6079 Smith » user profile

Heat your house? Why not just put a hoodie on?

Store in title pls

I have the Ultimate and last time I tried it I chatted them and was told they didn’t count. It seems that one isn’t on the list

Oh really, maybe I should try again and set up some $1 transfers. Will probs have to cycle $2k in and out every month to avoid account fees…

I’m still salty they pulled the credit card cashback offers, rebranded it as Yello and made you get a transaction account to access them.…

Takes way too long and I think for most of the year the Macau govt is subsidising the buses so they’re free (I was able to take advantage…

1 - Pay for the direct Airport to Macau bus, don’t dick around entering HK and getting a local bus to the border just to leave again 2 -…

Usually about 1/3 full cream milk for texture and then top it up with water

I’m a Shred and Burn man, love the lunchtime caffeine kick

Some pretty good prices on a lot of stuff (I don’t really have a point of reference on anything but the 2KG power range). Heaps of stuff…

Etiko - https://etiko.com.au/collections/clothing?srsltid=AfmBOor3Jo6ZOZLOAIMGbWsTpVJHqyFLpgeRUMEJLr1vBpKCS3XahVNA

Very rarely

Neither, go Macquarie (For the record I have Revolut, Wise and N26 as well)

It will absolutely go through to a closed account, had it happen across multiple banks and they generally sent me a letter asking where I…

Got 2000 / $140 Ouch

Good burner if you’re heading to the US soon

There are some that offset the fee with a travel credit equal to the fee (Amex QF or the Virgin Money Flyer which may have now increased…

Just change insurer every 12 months, only way to not get gouged

I work for an unlisted company that ART own 93% of (or something like that), trust me it’s very well regulated and there’s lots of…

I ended up just using it for one of the $39 pairs so I have a spare set for the car, they couldn't apply the voucher and just manually…

Just source parking yourself, nobody is going to include it in darling harbour. Ibis seems to be about $200/night. Mantra is a bit further…

Well they have an everything for $199 sale and I have a $200 optical benefit so if I can’t use it on lens options I’m not sure what…

"This voucher does not affect your annual limits and cannot be used on non-prescription glasses, precision tinted lenses, over the counter…

Macquarie for the 2.5% interest on transactions account and 5% on savings

Nope, VA. Works out a 0.5 for regular spend, 1 for supermarkets, dining, utilities, etc and 1.5 for FX. Combine that with the semi regular…

CBA Ultimate is a great card for VA points, especially if you’re using it for FX spend a lot

They have fallen once, with all that’s happening I’m not sure that any more than one more rate cut this year could be called…

Why when you can get a savings account that pays 5%?

I'm the same, often have a few k of AUD sitting there waiting to autoconvert then it sits as USD waiting to be paid off a credit card so…

I use these guys a lot but never claimed, also check out https://www.carhireexcess.com.au/ although I’ve never found them to be cheaper