Loan Base » user profile

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Member Since 28/11/2017
Last Seen 21/04/2022
Location Sydney
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Hi Mojorisin, yes we are a premium online broker, so we assist clients all over Australia (and some overseas too) - please let us know if...
25/01/2022 - 09:46
Hi Mzrshy, the cashback requirement is based on the loan amount and is for refinances only (as El-Rhi pointed out below), so if you were...
25/01/2022 - 09:46
2.44% - 2.49% pa variable with offset has always been a fantastic rate for interest only repayments - and is lower than the other stuff...
24/01/2022 - 15:53
Interest Only Variable with Offset Home Loan: 2.44% for <60% LVR (2.49% for <80% LVR) + $3,000 Lender Cashback @ Virgin Money
**Virgin Money** has announced that they will be offering the same Investment Variable rates regardless of repayment type, meaning some...
24/01/2022 - 15:41
Hi @qiminghenfan, SLA refers to service level agreement. In other words, the approximate turnaround time for the lender to process your...
12/11/2021 - 11:18
Hi @Sapiens, ING's minimum loan amount is typical $150,000. However, to be eligible for the cashback it would need to be at least $500,000.
10/11/2021 - 18:22
ING Owner Occupied Home Loans from 1.99% Variable (CPR 2.02%) up to 80% LVR
**Plus $3,000 ING cashback per application (>$500k, <80%LVR), no limits on applications eg. $6,000 for 2 properties, $9,000 for 3...
10/11/2021 - 15:03
Hi leiiv, The advertised Base Variable investment interest only offer for NAB is currently 2.99% (2.33%) up to 80% LVR. However, there are...
27/10/2021 - 16:46
Hi arcticjuggernaut, Generally speaking, you should be able to renegotiate the variable rate that you will be rolling over to once the...
27/10/2021 - 16:40
Hi thsydney, Generally speaking, the banks don't like seeing clients hop from bank to bank too frequently. Bigger banks that have an...
27/10/2021 - 16:12
Hi abhiz, Generally speaking, most refinance offers involving cashback have a minimum loan amount of $250,000 or higher. If you are seeking...
27/10/2021 - 15:49
Hi funnysht, On 14/10/21, NAB announced the refinance cashback will be extended until further notice. They then continued to indicate that...
27/10/2021 - 11:15
Hi Sapiens, The minimum loan is $20,000. However, to be eligible for the $2,000 refinance cashback the minimum loan is $250,000
27/10/2021 - 11:09
NAB Owner Occupied Home Loans - from 2.29% Variable, 1.99% 1-Year Fixed, and $2,000 Bank Cashback
**Plus $2,000 NAB cashback for refinances (>$250k, <80%LVR)** As of 27 October 2021, **NAB** has confirmed that they are reducing their...
27/10/2021 - 08:46
Hi Stan1912, Thanks for your vote of confidence. Glad we were able to assist you with your situation and we look forward to working with...
15/10/2021 - 09:19
Hi x3n0n, For the ING cashback, it's only available for the refinance of an existing home loan from another lender to ING. However, if you...
15/10/2021 - 09:18
Hi Tech45, ING does not do construction loans. However, depending on your situation, there may be other solutions. Please get in contact...
14/10/2021 - 17:41
Hi Gumbootboy, It means any loan amount minus any funds in redraw or offset, at settlement will result in the figure for utilised lending...
14/10/2021 - 17:25
Hi OzBrogains, The changes were announced to brokers today but are effective from 15 October 2021
14/10/2021 - 17:09
Hi postman, Thanks, this has been updated to 30 November 2021
14/10/2021 - 17:06
Hi rakkihizoku, There were no announced changes to interest only rates so they remain the same as previously advertised. If you would like...
14/10/2021 - 16:28
Hi Sapiens, ING's minimum loan amount is typical $150,000. However, to be eligible for the cashback it would need to be at least $500,000.
14/10/2021 - 15:20
Hi mkh1991, We've been advised new rates will be effective for new loan applications and effective from 15 October 2021.
14/10/2021 - 15:11
ING Owner Occupied Home Loans - from 2.24% Variable, 1.89% 2-Year Fixed, and $3,000 Bank Cashback
**Plus $3,000 ING cashback per application (>$500k, <80%LVR), no limits on applications eg. $6,000 for 2 properties, $9,000 for 3...
14/10/2021 - 15:02
Yes; Loan Base Broker cashback up to $1,000 with any lender (including BoQ) - please reach out if you'd like to speak to a broker!
28/09/2021 - 00:42
Hi newdad, ubank offers direct online lending only (ie not available via broker channel), but we have comparable rates available through 86...
27/09/2021 - 21:15
Hi ozbargainerlife1, the Loan Base broker cashback is paid at the 12 month and 24 month settlement anniversary provided the loan has not...
27/09/2021 - 21:13
Up to $1,000 Extra Broker Cashback on Top of Any Lender Cashback for Refinances and Purchases @ Loan Base
**Loan Base** are now offering up to **$1,000 Broker Cashback on any refinance or purchase loan** settled through us, **on top of any...
27/09/2021 - 19:51
Hy jerryd, yes - we actually have several lenders who can look at this; please reach out if you'd like to speak to a broker to find the...
15/09/2021 - 19:53