20,000 Bonus Points or Double Earn Rate for 6 Month (60,000 Capped) with Signup of Select Credit Cards @ Velocity Frequent Flyer

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20,000 Bonus Points or Double Earn Rate for 6 Month (60,000 Capped) with Signup of Select Credit Cards @ Velocity Frequent Flyer
Go to Deal
sasto on 14/08/2025 - 09:49 velocityfrequentflyer.com (5697 clicks)
Last edited 14/08/2025 - 12:48 by 2 other users

Choose your runway upgrade with a Velocity Frequent Flyer partner credit card:

Option 1: 20,000 bonus Points - That's on top of the individual card sign up bonus offers available from participating partners

Option 2: Double Earn Rate - Earn twice as many Points for 6 months (capped at 60,000 Points) on your everyday spending in addition to the individual card sign up bonus offers available from participating partners

Available credit cards:

  • American Express Velocity Business Card
  • American Express Velocity Platinum Card
  • ANZ Rewards Platinum Card
  • NAB Rewards Business Signature Card
  • NAB Rewards Platinum Card
  • NAB Rewards Signature Card
  • Virgin Australia Velocity High Flyer Card
  • Virgin Australia Velocity Flyer Card
  • Westpac Altitude Velocity Black Credit Card
  • Westpac Altitude Velocity Platinum Credit Card
Financial Credit Card Frequent Flyer Reward Points Velocity Frequent Flyer

Related Stores

Velocity Frequent Flyer
Velocity Frequent Flyer
Marketplace
American Express
American Express
ANZ
ANZ
National Australia Bank Group (NAB)
National Australia Bank Group (NAB)

Comments

  • ts13 on 14/08/2025 - 10:05
    +15

    Nice offer but very messy T&C. High level review - NAB issued cards won’t get 20k bonus points until 28 Feb 2026.
    Other entities like Westpac or Amex you’ll get within 30 days of those bonus points being sent (should be faster).

    For churners, makes the NAB option quite unattractive.

    Also, I think all spend requirements need to be hit by 30 Sep.

    • ddhar on 14/08/2025 - 10:28

      Dang. Only NAB cards are open to me at the moment. :(

      I currently hold the High Flyer card; I can assume the Flyer card is no go for me?

    • Thimble on 14/08/2025 - 10:29
      +4

      You don’t need to meet spend requirements by 30 September.

      • ts13 on 14/08/2025 - 10:42

        The website format appears to have changed. When the offer first went live, it read something like, needing to meet all offer requirements by 30 September which indicated that it was required. Now it is more vague.
        Happy to be proven wrong, but I’d just be careful about it.

    • spast1ka on 14/08/2025 - 16:19

      Would Virgin Money fall under cards issued by NAB?

  • mlakmlak on 14/08/2025 - 10:10

    I won’t say no & thanks for posting … it seems like a bonus 30k points on the second option as looks like earn 30k, get 60k.

    • nightelves on 14/08/2025 - 10:19

      But don’t you need to spend $30k for that amount?

      • mlakmlak on 14/08/2025 - 10:27

        School fees alone will get me there

        • nightelves on 14/08/2025 - 10:36

          What kind of school is your kids going to?!

          • mlakmlak on 14/08/2025 - 12:16

            @nightelves: One that takes Amex with no extra fees! Not wanting to start the debate on expensive schools in this thread but yeah, school fees aren’t cheap so any extra points like this helps go towards more holidays.

            • nightelves on 14/08/2025 - 12:34
              +1

              @mlakmlak: If it’s the case you should split it up between yourself and your partner to maximise the bonus. Basically 270k points if you both qualify for the Westpac Platinum and meet 60k spend.

    • recession1 on 14/08/2025 - 10:24
      +2

      It reads as 60k bonus points for 60k spend to me. But that does require you to spend $60k…

      • mlakmlak on 14/08/2025 - 10:26
        +1

        Hmm you may be right?

      • hello-gpt on 14/08/2025 - 10:45
        +1

        doesn't he mean spend $30k, get 30k base points, 30k bonus points. A total points of 60k is what he gets

        • mlakmlak on 14/08/2025 - 12:06
          +1

          Still not clear tbh. I’m feeling it may actually be “earn 60k & double it for a total of 120k”

          But strange that marking didn’t capitalise on this & manipulate the bonus to suggest “120k” instead of “capped at 60k”

      • alcadive on 14/08/2025 - 18:51

        Yeah the Ts & Cs state, “… up to a maximum of 60,000 bonus Velocity Points.“

  • CashMachine10 on 14/08/2025 - 10:12
    -7

    Double earn rate is a much better deal, easy decision

    • WhyAmICommenting on 14/08/2025 - 10:17
      +8

      Totally depends on how many points you are earning…

    • Caped Baldy on 14/08/2025 - 10:18

      How much would you realistically spend to get the 60k points though?

    • recession1 on 14/08/2025 - 10:22
      +10

      You’d need to be spending $4-5k minimum per month to make the double earn worthwhile. I think I’ll bank the 20k points within 30 days of hitting the minimum spend and move on to the next card.

    • haples on 14/08/2025 - 10:28

      That would only be if you are spending $20k+ on your credit card in 6 months?

    • ddhar on 14/08/2025 - 10:30
      +3

      Not for me. My spending is not high enough to benefit from the extra earn rate. The 20K bonus straight up is the easier option.

    • CashMachine10 on 14/08/2025 - 11:16

      Edit: For some cards you only need to spend $10k in 6 months to break even. Everyone's mileage varies of course.

      • recession1 on 14/08/2025 - 11:33

        Not if that $10k spent would otherwise be on another points earning card, and especially not if that $10k counts towards a sign on bonus for that card.

    • shake on 19/08/2025 - 23:49
      +1

      On the face of it I agree with you - since there is the potential to earn up to 60,000 bonus Velocity points.

      However, the T&Cs says that for the Double Earn Rate offer, "the bonus Velocity Points will be credited to your Velocity Frequent Flyer account by 30 April 2026". That's 8 months away!

      So now I'm undecided which offer is better for myself.

  • justcallmeboss on 14/08/2025 - 10:12
    +1

    Makes that AMEX deal even better… if you can get approved!

  • sp3tsnaz on 14/08/2025 - 10:12

    Does anyone know with AMEX cards if the supplementary card holder can take on new offers for AMEX cards if they haven't got a main one themselves? Thanks.

    • Azro on 14/08/2025 - 10:13
      +4

      Supplementary cardholders are eligible for the bonus points.

    • hello-gpt on 14/08/2025 - 10:37
      +2

      yes, they can. I already confirmed with AMEX.

  • puffinfresh on 14/08/2025 - 10:20

    I currently have a NAB and Amex. I last closed a Westpac and Virgin Money card less than a year ago.

    Is it still the case that there's no time frame for getting the Virgin Money deal again? In the past a "new customer" has simply meant you aren't a current customer.

    • nightelves on 14/08/2025 - 10:33

      Yeah no time frame but they’re quite strict now.

      • puffinfresh on 14/08/2025 - 11:12

        Strict for approvals, or do you think they won't consider repeat customers as new?

        • nightelves on 14/08/2025 - 11:20

          Instant rejection these days but you might be lucky.

  • koga on 14/08/2025 - 10:25

    are both offers for the new card holders only?

  • AnyFurtherDiscount on 14/08/2025 - 10:28
    +1

    If I have a card from ANZ, earning ANZ points. Transfer to Velocity. Which option will I fall into? 1 or 2?

  • Mlapa on 14/08/2025 - 10:31

    Any idea of minimum salary for the amex card?

  • Mild October on 14/08/2025 - 10:36

    Time to jump on VFF. Thanks OP

    • Mild October on 14/08/2025 - 11:51
      +4

      Virgin Money declined my application right away anyway.

      • vetopower on 14/08/2025 - 12:25
        +1

        NAB (who underwrite the card) have turned off the taps — much harder for churners to get approved for these cards now.

        • ely on 14/08/2025 - 23:00

          And even when we do they're getting stingy with the credit limits (annoying because I throw the 0% balance transfers into my mortgage offset account).

        • babipanggang on 17/08/2025 - 12:31

          From your experience, is there any difference in the process between an actual NAB card vs other brand cards underwritten by NAB (e.g. Citi, Virgin Money, Qantas)?

          Similar to your experience, I find that applying for the Citi/VM cards can be hit and miss, where I typically get rejected in the first instance, and once I submit an email for manual approval, it gets approved.
          In comparison, my past two applications for NAB cards were approved straight away.

          • vetopower on 17/08/2025 - 12:40

            @babipanggang: NAB products are fine. They control churners through their exclusion periods (18 months).

            Citi and other products have no exclusion period, so they're controlling churners by denying their applications.

            It is also important to remember the credit cards reward market is rapidly devaluing atm, so nothing is set in stone.

      • nightelves on 14/08/2025 - 12:35

        Yeah Virgin has been flagging churners these days.

      • haliloo on 14/08/2025 - 14:44

        Did you close any virgin cc recently?

        • nightelves on 14/08/2025 - 15:04

          I normally apply 3 months after of closure Virgin Money cc. But this time round was instantly rejected and a manual review didn’t work either.

          • haliloo on 14/08/2025 - 15:06

            @nightelves: Thanks, Can you ask for a manual review if not approved? What did they say?

        • Mild October on 14/08/2025 - 15:14

          Never applied for one before.

          Still in team Qantas atm.

      • justcallmeboss on 15/08/2025 - 09:50

        Damn… sorry to hear!

  • MR MR on 14/08/2025 - 10:43

    If applied and not yet approved for one of the eligible cards, if I activate before approval will this be applied?

    • nightelves on 14/08/2025 - 10:47
      +1

      Should be fine. It’s the approval that they usually ask.

      • z28 on 14/08/2025 - 10:51

        I just got approved for high flyer card two weeks ago and then this offer comes up. Would they let me tag on ?

        • vawiyoci on 14/08/2025 - 11:03

          In the same boat with a different card. What's the harm in clicking through and activating it anyway. Might get lucky and wake up to some bonus points in a couple of months time. Worst case it'll still just be 0 ¯\_(ツ)_/¯.

        • Associated31mop @ Virgin Money on 14/08/2025 - 11:06

          Call them and ask

          • z28 on 14/08/2025 - 13:28

            @31mop: Whom do I call: Virgin Money or Velocity Frequent Flyer ?

        • nightelves on 14/08/2025 - 11:14
          +1

          It’s fine as long as the points get credited within the specified time frame then it’s fine. Many people were in your same situation from past deal and they have been credited with the bonus points.

  • bennybaubles on 14/08/2025 - 11:13
    +2

    With qantas’ latest rewards downgrade plus the downgrade in planes and service I’m looking to get rid of my qantas amex discovery card. Which velocity card looks like the best deal in relation to yearly fees, points etc? Not looking for a top tier card.

    • nightelves on 14/08/2025 - 11:21

      Westpac Platinum if you have an account or profile as it’s only $49 for 75k points.

      • bennybaubles on 14/08/2025 - 11:40
        +1

        Unfortunately I don’t already have a westpac acc

        • nightelves on 14/08/2025 - 11:48
          +2

          You can just book to go into Westpac and get them to create your profile with 100 points ID.

          • bennybaubles on 14/08/2025 - 12:05

            @nightelves: Great thanks. (Sorry I just realised I gave u a thumbs down vote rather than up)

        • alcadive on 14/08/2025 - 18:37

          You can just make a free Westpac Choice debit account and it qualifies you as an account holder for the cc fee discount. There’s also an offer on the debit account where if you spend $50 on it via your Apple/Google wallet you earn $50, which makes it even better.

        • nightelves on 14/08/2025 - 16:16

          $300 AF from Citi and not part of the bonus.

      • cathalm8 on 15/08/2025 - 10:33

        I believe it is 49 plus 75 for the Velocity Rewards Program fee so its 124 all in.

        • nightelves on 15/08/2025 - 11:09

          Still cheaper than Citibank

          • cathalm8 on 15/08/2025 - 11:18

            @nightelves: Definitely is, but I get my citi annual fees pro rata refunded or downgraded with the pro rata fee as credit.

            NAB is cheapest by my calcs on both minimum spend and points to annual fee ratio. But having to keep auto sweep until march is no good for me.

            • nightelves on 15/08/2025 - 12:15

              @cathalm8: When did you last got a pro rata? It’s not as easy anymore as it used to.

              • cathalm8 on 15/08/2025 - 13:10

                @nightelves: Yeah its defo gotten stricter. I got a pro rata refund on citi pretige 2 months ago or less. They offered a downgrade and the refund as a credit. Better than nothing.

    • dantrax77 on 14/08/2025 - 21:21

      Why do you think Velocity would be any better? Same issues - different name.

  • whyisave on 14/08/2025 - 11:47

    Fine print says:

    " Must stay opted in to Auto Transfer with ANZ or NAB until 31 March 2026. "

    That's a long time to stay with the card, ha.

    If that condition was not there, I would sign up for it.

    • Jazzzy-b on 25/08/2025 - 23:26

      Hi i am new to this
      Question- why wount u stay until april? As in what difference would it make as we would have paid for the card for a year anyway right?

      • whyisave on 26/08/2025 - 02:30
        +1

        Having less credit cards, is better when applying for the next credit card offer, at another bank.

        Also, some banks refund the annual fee, for unused months (pro-rata).

        • Jazzzy-b on 26/08/2025 - 16:16

          Thank you, i see.

          I read that most banks dont offer refunds anymore

  • gembel on 14/08/2025 - 11:47

    Saw this in the T&C

    To be eligible to receive either of the Runway Upgrade options available under the Offer, you must:

    1. for an Eligible Credit Card issued by either ANZ or NAB keep the Auto-Transfer opt-in continuously active from 1 October 2025 until 31 March 2026; and
    • nightelves on 14/08/2025 - 11:50
      +1

      Wonder if the bonus points will credit at the end or each months. If each month there’s no reason you can’t get the bonus points within the first couple of months then cancel the card. Pretty sure they can’t clawback the bonus points.

    • ripp3r on 14/08/2025 - 13:16
      +1

      And in another section, it says:

      For Eligible Credit Cards issued by NAB, the 20,000 bonus Velocity Points will be allocated to your Velocity Frequent Flyer account by 28 February 2026.

      I’m completely confused now. Can we opt in for the 20k option, get a NAB card, and then close it after meeting the requirements, and still get the bonus or not?

  • bennybaubles on 14/08/2025 - 12:09

    The way I see it is the auto transfer means the points will go across each month so if you cancel after two months you won’t get the full lot of points

    • nightelves on 14/08/2025 - 12:11

      That’s what I’m thinking as well. They can’t really clawback the points after it’s transferred.

  • oldspice on 14/08/2025 - 12:54
    +1

    FYI As per T&C's, you have to make sure you get the confirmation email from Velocity first, before applying for CC:

    "receive an email from Velocity Frequent Flyer to the email address nominated in your Velocity Frequent Flyer account confirming that the Runway Upgrade selection has been activated (‘Confirmation Email’);
    after receipt of the Confirmation Email, apply and be approved for an Eligible Credit Card;"

    • nadan on 14/08/2025 - 13:31
      -1

      I don't think it is the case because you need to select one of the options and then you get the message:

      20,000 bonus Points*
      Hey xxxx, you selected 20,000 bonus Points* on 14/08/2025 - now, it's time to choose your Frequent Flyer partner credit card to be eligible to receive this bonus.

  • jusoh on 14/08/2025 - 15:03

    A very important part of the information for "Eligible Credit Cards" was missed out.

    2nd point (From original terms and conditions) - "American Express Velocity Business Card, excluding applications via the American Express 'Refer A Friend' card referral program"

    Looks like application through referral doesn't qualify

    • nightelves on 14/08/2025 - 15:05

      How do they know?

  • bennybaubles on 14/08/2025 - 15:06

    Can I use something like snip to pay the mortgage and qualify for the min spend?

    • nightelves on 14/08/2025 - 15:23

      Wait how is it possible to use sniip to pay your mortgage?

      • alcadive on 14/08/2025 - 18:41

        Surely it’s not

      • VladImpaler on 14/08/2025 - 20:57

        Some of these cards eg NAB likely will count SNIIP transactions as eligible spend whereas others like Westpac probably won't - the latter just changed their definition of eligible spending. Every card's definition is different.

        I think the big issue is whether SNIIP allows it, last time I looked SNIIP required invoices for payments to bank accounts.

        • Jazzzy-b on 25/08/2025 - 23:29

          Was thinking of getting the westpac altitude and use sniip to meet min spend

          Is that not possible anymore?

          • whyisave on 26/08/2025 - 20:04

            @Jazzzy-b: You can buy gift cards to meet the minimum spend.

            • Jazzzy-b on 26/08/2025 - 21:39

              @whyisave: I know, its just that i already have too many gift cards lying around
              So thought sniip might be a better option

              Since when do sniip payments not count?

              • whyisave on 26/08/2025 - 21:45
                +1

                @Jazzzy-b: I don't know about Sniip, as I never used it, but I remember that there used to be fees associated with using Sniip as well.

                • Jazzzy-b on 26/08/2025 - 21:53

                  @whyisave: Thats correct, i just thought it would be a good way to earn rewards points on these spends which do add up to a lot

  • ult1m4tum on 14/08/2025 - 16:04

    I only started using one of these cards literally days ago.
    Anyway to try and claim this still?

    • nightelves on 14/08/2025 - 16:57
      +1

      Yeah sign up for a new cc that qualifies.

    • zagzzig on 14/08/2025 - 22:42
      +1

      If you go through the offer, you will find out that Velocity just registers your velocity number.
      My guess is that Velocity gives away bonus points if
      * this velocity number is registered
      * this velocity number receives bonus points from above credit cards in the offer period.

      Just register it and see if you are lucky 😁

      • fullspend on 14/08/2025 - 23:24

        Has this been the case in the past? These Velocity bonus offers do come up at least once a year.

        Would be keen to hear other OzBargainer's experience.

  • Cyclingaus6 on 15/08/2025 - 01:14

    Can you apply for two of these cards at the same time and if approved get 2x20k bonus points?

  • happychild100 on 15/08/2025 - 01:23
    +1

    Was an email meant to come through confirming it? I still haven't got mine…

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