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ING: Bonus $75 When You Open an Orange Everyday Bank Account (Deposit $1,000 + Make 5 Transactions)

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ING: Bonus $75 When You Open an Orange Everyday Bank Account (Deposit $1,000 + Make 5 Transactions)
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LemonShapedRock on 06/04/2018 - 09:25 campaigns.ing.com.au (2397 clicks)
Last edited 06/04/2018 - 14:00 by 1 other user
BONUS75

Howdy all,

I recently opened up my first ING account, disappointed that their referral promo had ended I found this offer which was still valid.

Steps are very clear on the website;

  1. Open an Orange Everyday bank account via the website and enter your $75 promotional code where prompted.
  2. Deposit your pay of $1,000+ within a calendar month into your new Orange Everyday by 31 May 2018.
  3. Use your Orange Everyday card to make 5+ purchases within a calendar month (excluding ATM withdrawals, balance enquiries and EFTPOS cash out only transactions) before 31 May 2018.

If you have previously held an Orange Everyday bank account since 1 July 2014, then you are ineligible for this offer

Enjoy

Referral Links

Referral: random (351)

Until 30/6/2024, referrer and referee will each receive $75/$100/$125 for opening new Orange Everyday & Saving Maximiser Accounts.

Referrer: Do not participate in the referral system if you do not have a current $75/$100/$125 referral code.

Referee: To qualify, you are required to deposit a minimum $1,000 and make at least 5 (settled) card transactions within any calendar month.

Financial Bank Account Transaction Account

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closed Comments

  • c0balt on 06/04/2018 - 09:52

    Nice, free $75 here I come!

    • Louis89 on 06/04/2018 - 11:32
      +6

      No hurry, $100 promotion code will come.

  • shtewe on 06/04/2018 - 09:55
    +8

    ING is great. No fees and it has apple pay support.

    • String name on 06/04/2018 - 12:08
      +3

      …and Android Pay friend :)

    • krisspy on 06/04/2018 - 12:20
      +5

      You have to make 5 transactions to enable the "no fee any atm" transactions. Not really good when you have a cc for purchases.

      • username1 on 09/05/2018 - 18:28

        This is only required for free atm withdrawals. All other transactions are free regardless of deposits/spending. There is also no monthly fee regardless of deposits/spending.

    • PeeDee on 06/04/2018 - 12:22
      +6

      No fees? Hsbc is also no fees and other banks have other interest rate without all these obstacles like ING.

  • [Deactivated] on 06/04/2018 - 10:10

    Limited to 10,000 people. Maybe 9,999 have already got it?

    • potm on 06/04/2018 - 10:18
      +2

      Still good then?

      • LemonShapedRock on 06/04/2018 - 10:19

        Well I only just met the criteria today, will let you all know if I get it!

        • Armin65 on 06/04/2018 - 13:13

          never seen a person being ineligible because of number limit cap!

  • bargainist on 06/04/2018 - 10:17

    Is everything done online or need go to branch?

    • josh985 on 06/04/2018 - 10:21

      All online, super easy.

      • khing on 06/04/2018 - 14:28

        Are they sending you any paper mail (like new account brochure, promotions, etc.) or card after opening an account?

        Had checked their website and haven't found any "non-paper" or "no market mails" options.

        • josh985 on 06/04/2018 - 15:04

          Don't believe they'll send out marketing paper mail just the debit card for the account.

        • Kyle-K on 13/05/2018 - 21:18

          Have only ever received cards in the mail no marketing you will receive email marketing but you can opt out of that.

    • kurisu on 06/04/2018 - 10:27

      They don't have branches, so you couldn't go to branch even if you wanted to.

      • tg on 06/04/2018 - 10:43

        They do have one "lounge" at 60 Margaret Street, Sydney NSW 2000 :)

    • grips on 06/04/2018 - 11:08

      They have no other branches.

    • And0 on 06/04/2018 - 12:05

      If you need to deposit cash you can go into any Australia Post office and deposit it there directly into your account.

      Withdrawals are free from any bank ATM.

      • shadowangel on 06/04/2018 - 21:20
        +1

        It's best to combine with one of the other big banks that have NPP.
        I have NAB + ING, instant transfers between each. Can use the smart ATM's, branches or Australia post to deposit money. No fees, ATM fees refunded.

        • fritzsticker on 07/04/2018 - 02:42

          what are smart ATMS??

        • shadowangel on 07/04/2018 - 23:25

          @fritzsticker:
          They basically allow you to deposit and the funds are available to use right away. Similer to going in to the branch or Autralia Post but open 24/7.
          You can also deposit with out a card.

    • wjb on 06/04/2018 - 12:13

      There is one in Sydney on Margaret St.

      • SeaWolf au on 06/04/2018 - 12:47

        It's not really a branch in the traditional sense, they call it a 'lounge'. They can do customer queries and can do the 100 point ID check, but there's no teller services, so you can't deposit or withdraw cash, cheques etc. or do any of the services you'd normally associate with a bank branch.

    • Kyle-K on 13/05/2018 - 21:20

      They primarily an online only bank, However if you need to deposit money you can use Bank@Post at pretty much any Australia Post outlet.

  • jacoble100 on 06/04/2018 - 10:18

    I had an ING account and closed it about a year ago, will this work for me?

    • angelbaby on 06/04/2018 - 10:26
      +10

      If you have previously held an Orange Everyday bank account since 1 July 2014, then you are ineligible for this offer

      • sween64 on 06/04/2018 - 13:17

        This should be in the OP. I imagine there are many OzBargainers with previous ING accounts especially considering the PayWave cash back.

  • Grandpipe on 06/04/2018 - 10:20

    So when it says 'deposit pay', does that mean it has to be received as a salary at the bank, or can i just go and deposit $1000 cash?

    • Grandpipe on 06/04/2018 - 10:24
      +2

      Sorry, i should read before posting.

      deposit at least $1,000 from an external bank account to any personal ING account in your name (excluding Living Super and Orange One)

  • Buyers Remorse on 06/04/2018 - 10:29
    +1

    Are referrals bonus still available?

    • mikokik5 on 06/04/2018 - 11:02

      Yup.. still does

      • nedski on 06/04/2018 - 11:59

        Where is the code for that?

        • Autonomic on 06/04/2018 - 15:24

          It's only $25 I believe.

        • buthidae on 06/04/2018 - 22:52

          @Autonomic: Yep, I got an email from them earlier today saying $25 for me, $25 for them. Seems like a bad deal if they're offering $75 for no referral!

        • Autonomic on 07/04/2018 - 08:37

          @buthidae: hopefully they bring it back up. Referral was $100 a couple of months ago

        • kit291 on 25/05/2018 - 16:08

          FSH511

  • t25 on 06/04/2018 - 10:30
    +16

    The 5+ transaction per month is quite an annoying requirement.

      • t25 on 06/04/2018 - 11:12
        +2

        I thought ATM withdrawals won't count towards the spend. But will give it a try.

      • Apue on 06/04/2018 - 11:32

        NO. you must purchase something from a store.

      • JCrown9 on 06/04/2018 - 15:54
        -2

        Why is my comment here being negged so much??? it works.

        Unless the rules had changed since. Which if they have please provide reference to the t&c and ill remove my comment.

        • kurisu on 07/04/2018 - 13:03

          Because your comment contradicts the information in the "official information" section of their website. Your comment says to do ATM withdrawals, but their information specifically says "excluding ATM withdrawals". So even if it does work now, it can stop working at any time because their terms and conditions already say ATM transactions are excluded.

          Furthermore there are easy ways to do it that will certainly work because they actually comply with the terms and conditions. It says "Card purchases includes in store credit or EFTPOS purchases", so people could just make five separate single-item purchases at the self-service checkout at the supermarket, for example.

        • shadowangel on 07/04/2018 - 23:30

          I think it did change. It's clearly mentioned in the new terms that it does not count any longer.

    • shuaiking on 06/04/2018 - 10:50

      Does the 5 transaction prepaid month including eftpos? I remember it did last time. So If it is for daily use, should be fine. You can pay for coles and woolworth, Bills……

    • INFIDEL on 06/04/2018 - 10:56
      +6

      But 1 item at supermarket & use Split Payment option - pay with 5 touches of card. (I used this with $2 milk on 1/4.) Monthly requirement met.

      • t25 on 06/04/2018 - 11:13
        +1

        Yup, I have been doing that in $0.05 blocks at self checkout. And the rest on credit card.

        • INFIDEL on 06/04/2018 - 11:22
          +1

          Except for that monthly purchase, I always pay with 5%+ eGift cards.
          I don't spend enough to warrant collecting points for CC purchases.

      • Apue on 06/04/2018 - 11:33

        We have two accounts and doing this stuff 10 times a month is a bit hassle. I'd consider BankWest which offers 2.6%.

        • INFIDEL on 06/04/2018 - 11:43
          +1

          For that reason, moved a family account from ING over to Ubank USaver Ultra to avoid the hassle as card wasn't being used. Ubank account was set up but inactive, so was easiest.
          (Base rate 1.81%p.a. +1.06% p.a. Standard Ultra Bonus Rate = 2.87%p.a on balances up to $200K)

          Otherwise split payment 10 ways on 2 cards for 1 purchase per month.

        • Appleboat on 06/04/2018 - 11:53
          +5

          @Infidel: me too. This is a dumb idea from an otherwise good bank. Mebank try this on, no way i’m going to do this for more than one bank. Bye ing

        • INFIDEL on 06/04/2018 - 12:37

          @Appleboat:
          Some months I am overseas - so no spending possible on card. It's just an inconvenience - so I'll bank elsewhere.

          Considered MeBank (have an account) but same requirement to make purchases on card each month to get good interest rate - forget it.

        • [Deactivated] on 06/04/2018 - 12:43

          @Infidel: did the same. as much as I hate NAB.

        • msimpatient on 06/04/2018 - 18:25

          Why are you doing 10 purchases a month? Do you have joint accounts?

        • BluebirdV on 06/04/2018 - 22:33

          I'm living overseas. I sent 1c 5x via my card through paypal to my father and got the ATM fees rebated. Win win.

        • t25 on 06/04/2018 - 23:45

          @davelarz: So you used family/friends on Paypal?

        • BluebirdV on 07/04/2018 - 17:55

          I sent my dad 1 c 5 times to meet INGs requirements to get ATM fees rebated.

    • rodinthink on 06/04/2018 - 19:08

      Bought 5 of 2L Soft Drink / Lipton all in separate transaction / invoice. Done

    • Kyle-K on 13/05/2018 - 21:25

      Depending on what features you're looking for you may want to take a look at a account from Macquarie. There is a very similar crossover with the offering.

  • ihavecentsnotsense on 06/04/2018 - 10:37
    +2

    This IS NOT a good account - the minimum transaction requirements are annoying for people who spend on credit card (to get points) and the lack of branches is annoying for the rare moments you need to deposit a cheque, for example. I only have to deposit cheques once in a blue moon, and it’s annoying enough without having to line up at Australia Post to do it and deal with their service.

    I can’t believe I’m writing this, but for an everyday account I’d highly recommend Commonwealth Bank - great app and online banking, lots of innovative features like cardless cash when you need it, can use heaps of ATMs including competitors’, go to any branch that you need to and there are plenty around, and it’s free if you deposit your pay. Much better than the restrictive ING.

    • mikokik5 on 06/04/2018 - 11:04

      As opposed to not getting your money because CBA is down?? Hmmm

      • ihavecentsnotsense on 06/04/2018 - 11:25

        CBA has never been down for me.

        • Clear on 06/04/2018 - 11:52
          +4

          Only downtime I've ever had is their app doing scheduled maintenance really really late at night. Actually warns you days before too!

        • mikokik5 on 06/04/2018 - 17:24
          -1

          How lucky are you… hmmm

          http://mobile.abc.net.au/news/2018-04-05/commonwealth-bank-s…

          Either ABC is reporting BS or you are…

        • ihavecentsnotsense on 06/04/2018 - 17:57

          @mikokik5: I am relating my own experience. I’m not saying they’ve never been down in the history of their existence; I’m saying they’ve never been down when I’ve used them or noticed it - my experience with them has always been that they’ve been up and working.

    • mikokik5 on 06/04/2018 - 11:07
      -1

      deposit a cheque aka money launder, well CBA is highly recommended then.. lolz

      • ihavecentsnotsense on 06/04/2018 - 11:26
        +1

        There are many reasons why someone wants to deposit a cheque (get a refund from another closed bank/service account in credit, for example).

        • idonotknowwhy on 06/04/2018 - 12:14
          +2

          After a metcard machine in Melbourne didn't give me my ticket once, I filled out all the forms and posted them off, and got my $3.something cheque in the mail a few weeks later.

    • Johnny L on 06/04/2018 - 11:10
      +1

      I have both Commbank and ING. Commbank everyday account will charge a $4 account fee if you don't deposit at least $2000.
      This applies to EVERY account that you open. I second that the apps and netbank feature is really neat, which is why I still use this as my main bank account, however I am using ING for other banking needs.

      As long as you meet the requirement of ING (5 transactions, $1000 deposit per month) for the Orange Everyday account, you can use/open up to 8 bank accounts for free. I open diff account for groceries, rent, bills, insurance etc. I also think the ING app is pretty good in comparison, it isn't that much diff from the Commbank App. I have used ING bank debit card during my Japan travel in March, all the ATM fees were refunded. Only downside is the time required for interbank transfer and that is being remedied by PayID. No complaints from me so far.

      To top that off, there was a $100 per referral bonus going on i think about 2 months ago which I racked up about $400.

      • fritzsticker on 07/04/2018 - 02:44

        is the $1,000 per month or only one off??

        • Johnny L on 07/04/2018 - 10:58

          Per month. Commbank needs $2000 per month tho as comparison.

        • shadowangel on 07/04/2018 - 23:44

          The account is free regardless. The difference is when you meet the conditions they will refund private ATM fees back to you, anywhere in the world + no currancy conversion fees.
          It's saved me over $300 now and counting just in ATM fees.

          Commbank does not, NAB charges $10 month just to not charge you the conversion fee.

  • Cluster on 06/04/2018 - 10:40
    +3

    I use a credit card for everything, so the 5 transaction debit requirement is annoying for me. Last month I picked a quiet time at Woolworths and ran through 5x 1c transactions on PayWave at a self serve checkout to satisfy ING. It worked with no complaints from ING.

    • doot on 06/04/2018 - 11:40

      If you also have a credit card with ING, that satisfies the 5 transaction limit as well.

      Haven't touched my debit card in months and am still eligible cause I have Myki auto-top up every 3 days ;)

  • potm on 06/04/2018 - 10:43
    +2

    Free atm fees anywhere in the world, no foreign exchange fees, it doesn’t get much better than that.
    I’ve found mastercard exchange rates to be slightly better than visa so the citibank wins out if there’s no atm fee.

    The 5 time req is pretty easy to satisfy, just part pay a bill 5 times.

  • c0balt on 06/04/2018 - 10:43
    +1

    Anyone else having trouble signing up when it comes to the Tax Residence page?

    I'm not a citizen/resident of any other country but it's not letting me past that screen unless I put a country other than Australia in?

    • INFIDEL on 06/04/2018 - 10:58

      Hello Barnaby!

      • c0balt on 06/04/2018 - 11:11

        I'm really not!

        I ended up putting Antarctica on that screen and when asked why I can't provide a the TIN, I put "I'm only an Australian citizen/resident and had to put something here to get to the next screen". After that I was about to put in my Australian TFN and the rest of the setup seemed to go through with no issues.

        The account seems open after that and I'm transferring $1000 to it now.

        • INFIDEL on 06/04/2018 - 11:16

          That just proves its you, Barnaby😁

          Check ok after account set up!

          Set up account at another bank for relative who is exempt from paying tax, provided proof - but bank incorrectly recorded as TFN not provided. Half the interest went in Tax. Hassle getting it back & no interest paid on thousands of dollars.

        • c0balt on 06/04/2018 - 11:18
          -1

          @Infidel:

          Thanks for the heads up but I don't plan on using this account to accrue interest. I just want the $75 and probably won't use this card (apart from making the 5 transactions to get the $75 and then will transfer the money out) as I've got a few already and have been happy with Citibank for when traveling overseas.

          That is unless they introduce another paywave cashback scheme, then I'd be all over it.

        • INFIDEL on 06/04/2018 - 11:20
          +1

          @c0balt:
          Sound OzBargain financial advice💰
          Citibank debit card - the travellers friend.

        • sub7er on 07/04/2018 - 08:27

          i was not asked for TFN no at the time of opening the ING everyday account on the ING bank website. Also do you have to apply for ING everyday debit visa card separately through Products & offers after opening an account or does the bank automatically send out the ING debit visa card?

        • INFIDEL on 07/04/2018 - 08:31

          @sub7er:
          Long time since I opened account - so can't answer. I'm closing my accounts with ING.

          Should be able to update TFN after account opens.

        • everunman on 07/04/2018 - 08:34

          you should call them, quite easy to rectify

    • skiddrowe on 06/04/2018 - 14:11
      +1

      I had the same issue, I had to call them to manually do that part.

      • everunman on 07/04/2018 - 08:33

        same here, they said it was a glitch

        • sharkatron on 22/05/2018 - 20:58

          They told me it's cos I selected the wrong answer in the previous questions :( They sorted it out anyway

  • ttwaite on 06/04/2018 - 10:52

    Are there any monthly account keeping fees?

    • grips on 06/04/2018 - 11:13
      +1

      No

  • profane01 on 06/04/2018 - 11:16

    Easy $75, cheers

  • shuaiking on 06/04/2018 - 11:27

    Have done referral promo, no chance this time. Sad

  • skiddrowe on 06/04/2018 - 11:35
    +1

    I opened an account about 2 weeks ago. What's the chances of getting this as a good will credit?

    • INFIDEL on 06/04/2018 - 11:48

      Ask - explaining how upset you are.
      Goodwill credit is best approach.

  • peterpeterpumpkin on 06/04/2018 - 11:45

    ING taught me that if I ever sold my soul I'd probably be crap at pyramid schemes.

    I couldn't get people that said they desperately needed money to sign up to any of these free money deals.

    I've read conflicting advice about whether this income is taxable. Since it isn't registered as "bank interest", if it is taxable, how do people here go about declaring it (and what is your TFN)?

    • cheekychief on 06/04/2018 - 11:58

      TFN - Tax File Number

      • peterpeterpumpkin on 06/04/2018 - 12:07
        +1

        Sorry, that was a badly executed, "nice try ATO" joke. Thanks for the reply anyway.

  • Kegsta on 06/04/2018 - 12:04

    ING normal accounts now have free international transaction fees which is nice, save that 2.5% conversion when buying in USD on aliexpress/amazon US.

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