This was posted 7 years 2 months 1 day ago, and might be an out-dated deal.

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Receive 35% off and a $100 Visa Prepaid Card When You Purchase Online a New Gold Home and Contents Insurance @ Australia Post

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INSURE

I just did an online quote and the price was ~$450 less than my current insurer. Coles was only $100 less than my current insurer.

and get a $100 prepaid visa gift card with auspost H&C insurance.

not too shabby.

here is the link to the home and contents page

please read the Product Disclosure Statement before purchasing this product.

The offer is available from 15 January 2017 to 31 March 2017. The customer will qualify for the offer 21 days after purchasing a new Gold Home and Contents Insurance policy via auspost.com.au/home-contents and entering the promotional code provided. Once the customer has qualified for the offer, a Load&Go Visa Prepaid Gift Card loaded with $100 will be mailed to the customer within 40 days. Conditions, limits and fees apply. The Load&Go Visa Prepaid Gift Card is issued by Heritage Bank Limited ABN 32 087 652 024 AFSL/ACL No. 240984. Read the full terms and conditions available at auspost.com.au/prepaidcards before purchase and first use.
Australian Postal Corporation ABN 28 864 970 579 (AR No. 338646) "APC" is the distributor of Australia Post Gold Home and Contents Insurance and acts as an Authorised Representative of Australia Post Services Pty Ltd ABN 67 002 599 340 (AFSL No. 457551) "APS". Because APC or APS don't know your financial needs, we can't advise if this insurance will suit you. You should consider your needs and read the Financial Services Guide (FSG), Product Disclosure Statement (PDS), Key Facts Sheet (Home) and Key Facts Sheet (Contents) before making a decision to buy this insurance. Auto and General Services ABN 61 003 617 909 (AFSL 241411) "AGS" arranges the insurance on behalf of Auto & General Insurance Company Ltd ABN 42 111 5 86 353 (AFSL No. 285 571) "AGIC", the issuer of the policy. AGS pays APC a commission which is a percentage of your premium. Neither APC nor APS accept liability or guarantee payment of any claim or benefit in respect of the AGIC's products.

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closed Comments

  • +1

    For me, it was $165 more than I'm currently paying with AAMI.

  • Keen to get the $100, but my quote was more than double the quote from Woolworths :(

  • Are they any good if you need to claim?

    • Not sure, but they are the same company as Budget Direct and a few other brands. See http://www.autogeneral.com.au/about-us/ . Therefore, I'd expect that their claims processes are similar, but it would be good to hear from someone who's had a claim with Aus Post insurance.

      • +1

        Yeah, I figured. Not all insurances are equal. I'm with RAC, and every time a piece of fibro-cement fence falls over (2 times while with them), I lodge a claim online, tell them how many metres, and the next day the money is in my bank account. Can't beat that for not wasting my time.
        Some of the cheaper insurances agencies are always looking for excuses not to pay out.

  • Any of these insurance have a price beat?

  • I took up this offer a few months ago and my $100 gift card arrived yesterday. Haven't had to claim yet, but one down side is that you can't do anything online (while I think with Budget Direct you can).

    The letter that came with the gift card said that I can receive another $100 gift card if I take out car insurance through them as well.

  • +1

    Just keep in mind that comparing just price and excesses alone probably isn't a good idea. Different policies have different inclusions/exclusions, limits etc.
    For example, the policy I am currently on covers the situation where a leaking shower base causes damage. The Australia Post insurance does not. I would want to be pretty sure that my bathroom silicon/grout was fully sealed. Another example .. if my house had to be demolished and rebuilt, my current policy covers demolition and debris removal for 20% of the sum insured. The Australia Post insurance covers 10%. I'm sure there are more differences if I keep looking.
    Not criticising the deal, just saying that you should be aware of why the price might be cheaper.

    • Exactly - as stated in the post description "please read the Product Disclosure Statement before purchasing this product" to see if this product suits your needs.

  • +1

    beware their $5.6M CEO will no longer work there after July

  • When do you input the code?
    I have done a quote but nowhere did it have a space for the code.
    Maybe it is after you accept to buy the policy….
    Also, cant see where to input specified contents to add special jewellery….
    I will try and get AAMI to match it or better it, I think.

    • A mod put the code there. It was an automatic 35% when I got a quote last night

      • +1

        The terms and conditions say you have to use the code to get the Visa card:

        Plus, get a $100 Visa Prepaid Gift Card† when you buy a new Gold Home and Contents Insurance policy online, using promo code INSURE

        So I added it. The 35% is automatic, although it did not make much difference for me compared to my current insurance. Take insurance discounts with a grain of salt. The visa card is good though.

  • My Quote is 600.— more than my current insurance with Suncorp. Really not interested.

  • almost 50% more than Coles for me…no thx.

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