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Macquarie Platinum Visa: 40,000 Hilton Hhonors Points + $99 First Year Annual Fee (Reduced from $295)


Got this in my email today. Macquarie Hilton Hhonors Platinum Visa at reduced annual fee of $99 (usually $295).


  • 40,000 Hilton Hhonors points for spending before 31/12/15 (should be able to get a free hotel night out of this - or up to 8 nights at Category 1 hotels!)
  • One reward weekend night certificate for $2,000 spend in first 3 months
  • Another reward weekend night certificate on anniversary for $12,000 spend in the year
  • Instant Hilton Hhonors Gold Status (arguably the best mid-tier hotel status)
  • Diamond status for $40,000 spend (probably not worthwhile)
  • 9 month 0% balance transfer
  • Earn 1 Hhonor point per $ spend, or 4 points per $ spend at Hilton properties

IMO, this is not an everyday spend card. 1 Hhonor point per $ is garbage. Get it for the points, the free night and Gold status. Then cancel after a year.

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    Comes with travel insurance also. Did a search to use points in Melbourne and nothing for four months. Good luck using the points.

  • +4 votes

    40,000 Hilton Points?
    Does that give you One night in Paris


      may be.. but you cannot choose the night!

      Hilton points expire in 3 years, and they take it away from you without even warning you! once burnt, twice shy!


        She can choose the night, i'll bring the handycam

    • +1 vote

      Yes, she's found herself upon hard times.

  • +1 vote

    Macquarie Bank only recently allowed you to change the PIN on their credit cards……..
    Before the change, you were stuck with what they gave you.. a bit behind the times.


    the good hotels are 90k points a night. 40k points will get you a night at a hotel which would cost ~$150/night so if you subtract the $99 annual fee the net benefit is probably $50. i don't think this is worth the hassle unless you need the 40k points to top up your existing points. say you have 50k points and you top up to 90k points to get a night at a fancy hotel in london/new york/maldives. gold status isn't even that great, most of the time you don't get upgraded and most hotels offer free wi-fi anyway.


      Use the free night certificate for the fancy hotels.


    So what this boils down to is 1 free night for $99 or spend $2000 (on eligible purchases) in the 1st 3 months and get an extra free night. So it's ok but there are much better credit card options out there (for me anyway) with FF points that will get you a MEL-LAX to business for 'free' (one way).
    The Amex/Virgin card for $349p.a will give you 100,000 points + complimentary domestic return flight every year + two free passes each year to Virgin Australia’s domestic lounges plus a further two free visits to the American Express Sydney Airport lounge when flying overseas. https://www.americanexpress.com/au/content/velocity-rewards-...
    I guess if you're after a couple of nights in a Hilton then the MQ Bank card is bang on the money.
    The 'privileges' of being a HH Gold member (insert your own Austin Powers pun here) aren't worth the effort IMO. They are:

    • 5TH NIGHT FREE on Standard Room Reward stays of 5 nights or more.
    • Digital Check-In: choose your room, and customize your stay from your mobile device up to 24 hours in advance.
    • Complimentary in-room and lobby Standard Internet access during stays at Waldorf Astoria™ Hotels & Resorts, Conrad® Hotels & Resorts, Curio - A Collection by Hilton, * Hilton Hotels & Resorts, DoubleTree by Hilton™, Canopy™ by Hilton, Embassy Suites Hotels™ and Hilton Grand Vacations™
    • Quick reservations and check-ins based on your room preferences
    • Late check-out
    • Express check-out
    • 2nd Guest stays free (where do you pay extra for this anyway????)
    • Complimentary access to fitness centers and health clubs
    • Two complimentary bottles of water per stay (at Waldorf Astoria™ Hotels & Resorts, Conrad® Hotels & Resorts, Curio - A Collection by Hilton, Hilton Hotels & Resorts, DoubleTree by Hilton™, Embassy Suites Hotels™, Hilton Garden Inn™ and Hilton Grand Vacations™ hotels)

      A privilege of Gold that you missed:

      • Space-available upgrade to a preferred room (at Waldorf Astoria™ Hotels & Resorts, Conrad® Hotels & Resorts, Curio - A Collection by Hilton, Hilton Hotels & Resorts, DoubleTree by Hilton™)

      Plus property-dependent extras (like continental breakfast for you and a guest at Conrads and Hiltons


        i've only been upgraded maybe 20% of the time i've stayed as Gold status. i guess i've travelled during the peak times. I've stayed with them about 10 times in the last 3 years.

        • +1 vote

          I've been upgraded almost every time I've traveled to a DoubleTree in both China and London from the base room to a slightly larger room. And my status came from a Visa promo a couple of years ago I believe.

          Perks most useful (imo) are:
          - Faster Internet Access
          - Free Buffet Breakfast (Doubletree)
          - Access to Business Lounge
          - Late Check-Outs

          I'm not sure how easy it is to get a late check-out without HHonors Gold but the fact they let me check out at like 8pm is a win!


    yeah not the best deal
    40k wont get you a night in sydney.

  • +1 vote

    Interesting that the focus in comments has been on top-tier and Australian hotels. There are plenty of Category 1 and 2 hotels around the world which cost 5,000 and 10,000 points per night respectively. DoubleTree Kuala Lumpur is Category 2, to pick one out of the air. Sure, if you are only interested in staying in Sydney you may have to top-up or not take up this offer (shock!). But it's good value if you think outside the box. These links are pretty helpful for Hilton strategies.

    Plus the free night for spending $2,000 will get you into one of those top-tier hotels.


      If only Hilton didn't sell off the hotel I stay at most in China. I think it was Cat 2 :(

  • -1 vote

    Opening/closing credit cards goes on your credit rating. This is bad, no?