Lifetime Health Cover +

Delaying LHC Loading by Going Overseas for 2 Days

I'm 31, so as of the 1st of July, I will need to have private hospital cover, or else, I get hit with a 2% per year loading (if I decide to take out insurance down the track). Reading the fine …

Asking for Incorrect LHC Loading Charge Refund

Short Version: I ask my Private Health Insurance to refund incorrect charge of LHC (Lifetime Health Cover) loading, they give me a reply sounds dodgy. They told me the previous Private Health …

Is Lifetime Health Cover Loading a Legalised Theft?

Folks, You can call me ignorant but I haven't been aware of LHC loading nor I could have missed out something. I had health insurance like OSHC and OVHC prior to medicare. I have had the blue …

Medicare Levy Tiers in Effect from 1st July 2023 and How to Calculate It Correctly

Calculating the Medicare Levy (ML) for most people is a simple case of applying 2% to your taxable income (plus MLS if applicable). The Medicare Levy Surcharge (MLS) may apply if Private Health …

Lifetime Health Cover Exemption Letter from Medicare

Hi, need help and guidance since getting through medicare on phone has been impossible. Any help is appreciated how can i get the lifetime health cover exemption letter from medicare to provide to …

Private Hospital Cover & LHC Loading

Hi all, I am planning to take private hospital cover to avoid the Lifetime Health Cover loading. Wonder if you guys could suggest some economic option, which will cater for this? I tried to use …