This was posted 5 years 9 months 10 days ago, and might be an out-dated deal.

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FREE $150 EFTPOS Card + 25% Online Discount with Ozicare Home & Contents Insurance Purchase


Currently shopping for home and contents insurance, came across this great deal.
In my case, saved $350 from my current premium AND have a $150 EFTPOS card coming in the post after the cooling off period (21 days). All up, almost a $500 saving for me if you count the EFTPOS card.

From what I can tell, the cover is very comparable to other insurers and is issued by Auto & General - the same company behind Budget Direct, Australia Post, Virgin and Dodo home insurance products.

Obviously may not be cheaper for everyone, but worth getting a quote anyway - only took me a few minutes.

They don't make it very easy to compare this product to others in the market, but I was able to find a table of benefits once I'd gotten a quote, which I've copied below to help others out. Also, the second part of their PDS was helpful in understanding the cover.

Policy Benefits Home Contents
Legal liability $20 million $20 million
Fire cover Y Y
Explosion cover Y Y
Theft or attempted theft Y Y
Malicious damage, vandalism, riot or civil commotion Y Y
Accidental breakage of glass, ceramic and sanitary fixtures Y Y
Storm and rainwater damage Y Y
Lightning cover Y Y
Earthquake cover Y Y
Escape of liquid Y Y
Impact cover Y Y
Lump sum or instalment payments Y Y
Temporary accommodation costs Y Y
Mortgage discharge costs Y -
Funeral expenses Y Y
Replacement of locks - $500
Contents in the open air at the insured address - Y
Contents away from the insured address - Y
Credit card cover - $1000
Uninsured guests' contents cover - $500
Unattached equipment cover - $500
Optional Benefits
Personal effects cover - Y
Motor burnout cover Y Y
Tenant default cover and theft Y Y
Accidental damage cover Y Y
Malicious damage by tenant cover Y Y
Choice of excess options Y Y
Flood Cover Y Y

Ts and Cs for the offer can be found here:

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closed Comments

  • Thanks for the comprehensive post!

  • tried to get online quote - seems like they dont provide cover for Central Coast NSW.

  • +1

    FWIW they (a&g) are the most complaned about insurer in ausatralia according to the ombudsman, notorious for not paying claims any possible (and not possible) way

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