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Exclusive to Finder.com.au: Westpac 55 Day Credit Card - 0% for 20 Mths on Balance Transfers

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Exclusive to Finder.com.au: Westpac 55 Day Credit Card - 0% for 20 Mths on Balance Transfers
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Store Repfindercomau @ Finder on 30/03/2015 - 16:47 creditcardfinder.com.au (263 clicks)
Last edited 31/03/2015 - 10:57

IMPORTANT NOTE: This card has a 2.5% balance transfer fee

Product Name: Westpac Low Rate Card - Exclusive Offer
Balance Transfer Rate: 0% p.a. for 20 months with 2.5% balance transfer fee
Balance Transfer Revert Rate: Cash Advance Rate (21.49% p.a.)
Interest Rate on Purchases: 13.49% p.a.
Offer end date: 19 April 2015
Annual Fee: $59 p.a.
Interest Free Period on Purchases: up to 55 days
Interest Rate on Cash Advances: 21.49% p.a.
Minimum Credit Limit: $1,000
Maximum Credit Limit: $30,000
Minimum Monthly Repayment: 2%
Minimum Income: $15,000 p.a.
Card Type: Visa
Late Payment Fee: $9
Foreign Currency Conversion Fee (VISA): 3% of transaction value
Complimentary Travel Insurance: No
Available to Temporary Residents: Yes
Joint Application: No

Read our complete review of this offer: http://www.creditcardfinder.com.au/westpac-low-rate-credit-c…

For balance transfer offers WITHOUT a balance transfer fee, check out these:
http://www.creditcardfinder.com.au/stgeorge-vertigo-masterca…
http://www.creditcardfinder.com.au/bankwest-more-mastercard.…
http://www.creditcardfinder.com.au/westpac-low-rate-credit-c…

or our full comparison: http://www.creditcardfinder.com.au/balance-transfer-credit-c…

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closed Comments

  • Coley on 30/03/2015 - 16:57
    +10

    2.5% balance transfer fee makes it not a bargain as far as I'm concerned. Plenty of 18 month 0% BT cards with similar annual fee out there with no transfer fee.

  • ViperAMD on 30/03/2015 - 17:01
    +11

    Not really a great deal, 2.5% balance transfer fee really kills it.

    I prefer these better options:
    St George Vertigo Visa - 18 months BT (no balance transfer fee) $55 annual fee
    St George Vertigo Platinum - 20 months BT (no balance transfer fee) $99 annual fee

  • Japius on 30/03/2015 - 18:32
    +5

    What a terrible offer, if this is what credit card finder considers a good deal then I will steer clear of their site for information

    So many others out there that do not have a balance transfer fee and some with no annual fee too.

    • mmcs on 31/03/2015 - 10:12
      +2

      it is a good deal for them as they get more comission than other banks cc. They dont give a sht about what we think.

  • pmupsinep on 30/03/2015 - 18:47
    +5

    Balance transfer fee cancels out any benefit. Try spamming your referral crap elsewhere rep.

  • tagin on 30/03/2015 - 20:40
    +3

    2.5% transfer fee?? geez… sounds like website advertising rather than a deal

  • bigrizz on 30/03/2015 - 23:10
    +1

    I hate Westpac. All the more reason to neg this draw deal.

  • djevoultion on 31/03/2015 - 11:49

    Bad offer. Much better deals can be had with other CC companies.

  • jlien on 31/03/2015 - 12:02

    thought it was good until i saw the 2.5% fee. Quite terrible when compared to the multitude of other 0% BT offers that have no BT fee, and sometimes no CC fee. Just plain advertising and trying to make money off referral offers.

  • petestrash on 31/03/2015 - 15:03

    Not a deal compared to other BT offers, due to the 2.5% fee.

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