neilpatrickharris » user profile

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Member Since 05/06/2014
Last Seen Online Now
Location Sydney

Recent Activities

If you have a 500k property and 100k cash, consider two scenarios: 1: PPOR: If you put your 100k of cash in the redraw account, and if you...
12/03/2019 - 11:57
Shame there's no offset account. The redraw creates tax implications.
11/03/2019 - 22:28
Have you tried Motome? They have access to wholesale pricing from dealers because of the volume of cars they purchase. There's no fee, they...
09/03/2019 - 20:44
We originally weren't planning on meeting at the bank and the buyer already made the bank cheque. Would definitely choose the cash option...
28/02/2019 - 08:50
I'm selling my car tomorrow for 25k. Agreed on bank cheque. We both bank with Westpac and will be meeting at the branch where I'll cash in...
27/02/2019 - 22:31
Agree, not a fan of the taste at all. Thought someone else might enjoy it
06/02/2019 - 12:57
[NSW] 2x Free Moccona Ice Brew 390ml  outside Rolex Martin Place (Sydney)
Grab 2 for free - coconut flavour and regular flavour
06/02/2019 - 12:52
SD cards cancelled from Amazon.
25/12/2018 - 20:28
Bought one from ebay a few months ago for $14. Only ran into one issue recently where Microsoft said that my version of windows wasn't...
11/11/2018 - 03:28
Thanks for the link, it's very useful. I think my situation will be more so the case under paragraph 65 as there'll be two separate...
17/10/2018 - 13:05
I'm not sure how to better explain this. Perhaps the comments below can help.
17/10/2018 - 01:54
You can't get a margin loan at 100% LTV. The whole purpose of this is to create one synthetically.
17/10/2018 - 01:50
Yes, agree that I'll have to pay it down and then redraw. I don't agree that the redraw has to involve the bank sending funds to my...
17/10/2018 - 01:49
Spoke to ING, I can split my current loan into two 200k P&I loans. The first loan can be classified by me as PPOR (which will house 100k...
16/10/2018 - 19:26
It's currently in an offset account. It'll be going towards my loan account to pay down the loan then subsequently redrawn. Not the same.
16/10/2018 - 18:19
If you're just looking at the share portfolio, then yes it'll be 100% LVR. But that's only because of the way I'm classifying it. I could...
16/10/2018 - 16:35
In reality the LVR won't be 100% as I have equity in my property from contributing the 200k plus the existing equity I have against it.
16/10/2018 - 16:00
I'm with ING so no issues with redraw. Aware of the financial bubbles which is why I'm looking to buy some safe stocks as they go near...
16/10/2018 - 15:57
A bit of background: I currently have a 400k mortgage outstanding on my PPOR. My offset account has 300k cash. I intend to purchase 400k...
16/10/2018 - 13:52
Nvm works now. Was trying to do the UK 10% off thing and realised my account still had a UK address... changed this back to AU and now it's...
15/09/2018 - 00:26
I keep getting "This code can't be applied to your order." when using PLUG5. Is it over?
15/09/2018 - 00:14
How do you change from the Index to Universe?
12/09/2018 - 14:22
[Amazon Prime] Laptop Sleeve for 13.3-Inch Laptop $7.49 (Was $14.95) @ Amazon AU
The AmazonBasics Sleeve provides protection from bumps, dirt and other accidents that your laptop/tablet may come across. Perfect for...
17/07/2018 - 07:44
[Amazon Prime] Julius Marlow Hunter Tan & Black $59.98 (Was $149.95) @ Amazon AU
The heritage Julius Marlow Crystal Sole collection is a must have wardrobe essentials. A pure rubber sole provides superior underfoot grip...
16/07/2018 - 18:28
Wish they had giant jenga. Can't seem to find that anywhere.
16/07/2018 - 17:28
Yup, they only have one venue in Sydney.
09/07/2018 - 18:53
[NSW] Liven $10 off $20 @ MadMex, $20 off $40 Spend @ 8bit
Enjoy $20 off when you spend $40+ in one transaction at 8Bit + earn 20% Liven Cash (minimum of $8 towards a future spend) MadMex also has...
09/07/2018 - 18:34
[NSW] Laxarby Doors and Drawers $5 @ IKEA Tempe
Looks like they're clearing out old stock. Surprised the glass frames were $5 as well - they'd make great photo frames on the wall.
07/07/2018 - 15:31
neilpatrickharris was awarded a badge.
11/06/2018 - 17:25