Just got it targetted to me.
Minimum $300 purchase
12 installments 0% interest
4% establishment fee
I personally think it's a terrible deal but I'm not the 'typical' credit card consumer
YMMV
AmEx Pay off Your Purchases above $300 over 12 Months 4% Fee
61
Samsungnote10 on 28/07/2018 - 11:07 americanexpress.com.au (203 clicks)
Last edited 28/07/2018 - 12:21 by 1 other user
Last edited 28/07/2018 - 12:21 by 1 other user
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I got platinum edge, Explorer
Came on my explorer only
Agree, this is a terrible deal.
Shouldn’t consider it a deal if it is trying to convince people over spending on something they can’t afford.
You shouldn't assume that anyone who does low/no interest plans csnt afford it.
If my credit cards could do a bt with zero fees for 2 yrs I'd jump at it
Paying 4% more is the opposite of a deal.
Is that pay your way?
Don't really see this as a deal.
If it's a terrible deal, why did you bother posting it?
Because I'm not your typical credit card customer.
Think about itWhat does that even mean? What is typical?
Have multiple cards.
Apply for multiple cards evry year
Pay heaps per year in fees.
Pay no interest
Cards always maxed out
This is actually a good deal, you just need to know how to use it.
how to use it?
When you're in (even more) debt (than the OP).
This is a great deal if your home loan interest rate is > 4%.
Can you use amex card to repay home loan?
I had this offer for essential card a few weeks back, didn’t subscribe because of 4% fees which is actually very high. You can get the same 0% interest via balance transfer and pay only 2% fees
"Establishment" and balance transfer fees are an instant no-no.
New credit card deals with 0% BT and no fees appear very frequently - a much better option.
what kind of Amex card do you have?
I don't see any offer with my AMEX/westpac partnership card unfortunately