apric101 » user profile

Member Since 03/07/2016
Last Seen Online Now
Location qld

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298,500 Velocity points - red status (230k from HL refinance), 20k sign up bonus, the rest earned through amex velocity and nabs velocity...
22/01/2017 - 21:07
This is correct and in fact normally the standard and not unique to HSBC. There are a few cards out there however like the St George one...
21/01/2017 - 12:15
Yes.. That's the idea..I'm not suggesting they take it from your home loan account. You need to have an amount already on a BT card coming...
21/01/2017 - 11:04
$15k BT for six months, keeping that money in an offset home loan account saves about $300.
21/01/2017 - 00:03
HSBC Credit Card - 6 Month Balance Transfer with No Annual Fee
I'll admit this deal isn't incredible, however if you are playing the game of rolling over balance transfers this does have the following...
20/01/2017 - 23:53
I have a strict policy of not dealing with the resulting effects of any dog food as he is the wife's dog, however my wife swears that the...
17/01/2017 - 13:04
Eukanuba 12-15kg Dog Food $99 + Free Delivery @ PETstock
Petstock Online currently have their Eukanuba 12-15kg dog food range on special for $99. Not like the old days of $89 dollars but it was...
17/01/2017 - 12:37
If you've already got $60k and aiming to save 120k in the next 12-18 months, then you are on a decent income. While you might not have a...
12/01/2017 - 15:11
Also try the code in this posting for 30% off https://www.ozbargain.com.au/node/287063
11/01/2017 - 21:06
Petbarn 25% off Site Wide (Online Only)
Online Only Offer 25% off site wide *Excludes Vet Prescription Diets
11/01/2017 - 20:58
First Choice Liquor Free Site-Wide Standard Delivery (Today Only)
Please note free delivery offer is online only and available until 11.59pm AEST 11/01/2017 or until stocks last. Promo code FREEDEL must be...
11/01/2017 - 13:33
Keep a spreadsheet. Get an auto-form filler extension for your browser. There's no such thing as free money..
07/01/2017 - 22:35
I generally do an extensive quote comparison (normally at least 10 different companies) each time I renew insurance and they always vary...
07/01/2017 - 22:29
Your process confuses me. I'm not sure what you are trying to achieve. My understanding is that payments you make are required to be...
02/01/2017 - 22:26
Just check what the 100,000 points is worth. Ie, these are MR points. Not qantas or velocity. Figure out what you want to do with the...
27/12/2016 - 18:31
Also worth looking at whether there is any balance transfer fee on the offer as this can negate some benefit. The Amex explorer (via main...
27/12/2016 - 16:40
Grocery Run Half Price Shipping
Yawn.. Half price shipping on Grocery Run. Might be useful to someone...
26/12/2016 - 22:02
I think your total available credit limit of your cards is what matters more to the banks than simply how many cards you have. Ie. You...
24/12/2016 - 20:21
First rule of spamming. Always make sure your links work.
23/12/2016 - 13:55
That's really cute, but the reality is: If they actually go to the effort to ask why you are cancelling a card/account, all you need to say...
22/12/2016 - 19:59
[@tidie](/comment/4296934/redir): If you don't spend much each month, I guess it is harder to take advantage of. In a busy month, I can...
22/12/2016 - 15:27
Agreed the westpac offer is better.
22/12/2016 - 14:46
Let's say you have 2 credit cards with a due balance of $6000. You have 2 choices. A) You can pay off the $6000 by taking the money out of...
22/12/2016 - 14:43
For those not chasing points...
22/12/2016 - 14:34
I usually login to each account fortnightly to review transactions. This doesn't concern me uch tbh. If it is unauthorised the banks take...
22/12/2016 - 14:30
I'm sitting at around a third of my annual wage in 'total available credit' with about half of my available credit 'spent/allocated to 0%...
22/12/2016 - 13:54
You need to think that a Balance Transfer on a 0% credit card is essentially a free loan. On the minimum credit limit balance transfer...
22/12/2016 - 13:46
Are you suggesting banks have some loyalty to existing customers?
22/12/2016 - 10:21
ANZ 12 Month Balance Transfer Card, up to 95% / No BT Fee / No Annual Fee in First Year
Hi Folks, For those not chasing points, but are after a low/no cost balance transfer option or are looking to roll over an existing balance...
22/12/2016 - 09:42
[@MrTweek](/comment/4274267/redir): So would you say they didn't check on Veda and only on Experian in your case? If so, this is tempting...
21/12/2016 - 23:14