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Member Since 28/11/2017
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Loan Base commented on NAB Owner Occupied Home Loan from 1.98% 3 Year Fixed and $2,000 Cashback
St George is actually doing 1.89% pa fixed for 4 years, if your loan is under 60% LVR (1.94% if it's between 60% and 80% LVR) - along with...
23/02/2021 - 12:36
Loan Base replied to Duram on NAB Owner Occupied Home Loan from 1.98% 3 Year Fixed and $2,000 Cashback
They are not bad if it's not a significant cash out amount; I believe they only ask for further verification when cash out amount is over...
23/02/2021 - 12:34
Loan Base replied to Hendrix on NAB Owner Occupied Home Loan from 1.98% 3 Year Fixed and $2,000 Cashback
Hi Hendrix, the fact that the comp rate is based on an assumed $150k loan balance is relevant when ongoing fees are factored in; for...
23/02/2021 - 09:46
Loan Base replied to irmalik on NAB Owner Occupied Home Loan from 1.98% 3 Year Fixed and $2,000 Cashback
Hi irmalik, this is because comparison rates are based on taking out a $150,000 loan and holding it for 25 years with no re-negotiation...
23/02/2021 - 09:44
Loan Base replied to infy on NAB Owner Occupied Home Loan from 1.98% 3 Year Fixed and $2,000 Cashback
Hi infy, you'd have to double check with the broker or banker who set you up with the loan and double check what product you are on....
23/02/2021 - 09:40
NAB Owner Occupied Home Loan from 1.98% 3 Year Fixed and $2,000 Cashback
Loan Base posted a deal NAB Owner Occupied Home Loan from 1.98% 3 Year Fixed and $2,000 Cashback
NAB has just announced new rate cuts including a 1.98% 3 Year Fixed Owner Occupied product. Please see current NAB rates below. #Owner...
22/02/2021 - 10:22
Loan Base replied to zagzzig on ANZ Owner Occupied from 2.09% 1 Year Fixed with 100% Offset and $3,000 Cashback + Revert Rate Discretions
Hi Zagzzig, yes that's right - only 1, however we could do 1 app with ANZ, and 1 app with another lender for a second cashback.
22/01/2021 - 09:49
Loan Base commented on [Preorder] PlayStation 5 $749, Digital Edition $599 @ JB Hi-Fi (Instore Only)
JB Hifi Leichardt is out of preorder allocations now. Nabbed one of the last 3!
15/01/2021 - 17:00
Loan Base commented on Xbox Series X $749 @ EB Games (Selected Stores, in Store Only)
JB Hifi in Leichardt (Sydney) has stock too, but won't tell you that over the phone.
15/01/2021 - 14:26
Loan Base replied to GuyfromMelbourne on ANZ Owner Occupied from 2.09% 1 Year Fixed with 100% Offset and $3,000 Cashback + Revert Rate Discretions
Hi GuyfromMelbourne - thanks. I’ve spoken with the public sales team and verified this. Note that the ANZ website doesn't advertise this...
15/01/2021 - 09:05
Loan Base replied to GuyfromMelbourne on ANZ Owner Occupied from 2.09% 1 Year Fixed with 100% Offset and $3,000 Cashback + Revert Rate Discretions
Hi GuyfromMelbourne - this is what we were told by Broker Assist when we called to clarify the offer before posting. Happy to edit the OP...
15/01/2021 - 00:37
Loan Base replied to baron33 on ANZ Owner Occupied from 2.09% 1 Year Fixed with 100% Offset and $3,000 Cashback + Revert Rate Discretions
Hi baron33, we can also do 100% offset on fixed via Adelaide Bank as per our other OZB post - https://www.ozbargain.com.au/node/596267 Note...
13/01/2021 - 13:30
Loan Base replied to solys on ANZ Owner Occupied from 2.09% 1 Year Fixed with 100% Offset and $3,000 Cashback + Revert Rate Discretions
Yes, we have access to one bank lender who is doing up to $4k on purchases. It’s an unadvertised deal, so please PM me or book time in...
12/01/2021 - 18:00
Loan Base replied to Puglife on ANZ Owner Occupied from 2.09% 1 Year Fixed with 100% Offset and $3,000 Cashback + Revert Rate Discretions
Adelaide Bank actually has 100% offset available on all their fixed products, as per https://www.ozbargain.com.au/node/596267 :)
12/01/2021 - 15:10
Loan Base replied to 4foxache on ANZ Owner Occupied from 2.09% 1 Year Fixed with 100% Offset and $3,000 Cashback + Revert Rate Discretions
Hi 4foxache, as per our OP, "note that the comparison rates do not take into account potential revert pricing discretions we may be able to...
12/01/2021 - 14:42
Loan Base replied to RDY4ME on ANZ Owner Occupied from 2.09% 1 Year Fixed with 100% Offset and $3,000 Cashback + Revert Rate Discretions
That's why it's helpful to have a broker in your court 😃
12/01/2021 - 14:08
Loan Base replied to moreBeanz on ANZ Owner Occupied from 2.09% 1 Year Fixed with 100% Offset and $3,000 Cashback + Revert Rate Discretions
Hi moreBeanz, there's a minimum amount of $250k "new to ANZ lending" if you want the full $3k cashback - meaning this would need to be...
12/01/2021 - 14:07
Loan Base replied to justtoreply on ANZ Owner Occupied from 2.09% 1 Year Fixed with 100% Offset and $3,000 Cashback + Revert Rate Discretions
It's typical for major lender cashbacks. The only proviso I would put on this is that, as brokers, we probably can't assist you if your...
12/01/2021 - 14:02
Loan Base replied to PeppaCat on ANZ Owner Occupied from 2.09% 1 Year Fixed with 100% Offset and $3,000 Cashback + Revert Rate Discretions
Hi PeppaCat, application must have been lodged before February 1st and settle by 30th April.
12/01/2021 - 13:34
ANZ Owner Occupied from 2.09% 1 Year Fixed with 100% Offset and $3,000 Cashback + Revert Rate Discretions
Loan Base posted a deal ANZ Owner Occupied from 2.09% 1 Year Fixed with 100% Offset and $3,000 Cashback + Revert Rate Discretions
ANZ currently has a refinance cashback of up to $3,000 available. They're offering 100% offset accounts on their 1 year fixed term loans,...
12/01/2021 - 13:21
Loan Base replied to amsaini15 on Adelaide Bank - 100% Offset on Fixed Loans - Owner Occupied from 2.05% 2 Years Fixed + Variable Discretions
Hi amsaini15, We have a number of interest only investment loan options which could be worth considering. #Adelaide Bank * Variable...
07/01/2021 - 10:52
Loan Base replied to Skymstr on Adelaide Bank - 100% Offset on Fixed Loans - Owner Occupied from 2.05% 2 Years Fixed + Variable Discretions
Hi Skymstr, yes - in our opinion, Adelaide Bank has one of the strongest construction loan offerings on the market. Please reach out if...
06/01/2021 - 12:06
Loan Base replied to haliloo on Adelaide Bank - 100% Offset on Fixed Loans - Owner Occupied from 2.05% 2 Years Fixed + Variable Discretions
Hi Haliloo, this is the feedback we've received from a number of customers as well (that it can be difficult to secure competitive rates...
06/01/2021 - 12:06
Loan Base replied to NeutralName on Adelaide Bank - 100% Offset on Fixed Loans - Owner Occupied from 2.05% 2 Years Fixed + Variable Discretions
The deal is the 100% offset account on fixed. Going by some of the comments above, many people aren't aware that this was even a thing.
06/01/2021 - 11:35
Loan Base replied to alebox on Adelaide Bank - 100% Offset on Fixed Loans - Owner Occupied from 2.05% 2 Years Fixed + Variable Discretions
You are absolutely right - most lenders do not permit offset accounts on fixed rate products, and the ones that do often restrict the...
06/01/2021 - 11:32
Loan Base replied to jaymzrsa on Adelaide Bank - 100% Offset on Fixed Loans - Owner Occupied from 2.05% 2 Years Fixed + Variable Discretions
In our experience, Tic Toc is generally only a viable option if you are a customer with a straightforward financial situation, and don't do...
06/01/2021 - 11:12
Adelaide Bank - 100% Offset on Fixed Loans - Owner Occupied from 2.05% 2 Years Fixed + Variable Discretions
Loan Base posted a deal Adelaide Bank - 100% Offset on Fixed Loans - Owner Occupied from 2.05% 2 Years Fixed + Variable Discretions
Adelaide Bank currently has some very sharp fixed pricing which include a 100% offset account, giving you maximum flexibility with...
06/01/2021 - 10:41
Loan Base replied to infy on Citibank 2021 Home Loan Offers - from $3,000 to $4,000 Cashback - Rates from 1.99% 2 Year Fixed
Hi infy, the only lender we've seen offer a rate tracker loan is Auswide Bank and last we checked it unfortunately wasn't very competitive....
25/12/2020 - 11:02