15% off Travel Insurance @ Tick Travel Insurance

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spare13 on 09/12/2023 - 18:38 tickinsurance.com.au (1509 clicks)
Last edited 30/01/2024 - 15:32 by 1 other user

TRAVEL15

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Coupon code from previous deal still active. Note: Coupon code entered when performing initial quote details on landing page.

15% off. Make sure to read through the details to check if this suits your needs.

Tick Insurance are offering 15% off new policies due to recently being awarded as Canstar 2022 Award Winner for Outstanding Value.

Their Standard and Top Cover policies do cover COVID-19 and seem to have higher general inclusion values than CoverMore or World2Cover, albeit with higher $200 default excess.

Text taken from previous deal

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Tick Travel Insurance

• 

  belongsinforums on 09/12/2023 - 18:44

  Can't get free one from credit card?

  • 

    CheapBrah on 09/12/2023 - 19:26

    Depends on your needs. With travel insurance you genuinely do need to read the PDS because they usually vary a lot between different providers.

    Common areas that CC travel insurance can lack in are cover for preexisting conditions, limited length of time your covered for, lack of coverage for airline fault delays/cancellations, etc.

    Not that travel insurance you pay for covers everything either, again you really have to read the PDS to see what's covered and whether it suits your needs either way.

    • 

      belongsinforums on 09/12/2023 - 23:29

      generally they seem to still cover the big ticket items like hospital bills so im good with that. regarding preexisting conditions, nobody will cover people at high risk, like elderly travelling overseas

      • 

        CheapBrah on 10/12/2023 - 00:12

        If your primary concern is just having medical coverage for accidents / new conditions that come up overseas then yeah credit card travel insurance should usually be fine.

        Preexisting medical conditions can be complicated though, some travel insurance define a preexisting medical condition as anything you have seen a doctor about in the last X years, so you could get caught out even if its not something you would think is a preexisting medical condition. Eg you saw a doctor about back pain once 3 years ago, no issues since then, but then all of a sudden you have an issue with your back when traveling and you might be in for a tough time when claiming.

        Also, you can get coverage for a lot of preexisting conditions from most "paid for" travel insurance, even some quite high-risk stuff, you just pay more.

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  groook on 09/12/2023 - 19:54

  -1

  Careful with tick, they won't cover any medical expenses if you have been drinking

  • 

    CheapBrah on 09/12/2023 - 20:20

    +2

    Drinking or drunk?

    Being drunk is a very common exclusion for travel insurance (as well as car insurance).

  • 

    siberry on 18/12/2023 - 14:11

    +2

    The exclusion wording says "Any claim arising directly from you, your partner, relative or your travelling companion consuming alcohol."

    This assumes that your medical expenses were incurred directly because you consumed alcohol. In some cases that might be harder to draw a relationship than others.

• 

  seug123 on 09/12/2023 - 22:53

  Noticed Unlike Freely, there's no additional "special-excess" for COVID-19 related claims so I will call up and exercise my cooling off period rights and switch to this instead

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  ozzieozzieozzie on 10/12/2023 - 08:52

  +2

  No cruise cover.

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  seug123 on 10/12/2023 - 22:31

  when does this expire?

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  shonofear on 13/12/2023 - 09:45

  thanks OP

• 

  ambert on 13/12/2023 - 10:34

  +2

  Thanks OP. Last time I made a claim with tick, it was fast and smooth. Just brought another policy with them again for my upcoming trip with this code.

• 

  BargainHunterAye on 16/12/2023 - 23:55

  Thanks OP, just purchased

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  Dalin c on 02/01/2024 - 16:08

  Thanks, OP. The code still works.

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  davenpru on 06/02/2024 - 13:42

  Can anyone still buy the next button is greyed out on the details page