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$1500 Cashback for Refinances to an Advantage Package Home Loan @ St. George Bank

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St. George Bank Offer details:

Basic Home Loan Promotional Rates

Introducing our promotional rates for new Basic Home Loan applications received from 1 December 2017 for a limited time:

* 3.68% (comparison 3.69%) New Owner Occupier loans - Principal & Interest
* 3.89% (comparison 4.96%) 2 year fixed - Principal & Interest - Owner Occupier
* 4.19% (comparison 4.20%) New Investor loans - Principal & Interest
* 4.89% (comparison 4.90%) New Investor loans - Interest Only

This offer is available for new Basic Home Loans to St.George only (excludes internal switches and refinances within St.George, Bank of Melbourne and BankSA).
Excludes Owner Occupier Interest Only home loans
Excludes Non-Resident Lending.

This is not a permanent offer and may be withdrawn at any time. Excludes refinances from Westpac, St.George, BankSA, Bank of Melbourne, RAMS, Portfolio Loans, or refinances that require foreign income for serviceability.

This offer is limited to one $1500 cashback during the campaign and will be paid to the main applicant (Applicant 1) only (multiple applications submitted by the same applicant are not eligible for this offer). This offer is available for applications received on or before Thursday 31 May 2018 and settle on or before Tuesday 31 July 2018.

Eligibility criteria:

  • Loans under Advantage Package** only. Annual $395 package fee applies. Excludes Portfolio loans.
  • Both Owner Occupier and Residential Investment Refinances are eligible.
  • The total loan amount per application must meet the minimum loan amount criteria (i.e. >=$250,000).
  • Applications received on or before Thursday 31 May 2018 and settle on or before Tuesday 31 July 2018.
  • Must have a St.George transaction account linked to the refinanced home loan at the time of settlement.
  • The applicants' home loan repayments must be direct debited from this St.George transaction account.
  • The linked transaction account must be kept open for a minimum of 60 days after settlement. The cashback will be paid into this account during the 60 day period.
  • Not available in conjunction with any other cashback offer.
  • Not available for refinances into Owner-Occupier Interest Only loans.

Excludes:

  • Refinances from Westpac, St.George, BankSA, Bank of Melbourne and RAMS;
  • Refinances into Owner-Occupier Interest Only Loans;
  • Portfolio Loans and;
  • Refinances that require foreign income for serviceability.
  • If all the eligibility criteria are met, the cashback will be paid within 60 days of settlement into the St.George transaction account from which the home loan repayments are made.

Talk to your mortgage broker or contact us to find out more about this offer.

With Cashback customers will be rewarded with additional cashback

With Cashback
1300 685 008
www.withcashback.com.au
Same loan, same bank, more cashback!

Credit Representative Number 502385 of Australian Credit Licence 498325

Related Stores

St.George Bank
St.George Bank
With Cashback
With Cashback
Third-Party

closed Comments

  • +1

    3.68% interest rate is not eligible for $1500 cashback and Advantage Package. I have verified this with St. George Bank.

    • Thanks Bucksaver, I'll update the post.

    • Thats a misleading advertisement cant see it in their t&c it is nit eligible for 3.69% rate, Some branch has cashback $1888 offer only participating branch. St George bankstown has a big banner promotion.

      • Agree, the rates and promotions are all on the same page, T&C's don't spell out exclusion of Basic Home Loan Promotional Rates.

  • +1

    that's a pretty high comparison rate especially for the Owner Occ loan I dont think this is a bargain there are better rates deals out there even if you take the $1500 into consideration

  • +1

    My advice to others considering this: don't go with St George for your mortgage or banking.

    Their interest rates are not competitive, their banking technology is ancient/slow and customer service is awful. I just refinanced to loans.com.au from St George for a 0.62% immediate interest rate saving with no annual fees etc. that St George slogs you with.

    $1,500 cash may be appealing, but you will save much more over time going with a cheaper mortgage provider.

    • They're all the same mate. Not checking/ changing is as the checkout would say 'lazy tax'.

      Regarding service and net banking, I'll take notice of this (but try and use citibanks online system if you want to see a shocker).

      Finding the effort / return balance is the key.

      Don't be fooled by the 'but there will be no branches' without being involved with a big 4. Never been into a branch in 20 years.

  • do i get the same deal with Bank Of Melbourne and Westpac? I'm in Melbourne

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