• expired

Switch to a Combined Hospital & Extras Cover, Get 6 Weeks Free After 31 Days @ HBF Health Insurance

100
Switch to a Combined Hospital & Extras Cover, Get 6 Weeks Free After 31 Days @ HBF Health Insurance
Go to Deal
Spennyrich on 22/08/2025 - 09:06 hbf.com.au (318 clicks)
Last edited 22/08/2025 - 11:25 by 2 other users

Stacks with $300 VISA Card offer when switching via Finder. Credit to Drakesy for the original find: https://www.ozbargain.com.au/node/920630
Duplicate offer removed from deal post and deal link changed — Mod

14 Weeks Free Cover (via HBF)
New HBF members who take out a combined Hospital + Extras policy between 8 May 2025 and 28 August 2025 get 14 weeks free cover.
You must pay the first month premium upfront, then HBF applies the 14 weeks free as one continuous block immediately after.
Full HBF T&Cs: https://www.hbf.com.au/terms-and-conditions/new-member-promo…

Requirements (read carefully)

Must be a new HBF member (no HBF hospital or extras cover in the last 12 months — dependents excepted).
Must purchase Hospital + Extras cover together in one transaction.
Must pay via direct debit (bank or credit card).
Policy start date must be 8 May – 28 August 2025 (for the 14 weeks free).
To get the $300 gift card, you must also start cover before 30 September 2025 and be one of the first 391 via Finder’s promo link.

How it works

Start date (example: 25/08/2025) → You pay your first monthly premium upfront.
Next 14 weeks → HBF applies the free cover immediately after that first paid month. You won’t be charged again until early December 2025.
Finder reward → The $300 Visa gift card is issued within 90 days of your policy start, provided your cover is still active. This lines up roughly with the end of the free period.
Churn strategy → Once both benefits have landed (free cover + gift card), you can consider switching to another provider.

Terms & conditions

Financial Ancillary Health Insurance Health Insurance Insurance

Related Stores

HBF Health Insurance
HBF Health Insurance

closed Comments

  • immrnonamehello on 22/08/2025 - 09:13
    +9

    then HBF applies the 14 weeks free as one continuous block immediately after.

    No it doesn't. Your AI is confused.

    • Spennyrich on 22/08/2025 - 09:43
      -6

      I guess so, was too much reading for me, not enough time :D

  • 3dprintdeals on 22/08/2025 - 09:17
    +6
    Fulfilment of the 14 weeks free offer
    • 6 weeks free cover will be applied to your policy after 31 days from the start of your policy.
    • 4 weeks free cover will be applied to your policy after 13 months from the start of your policy.
    • 4 weeks free cover will be applied to your policy after 26 months from the start of your policy.

    From the Terms & Conditions

    So really, it's 6 weeks free if you're churning

    • Spennyrich on 22/08/2025 - 09:43
      -1

      thanks for clarifying

  • mynameisborat on 22/08/2025 - 09:25
    +1

    Still 100$ expensive (on a monthly basis) than same cover with say Medibank. Get a better deal, mate

    • 3dprintdeals on 22/08/2025 - 09:49

      6 weeks free + $300 gift card though?

      • mynameisborat on 22/08/2025 - 10:39
        -1

        That's true, but you need to keep churning like NBN deals….do people also do this with health cover? with most people it's set and forget

  • itslittfam on 22/08/2025 - 09:54
    +2

    You have to maintain cover until atleast 6th January, and will get the $300 gift card by 31st January 2026

    • tunzafun001 on 25/08/2025 - 15:22

      For finder part. Did you see the qualification date?

  • pygym on 22/08/2025 - 10:06
    +1

    I will share this again. HBF does not offer aged based discount. So, if you have ABD and decide to sign up to this offer, you will lose it. ABD can save you thousands as it applies until youre 40

    • itslittfam on 22/08/2025 - 10:50

      Appreciate this. I realised I have a 6% discount so not keen to lose this

    • YesPleaseThankYou on 22/08/2025 - 11:31

      Keeping a policy for the age-based discount isn't a good idea, at least in my view. At most, you're going to get 10% off per annum.

      Churning through 'pay 1 month, get 6 weeks free' offers yields an annual discount of approximately 58%.

      • itslittfam on 22/08/2025 - 11:50

        But you can churn through most providers deals and still get the ABD. But seems you can't with HBF

        • YesPleaseThankYou on 22/08/2025 - 11:52

          But who cares? The churn discount is significantly greater.

          Sound like you have a bee in your bonnet about HBF.

  • chickenchipsgravy on 22/08/2025 - 10:46

    still waiting on my $500 Finder / HBF gift card from months ago…. I hold my breath

    • FatGPT on 22/08/2025 - 15:09

      It's due to be paid end of Aug… If you are still with them

  • somethingguy on 24/08/2025 - 18:26

    "Must be a new HBF member (no HBF hospital or extras cover in the last 12 months — dependents excepted)."

    Can anyone please clarify if this extends to see-u by HBF?

    I switched from see-u a few months ago, so am wondering if I am still eligible for this offer.

    • YesPleaseThankYou on 24/08/2025 - 18:32
      +1

      They confirmed to me that having held a See-u by HBF policy does not preclude you from this promotion. You should get this confirmation for yourself.

      I also suggest that you read the full terms and conditions, not just someone's summary above.

      • somethingguy on 24/08/2025 - 18:33

        Cheers. I did, but no clear reference to 'see-u', just HBF policies.

Login or Join to leave a comment
Login Join