md333 » user profile
Member Since | 25/10/2018 |
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Last Seen | 18 hours 25 min |
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md333 commented on Do I Need to Get Private Insurance?
I've been in a similar situation a few years ago. Caught up to the MLS threshold again at around 50. Even with the loading I am saving a…
If they are not around that long, they'll pay even less loading, don't have to pay it any more after you are dead.
I worked out my savings from a couple of years without insurance more than makes up for the extra loadings.
md333 commented on Neighbour Calling My Dog a B*Itch to My Kid
You could let the neighbour know your bitch's name so he can use that instead of the generic term.
>Nickel is the only winner as we start to see cheaper battery technology I'm just working on a closure plan for a Nickel Mine today, very…
As a single data point, I made a claim for a written off car (parking brake not applied properly) and it made no difference to my premiums.…
md333 replied to itsfree on [Refurb] Apple iPad Mini 4 (Space Grey, Wi-Fi, 32GB) $135.15 ($131.97 with eBay Plus) Delivered @ Mobile World AU eBay
Switched from a 4 to a 5 as a DJI drone display recently and all the random flight control app bugs seemed to just go away.
Probably best to buy from sites that provide actual measurements of the shoes. I did that recently but unfortunately didn't pay attention.…
md333 replied to endotherm on Free 3 Months Amazon Prime (or $15 Amazon Gift Card for Existing Member) with Latitude 28 Degrees Credit Card @ Mastercard
I cancelled mine when they dropped the free overseas ATM cash withdrawals. Switched to Bankwest for fee free foreign transactions and free…
But if handing it out to Real Estate agents, it may be an advantage to be able to run out of credit.
md333 commented on Cheap eSIM for Calls/Texts Only
Amaysim are pretty good. $10 per year for their as you go plan. May not be great if planning to make a lot of long calls.
md333 commented on Novated Lease Used Tesla Benefits?
I did something similar. For me the NL seemed to be about a 10% benefit compared to buying outright including not paying the GST. Could be…
md333 commented on What's The Best Way to Get Cheap Netflix, Now That Most Options Have Been Nerfed?
The price doesn't seem too bad if you only subscribe one month per year. I guess that doesn't work so well if you somehow manage to find…
md333 replied to EveryLastCent on Starting SMSF. Tips, Advice, Suggestions, Recommended Providers, etc
I had the opposite problem, they were prioritising members financial returns over environmental benefits. Probably legally obliged to so I…
I think one of the advantages of an SMSF over a pooled fund is the tax advantage in not paying CGT as you go. I think you would miss out on…
And if you are already retired with no dependents and a healthy super balance, your needs are likely nothing.
md333 replied to EveryLastCent on Starting SMSF. Tips, Advice, Suggestions, Recommended Providers, etc
I think I'm in a similar situation to you. Stake SMSF didn't seem to have a good cash option. I went with Grow SMSF, which are a little…
In my case $3500 fees from Aust Super vs $1,400 with grow SMSF with a similar amount. Probably not worth bothering just for the fee saving,…
Of course. Otherwise I'd be deliberately over paying my tax for the sweet tax free interest returns.
I was surprised last year, I paid my tax bill early and the ATO credited me interest for the period from then until it was due.
Are you speaking from experience with Ioniqs? From the people I know with them, they seem to get much closer to the claimed range than most…
md333 commented on Passport Photos $0.15/ $0.20 Using Online Photo Service and Print @ Officeworks/Kmart
I've done it myself for kid's passports where getting them along to the post office was too much of a pain. Actually getting the lighting…
md333 commented on Surveillance Pricing - The More You Know
It actually sounds pretty good to me, I go rarely enough that I should get the enticement deals all the time. In practice I actually went…
md333 replied to GandalfTheCheap on INIU Mini 10000mAh 22.5W Power Bank $19.63 + Delivery (Free with Prime / $59 Spend) @ INIU AU via Amazon AU
Same here, I have a similar one. Can't understand why they are so hard to find compared to huge thick ones. Built in cables are great too.
md333 commented on Boost eSIM Expired - My Options
Lucky mobile seem to reliably have the discounted sims. Sometimes there is a better one on ebay, haven't seen any posted on ozbargain…
Amaysim PAYG, $10 per year. https://www.amaysim.com.au/sim-plans/28-day-sim-plans/as-you-go
md333 replied to CyberMurning on Free US$1.25 Credit for Travel eSIM with No Expiry of Data (Worth up to 500MB in Europe) @ Roamless
They've just added Singapore among 95 new destinations. I suspect it covers the others above too. Announced via a notification from the…
md333 replied to tony09 on Motorola G54 5G 8GB RAM/128GB Storage $179.10 Delivered ($0 C&C/ in-Store) @ BIG W
Yes, how did you guess? (Only in a VM to keep my 2007 perpetual licence of AutoCAD C3D going). I have got Android 14, just don't understand…
md333 replied to tony09 on Motorola G54 5G 8GB RAM/128GB Storage $179.10 Delivered ($0 C&C/ in-Store) @ BIG W
Whats so special about android 15? I haven't noticed any meaningful improvements since about 4 or 5.
ANyone else not get the email? It is pretty clear on the webpage https://www.bankwest.com.au/help/cards/credit-card-changes, but I didn't…
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