic, Country Road, Cotton on + More Gift Cards @ Coles
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HamBoi69 on 26/11/2023 - 20:44 coles.com.au (1804 clicks)
Last edited 27/11/2023 - 01:18 by 1 other user

Full credit to FreePoints

10% off Event/Village Cinemas, The Iconic, Cotton On and Country Road Gift Cards

Limit 5 Gift Cards per customer. Offer valid only in store at Coles Supermarkets (excludes Coles Online, Coles Express and purchases via giftcards.com.au), subject to store availability. While stocks last, no rainchecks. Offer valid from 29/11/23 to 5/12/23. Gift Cards can't be used to purchase other Gift Cards at Coles. Refer to individual gift card for terms and conditions.

Save $13 when you purchase a $250 (+ $7 Purchase Fee) Coles Mastercard gift card when you swipe your fully registered Flybuys card at the checkout. $244 total cost. Limit of 5 cards per day per Flybuys account.

Limit 5 Gift Cards per Flybuys account per day. $13 discount applied to value of card including $7 purchase fee. Total cost for the $250 (+$7 purchase fee) Coles Mastercard gift card is $244. Offer valid in store at Coles Supermarkets (excludes Coles Online, Coles Express and purchases via giftcards.com.au), subject to store availability. While stocks last, no rainchecks. Must present fully registered Flybuys card at time of purchase. Flybuys at Flybuys.com.au. Excludes $50 and $100 Coles Mastercard privacy policy applies. Standard Flybuys T&Cs apply. available Cards, Coles Mastercard Gift Cards cannot be used to Coles se any other her valid 29/11/23 Profer card for Mastercard c cards issued by Heritage & People's Choice Limited trading as Heritage Bank ABN 11 087 651 125. AFSL/ ACL No. 244310 pursuant to a license from Mastercard International Incorporated. For Coles Mastercard Gift Card T&Cs, go to www.colesmastercardbalance.com.au. To be a fully-registered Flybuys member you must have joined the Flybuys program via the Flybuys app or flybuys.com.au, provided your first and last name and verified your registration with a mobile number and email address. This promotion requires full Flybuys registration and is not available for use with an unregistered temporary card or for partially registered members. Full Flybuys registration may take 48 hours.

Enjoy!

Other Gift Card Prepaid Credit/Debit Card

Related Stores

Coles
Coles
Cotton On
Cotton On
Country Road
Country Road
Event Cinemas
Event Cinemas

closed Comments

  • HamBoi69 on 26/11/2023 - 20:47
    +10

    Not much of a saving but better than nothing!

    • hamza23 on 26/11/2023 - 21:00
      +5

      2.4% off bill payments, I'll take it.

      And $1.22 of FlyBuys points I think (244 for $244 spend).

      Some may prefer to use spare FlyBuys accounts though so it doesn't effect their grocery spend amount for future offers.

      • ATangk on 26/11/2023 - 21:28
        +4

        $6 saving after using how much time to find a card?

        • hamza23 on 26/11/2023 - 21:32
          +2

          Max 5 cards. $6 x 5 = $30 + 1220 FlyBuys points ($6.10) . Not worth going out of your way though if you aren't near or at Coles.

          • buynow thinklater on 27/11/2023 - 08:24
            +1

            @hamza23: agree , in my opinion it's not worth the time and fuel cost unless you happen to be in Coles already. That said it's still a deal so good for people who can buy it with minimal effort.

  • SydOzber on 26/11/2023 - 20:54
    +1

    Limit of 5 cards per day per Flybuys account.

    So if I have 4 accounts i.e. 20 cards a day and 140 cards during the promo period. This is better than the flybuys points as we can see upfront if we get the discount or not.

    • King Tightarse on 26/11/2023 - 21:02

      140 cards is $35000. Rinse and repeat is over now AFAIK

        • DoctorCalculon on 26/11/2023 - 21:15
          +1

          I just roll/inception these cards over one promotion to the next.

          Good luck!!! You are more likely to have cards hacked if you park them for so long.
          Don't believe me? Read the previous thread on this very topic./

  • King Tightarse on 26/11/2023 - 20:56
    +7

    2.4% saving…

    • Neoika on 26/11/2023 - 21:30
      +1

      Probably from now on, less than Activ VISA sale @ Woolworths.

  • NonSense on 26/11/2023 - 20:57
    +14

    no thank you

  • vetopower on 26/11/2023 - 20:59
    +3

    Good for ATO payments. Thanks.

    • AndrewMTG on 26/11/2023 - 21:01

      why do ato payment w these cards? and not ur usual debit or credit card

      • SydOzber on 26/11/2023 - 21:02
        +5

        to avoid surcharge and gain credit card points(Amex -> 3 points per $ in super markets)

      • hamza23 on 26/11/2023 - 21:03
        +1

        To get an extra 2.4% off, at least

      • dm02 on 26/11/2023 - 21:06

        Would you not go for a 2.4% tax discount if given the option?

        • AndrewMTG on 26/11/2023 - 21:10

          Ah so this just cheaper along with… coles points?? sibce it's a coles mastercard ay

        • soan papdi on 26/11/2023 - 21:30

          Won't the ATO charge CC transaction fees of 0.7%? If so, it's a 1.7% saving.

          • daoddv on 26/11/2023 - 23:02
            +3

            @soan papdi: this is domistic mastercard, 0.2% surcharge.

            • soan papdi on 26/11/2023 - 23:12

              @daoddv: 0.20% is for Mastercard Debit (not sure if domestic is relevant) but this coles giftcard is not debit afaict when I read the FAQ.

              https://psc.colesprepaidcards.com.au/faqs says

              How do I use my Coles Gift MasterCard or Coles Online MasterCard?
              To pay for something at a physical store using your Coles Gift MasterCard, you will need to swipe the card, press 'CR' or 'Credit' and enter your PIN. If you press 'Savings' or 'Cheque', your transaction will be declined.

              Also https://www.governmenteasypay.gov.au/payATO says

              0.72% for Mastercard credit payments

              • WookieMonster on 26/11/2023 - 23:21
                +4

                @soan papdi: The prepaid gift card in this deal is classified by Mastercard as a prepaid card (not a credit card, not a debit card).

                The ATO website does not say the type of surcharge it levies on prepaid Mastercards, but in my experience (and a lot of other OzBargainers' experience), the ATO levies the Mastercard debit (i.e. 0.2%) surcharge on prepaid Mastercards, including Coles Mastercard gift cards.

                https://psc.colesprepaidcards.com.au/faqs

                That is the link to the Coles Gift Mastercards that were discontinued in June 2022. That is not relevant to the prepaid gift card in this deal.

              • daoddv on 26/11/2023 - 23:34
                +1

                @soan papdi: Sorry I meant mastercard debit, did not remember the name exactly but they charged me 0.2%

                • rabbit71 on 27/11/2023 - 21:54
                  +2

                  @daoddv: It was 0.2% for myself as well. A $249.50 payment incurred a 50c fee.

    • [Deactivated] on 26/11/2023 - 21:04
      +11

      I would wait for 10% 😂

      • hamza23 on 26/11/2023 - 21:05
        +3

        The ATO due date won't wait that long :p

        • AndrewMTG on 26/11/2023 - 21:13

          what's this ato payment yall talking bout anyway … is that when you earn over 60k?

      • vetopower on 26/11/2023 - 21:11
        +1

        Seems like 10% doesn't come around particularly often. April/May next year, maybe? Wish I could wait that long to the bill!

        • StephenCurry on 26/11/2023 - 21:21
          +2

          Used to come around like after 3-4 months, idk why this time its so long.

  • asbindia on 26/11/2023 - 20:59
    +7

    Hahahahahahaha too much effort without any reward… No WAY!

  • c64 on 26/11/2023 - 21:03
    +14

    not worth the risk

  • mar1in on 26/11/2023 - 21:06

    is it possible to use these to buy apple gift cards at BIG W on Thursday?

  • Sheng on 26/11/2023 - 21:10
    +2

    what is this now lol. Aldi's promo not looking so bad now aye?

    • nsingh21 on 26/11/2023 - 21:45

      bro just wants to advertise his employer 😂

      • Sheng on 26/11/2023 - 21:47
        +1

        associated isn't employed

        • nsingh21 on 26/11/2023 - 21:48

          oops then. My ALDI branch never had those ALDI pocket money cards stocked from Day1. Met the store manager and had a chat. Poor coordination I guess for the roll out.

          • Sheng on 26/11/2023 - 21:49
            +3

            @nsingh21: people were holding out for coles mc cause it was a nuisance to do $25 cards.

            • nsingh21 on 26/11/2023 - 21:53

              @Sheng: I agree. I saw this on the linked website on Wed I think, was always wondering why nobody had posted this on OzB, but we never had any written proof of this deal except for DealBot and the trust on FP.

              I love the Coles MC, good bargain but it does hurt that its only $6 profit ($13 off - but I'd have put this deal as $6 profit as opposed to $13 off, which is how its being marketed).

              • Sheng on 26/11/2023 - 21:57
                +1

                @nsingh21: Hopefully, 10% comes back for vanilla cards instead. Also that strange about your Aldi didn't get them. My connection to Aldi just had the packs on the tilts to go for people just asked them to wait aside if they were going to buy a lot to not hold up the queue.

                • nsingh21 on 26/11/2023 - 22:04

                  @Sheng: It was not just my closest ALDI branch that didn't have it. Many others also reported the same happening at their own branches as well.

                  I couldn't be bothered roaming around to get the ALDI ones primarily because I knew Coles was coming this week and already had hands full with TCN @15% off.

                • nsingh21 on 26/11/2023 - 22:06
                  +1

                  @Sheng: Given how Coles have been trying other options on the promo like waiving fees entirely, and cutting the discounts short from 10% to 5% I think and now to 2.4%, I'm not sure if the future has us seeing another 10% off again :-(

                  With interest rates on the rise, I'd rather keep my money in the bank to earn interest than make a quick discount of 2.4%

  • chinaman on 26/11/2023 - 21:10
    +5

    A pain if your card comes "used" by hackers. Tough work to chase up. Not sure if worth the risk this time.

  • rekke on 26/11/2023 - 21:10
    +4

    Cost more in fuel to drive there and get the Mastercards then the overall savings of paying some upcoming bills with it… And that's if the funds are there when you get home and check the balance

  • thomalfa on 26/11/2023 - 21:18
    +1

    Only $6 off? Better off $100 card with $10 off

  • CDG on 26/11/2023 - 21:18

    another gift card fight coming

    • t25 on 27/11/2023 - 01:14

      What fight? With such pitiful discounts, I doubt many will bother.

      • CDG on 27/11/2023 - 09:11

        You are wrong…. Even 2000points(10 dollars)last time with purchase fees， still sold out everywhere

  • abs898 on 26/11/2023 - 21:19

    Does Coles GC work with PayPal?

    • HopSkipJumpFallSplat on 26/11/2023 - 21:20
      +1

      Coles MC GC, yes.

      • abs898 on 26/11/2023 - 21:33

        Perfect thanks! These will work well on buying discounted woolies GC then

  • ggfatty on 26/11/2023 - 21:25
    +13

    the risk of this card being hack is too high. for 2.4% I would not buy it

    Plus if many still purchase this, coles will keep the $13 off as ongoing instead of 10% off

    your thoughts ?

  • mrhorse on 26/11/2023 - 21:27
    +30

    TL;DR: Don’t take the $6 off $250 coles master card offer.

    From coles perspective, it’s essentially stress-testing customers.

    If the sales figures don’t drop too much, why coles as a business should offer 10% off (effectively 7.5% off) everytime?

    • torescamillo on 26/11/2023 - 21:44
      +2

      You are absolutely correct.

      • Neoika on 26/11/2023 - 22:18

        Unfortunately, some people even buy them without discount, just for no card fee.

  • SQjew on 26/11/2023 - 21:31

    Stocked up on the 10% discounted Aldi Pocket Money virtual cash MC the last few days. Will see me through for a while.

    • maverick1 on 26/11/2023 - 21:33

      what's your final tally like?

    • Sheng on 26/11/2023 - 21:37

      I would not swap lol

  • whey4000 on 26/11/2023 - 21:32

    Can I use flybuys dollars to purchase

    • coxymla on 26/11/2023 - 21:35
      +2

      Nope

      • DoctorCalculon on 30/11/2023 - 21:41
        +2

        Gets asked every single time. ;)

        Only @WookieMonster has the patience of a saint to answer these n00b questions.

        • WookieMonster on 30/11/2023 - 22:50
          +5

          To be fair, we were all noobs one time, including me!

  • tunzafun001 on 26/11/2023 - 21:40

    $6 bux…on $250 spend. Not great.

    Posts above say FB points. I didnt think GCs gained FB points?

    • HopSkipJumpFallSplat on 26/11/2023 - 21:47
      +1

      These ones do, base pts only, won't qualify for 5x pts or spend X get X.

      • tunzafun001 on 26/11/2023 - 22:04

        Ah ok..doesnt count towards bonus spends…thats it.

        Cheers

  • Craze on 26/11/2023 - 21:48
    +2

    Disappointing deal this time- might still pick up a few just to make CC spend limit and quickly use up for bill payments etc.

  • nsingh21 on 26/11/2023 - 21:57

    @WookieMonster - sorry to trouble you again, but I saw this stocked with the Coles MasterCard gift cards at Coles today.

    Could you enlighten us how is this card similar/different? If I'm not mistaken, this is the one issued by Indue? and supposedly said to be no longer issued?

    • Steempy on 26/11/2023 - 22:30
      +3

      This is basically the old version/old issuer of the Coles gift Mastercard. A staff member probably found a stack out the back of the store/hidden in the freezer.

      The system shouldn't let you buy this as the expiry is to short. Gift cards need to have a minimum 3 years validity.

      • nsingh21 on 26/11/2023 - 22:37

        Thanks Steempy. I was wondering the same too and where that suddenly came from. I think hiding in the freezer is too overrated lol.

      • WookieMonster on 26/11/2023 - 23:17
        +2

        The system shouldn't let you buy this as the expiry is to short.

        Another reason the system should not let you buy that gift card is that Indue stopped issuing Coles Gift Mastercards in June 2022.

        • nsingh21 on 27/11/2023 - 01:06

          Lol thanks Wookie. I'll ask the staff to get rid of them tomorrow, if its still there when I go to grab some more TCN…creates some space for more cards for this promo!

  • Bellingham22 on 26/11/2023 - 22:12
    +4

    I don’t get out of bed for less than 5% profit

  • torescamillo on 26/11/2023 - 22:13
    +2

    Instead of running the regular 10%, Coles seems to go with ~5% off, but being careful with how they word the Promo. Definitely testing the waters to see what the uplift would be compared to 10% off.

  • Dealseeker21 on 26/11/2023 - 22:29
    +1

    A hard pass from me, not worth the time/effort for $36 saving per purchase.

    Happy to play the games/run the risk for $93.5 each purchase

    Highly recommend people give these a miss or we will never see the 10% agian

  • samehada on 26/11/2023 - 22:35
    +4

    This offer is worse the 2000pts offer because of fixed amount discount on high value card.
    i.e 2x $250 only save you $12 when with that $500 you can buy 5x $100 card in the 2000pts offer which you can save $25

  • Jigram on 26/11/2023 - 22:56
    +4

    Scraping the bottom of the barrel. Being a quality tight ass is about effort to reward ratio.

  • cobknob on 26/11/2023 - 22:56
    +2

    Last weeks :) 100$ card at 90$ with 5$ card fee so essentially 95$. This current offer of 244$ for 250$ card (inclusive of 7$ fee) stinks!

  • plmko on 26/11/2023 - 23:23

    Just not worth the effort with physical card.

  • h2daizzo on 26/11/2023 - 23:32
    +2

    Not worth the effort and time, hope others follow suit to shove it up Coles until we get the normal deal back!

  • ilovefullprice on 27/11/2023 - 01:02
    +4

    Discount needs to be higher to justify the known occurrence of these cards being hacked

  • RichardL on 27/11/2023 - 01:14
    +1

    swipe your fully registered Flybuys card

    No more using temporary paper cards from the checkout.

  • JIMB0 on 27/11/2023 - 07:00
    +2

    These deals have gotten worse since they were forced to reinstate use of these cards at the ATO.

    • Neoika on 27/11/2023 - 08:00

      It is not hard to revamp to another card with new T&C's, like Only One to Activ.

      • JIMB0 on 27/11/2023 - 11:09

        These things take time. I'm sure it's already in the pipeline.

  • vetopower on 27/11/2023 - 07:35
    +2

    All these people saying not to take up the deal to send Coles a message.

    My guess is they'll be cleared out within an hour or two, like normal.

    • h2daizzo on 27/11/2023 - 10:52
      +2

      Hence why we ask fellow ozbargainers to ignore this deal, it’s essentially 2.4% discount, with the risk of cards being hacked, physically going to buy the card and having to check balance. For a mere 2.4% from a drop of 7.5% previous, Coles can stick it if they think these will sell as quick

    • torescamillo on 27/11/2023 - 12:56
      +1

      It's up to each individual to buy them and yes there would be many. I guess what many Ozbargainers here are trying to point out is, it's not worth the given the risk-reward factor and effort spent hunting for them.

    • nsingh21 on 27/11/2023 - 20:18

      I rate within the first hour; if you're in my area, 2 days before the promo begins.

  • chrometophobic on 27/11/2023 - 07:48
    +5

    Not worth the effort, the discount is very small and there is a chance of being hacked. I have has three cards hacked and it took over 4 months and many hours of phone (and constant verification through multiple levels) to obtain a refund for two

    • trixieb on 27/11/2023 - 13:02

      @chrometophobic Sorry to hear. That's disappointing they didn't refund the third card after all that effort. They must know by the number of complaints that their cards are easily hacked

    • nsingh21 on 27/11/2023 - 20:19

      I got my replacement card in 3 weeks!

      • trixieb on 27/11/2023 - 20:22
        +1

        That would be a record! Thought they needed time to investigate the fraudulent purchase.
        My hacked credit card took 3 months to get the refund and I had to chase it up

        • nsingh21 on 27/11/2023 - 20:24

          To be honest, I don't really trust the credibility of the dispute process. Maybe for smaller transactions, e.g. $100 card - the resolution is faster. Also helps if the fraud is obvious, e.g. foreign website, foreign IP used, etc.

      • joe900joe on 08/12/2023 - 14:08

        Was this recent? I have one that I filed last June and still chasing now. I tried calling their number on the website +61 (07) 5660 6022 but it’s been saying “Not accepting calls at the moment” for a couple of weeks now :(

        • nsingh21 on 08/12/2023 - 20:01
          +1

          I just called the number you typed above and it worked fine. Maybe they blocked your number due to security (perhaps). Can using someone else's phone.

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