Do you mind telling me who yours is through? I wouldn't mind checking it out.
Sure i'm with Bingle, $550 yearly for comprehensive, Auspost quote was $690
Thanks, I need to change insurers. Mine works out to be $439 with Auspost, $433 Bingle for $700/$695 excess. Budget Direct and Dodo are a few $s cheaper. It's hard to tell, they all have such bad reviews. If I don't find a reason not to go with them, the $100 gift card probably wins it for Auspost.
Try coles & woolies. we went with Coles, then got woolies to beat them during the warming off period, then Coles to ask why we cancelled and offered to beat the woolies price by 10% (and just to get cheeky, said Woolies was pay by the month, so beat that). Our next renewal went up by 10% but it's still cheaper then anyone else (we pay ~$1/day).
We've previosuly had a claim with Coles & they were quite good (call centre was/is in Sth Africa)
Thanks, I'll check them out.
$405 from Coles is good, but Woolies was $696. Seems like they need some competition to encourage them to offer a reasonable price.
@Miss B: I just had a squiz at Woolies and looks like they've changed their price beat to be only $1 cheaper, I think it was $50-$100 lower when we did it a few years ago. But I see Coles has a $50 price beat, so in theory you could get Woolies to price beat Coles by $1 ($404), then get Coles to beat Woolies by $50, which would bring it down to $454 if you can pull it off :-) check their cancellation policy. we did it a few weeks before our policy was due, as Woolies allowed us to cancel for free if the policy hadn't started.
good luck!
@tunzafun001: hehehe indeed or if you can warp the space time continuum you'll start to get them to pay you. Hmmm nice idea for a retirement plan
Thanks for the tip. I went with Australia Post, monthly payments - $534 but $100 gift card. Called up Coles (who were quoting $499 paid monthly), mostly because they kept sending me emails after I got a quote saying they price beat. I asked them if they would beat $434 (and explained it was $534 + $100 gift card) and they did. So $383 paid monthly.
Woolies say specifically that they beat renewal notices, I guess because they're higher than normal quotes. If I can be bothered in the next 30 days (cooling off period) I might check if they'll beat it/see if Coles will beat them.
I thought it was a long shot, I just asked when I called up and they said yes. I guess it depends on who you get.
So these guys want people to buy an expensive comprehensive car insurance + they want people to buy a $100 gift card?
Excuse me, where is the deal? Are you selling a car insurance OR a gift card??
They're selling the insurance and giving the gift card. I think that and the 25% off are the deal..
I missed to read the "&" BUT I still see no deal here, so how much is the insurance?
Completely depends on your situation.
Just did a quote and it's 25% more than my current policy.
Excuse me OP, how do you get the Visa gift card? How many months do you have to keep the insurance before getting the GC? I could not find anything regarding that specific offer in your website.
Thanks.
The offer is available from 1 May 2016 to 31 December 2016. The customer will qualify for the offer 21 days after purchasing a new Australia Post home and contents insurance policy or car insurance policy via auspost.com.au/insurance and entering the promotional code provided. Once the customer has qualified for the offer, a Load&Go Visa Prepaid Gift Card loaded with $100 will be mailed to the customer within 40 days. Conditions, limits and fees apply. The Load&Go Visa Prepaid Gift Card is issued by Heritage Bank Limited ABN 32 087 652 024 AFSL/ACL No. 240984. Read the full terms and conditions available at auspost.com.au/prepaidcards before purchase and first use.
Thanks man!
Where is the visa gift card mentioned on the Australia Post website. All I can see is 25% off gold comprehensive car insurance, if bought online. Also, is the code "INSURE14" or just "INSURE" or "INSURE 14"?
INSURE14, you use it when you're about to actually buy the insurance not when getting a quote, but the conditions are above in my reply to Nachotroncoso. They come up when you enter the code.
I didn't see it anywhere else on the website though.
Thanks
From the questions and steps to go through, plus the quote summary page and its tiny statement of what not covered, I think they are actually with Budget insurance. Even the price was similar.
It seems to be a white label product by Auto & General Insurance Company. They also underwrite Budget Direct.
I asked for a quote online… Had them call me up a day later and ask for my name, birthday and address to discuss the quote. That lost them my business straight away because I wasn't prepared to provide my details to a phone operator who has called me.
Hi OP,
Is this code different to the current online code of AUSPOST (for 100 gift card).
It seems, one is automatically given 25% discount, for the online quote.
Please advise, if I am missing something?
Cheers
Did a quote, not a terrible price but still $150 more than my current policy with a higher excess so no deal for me here.