• expired

Westpac Altitude Black Mastercard/AmEx (80k & 40k QFF Points) - $0 Annual Fee First Year

2280
QBX12

Same deal as the one that expired on 5 Sept.. It seems Westpac has extended it until 27 Nov 2018.

Mastercard

80,000 bonus Qantas Points*
When you apply, are approved, and spend $3,000 on eligible purchases on your new Westpac Altitude Black card within 90 days of card approval. $0 Annual Card fee
in the first year ($250 p.a. thereafter, plus a $50 Qantas Rewards fee p.a. thereafter)+.

AmEx

40,000 bonus Qantas Points~
When you apply, and spend $3,000 on eligible purchases on your new American Express® Westpac Altitude Black Card within 90 days of Card approval. $0 Annual Card fee in the first year ($199 p.a. thereafter)#.

Minimum Income $75,000
American Express® Westpac Altitude Black Card
2 Qantas Points for every $1 spent on eligible purchases in foreign currency,
1.25 Qantas Points for every $1 spent on eligible purchases in Australia,
0.5 Qantas Point for every $1 spent at government bodies in Australia such as Australia Post & the Australian Taxation Office.
Westpac Altitude Black Mastercard
0.75 Qantas Points for every $1 spent on eligible purchases.
Enjoy two complimentary passes each year to the American Express Airport Lounge at either Sydney or Melbourne International Airports.
Two complimentary Qantas lounge passes

Annual fee waived only if you apply for the bundle.

Referral Links

Westpac Choice Account: random (104)

Referrer & Referee get $50 after referee makes 5 card purchases & deposits $500+. Maximum of 5 referrals allowed per customer: bonus is not paid to either parties if the referral code has been used more than 5 times.

Related Stores

Westpac
Westpac

closed Comments

    • It is only the AMEX part that is fee free, you still need to pay the $250 for the non Amex provided card. IE the Bank's fee.

  • Why is QBX12 in the original post? Is that a code I should put somewhere?

    • +1

      It's the code that is automatically injected by the promo link needed to trigger the bonus. It's not necessary if you straight up follow the link and don't browse away/pause and resume your application.

  • Jumped on thanks!

  • received the 80000 points into QFF account day after the statement following $3k spend. no delay, all good.

    • hmm mine hasn't hit, had two statements already totalling 3k…both already paid for too.. might have to ring them.

  • I have 2 questions if anyone can help?

    First one is easy - how do you claim the lounge vouchers?

    Second question - this is my first Amex card and I can’t believe how few places take Amex (can’t pay rego or rates which was my first strategy) or those that do charge such high surcharges it does not seem worth using the card (ie car service the other day had a 2.55% surcharge for Amex).

    The only option it seems is food shopping but we order our shopping online with coles using a coles MasterCard so avoiding the $10 delivery cost. Not sure it’ll pay to use Amex for 3 months to achieve the minimum spend as I reckon I’ll spend an extra $120 on delivery costs. Not sure I’m going to be able to achieve the minimum spend…

    • Really? I had no issue using my Amex to pay rates by using postbillpay and paypal.

      You really aren't trying hard enough if you think an Amex is that useless/difficult to charge to. It's my primary card, I only fall back to a visa or MC if I really have to and I let the merchant know that it matters. I've never had nearly that much trouble finding places that accept Amex for day to day expenses (or that don't charge high surcharges).

      That said, your choice of supermarket purchase scheme removes a very prominent amount of spend for me - I use my amex without any surcharges both at Coles and Woolworths and could have almost (maybe even) made the min spend off that alone.

      • Am I missing something? Post bill pay only accepts visa and MasterCard not PayPal or Amex?

        https://paypaperbills.postbillpay.com.au/postbillpay/pay/def…

        • Some electricity providers accept payment via PayPal, you can add Amex at PayPal and make payments that way.

          Amex is my primary card as well. Only at rare instances I have to pay via visa or master card.

        • Yes, you are

          https://www.postbillpay.com.au/help/payment-methods

          You can use Visa or MasterCard credit cards, Visa or MasterCard debit cards, Diners Club and American Express charge cards or PayPal to pay bills with Post Billpay*. Some billers do not accept all payment types.

          Type in the biller details as it prompts you to and it will show accepted payment methods.

      • Would purchasing say $1k of grocery gift cards on the amex count as $1k of the $3k eligible spend? One might not need the groceries now but they would definitely be able to use that over the course of the year. Meanwhile they'll satisfy the 30 day min spend .

  • Excuse this dumb question, I'm new to the whole credit card thing - but my income is a few thousand less than the minimum. Should I apply for this card or should I not even bother? I've never had a credit card before.

    • +1

      Your move but I've applied for a number of cards where I was below the 'minimum income requirement' and was fine. With that said, I'm in a good financial position with no debt and a decent savings account. I've also owned lower income credit cards in the past and have no bad credit history.

      • Cheers for the reply. I applied and just then got approved so it looks like the "minimum income requirement" isn't a hard and fast rule. I'm also in a similar position to you - no debt, a lot of savings and a high credit rating.

        • Also in similar position. May I ask, around what amount is considered “a lot of savings”.

  • finally got around to applying.
    submitted income stuff but no emails yet re application number etc

    their system seems slow? :/

  • Do I put the "QBX12" in anywhere?

    • no should be automatically there when you click on the link

  • Is anyone having problems applying for this? It get stuck at the please wait and the circle keep spinning for a long time.

  • Not happy with Westpac. I have been approved and have been using this card for nearly 2 weeks, but still haven't heard anything from Amex. I've called up Westpac three times now who insist they have sent my details to Amex, but when I call Amex they have zero records of me in their system. Westpac are now saying they've sent an email to ask Amex what's going on and to keep waiting.

    Really annoyed.

    • Did you get the email saying they sent your details to Amex?

      • Yes, it was in the final approval email:

        We have also given American Express your application details for the American Express® Westpac Altitude card for their assessment. They will contact you directly regarding your application.

    • This exact same thing has happened to me too. They sent an email to Amex yesterday and now im waiting to hear from Amex.

    • Same here. I haven't called that many times yet, but it seems I'm going to suffer the same fate. I'll try to get Westpac to send the email to Amex as you guys did to see if this speed things up. Cheers.
      Any updates please post them here.

    • Finally got the approval email from Amex. How about everyone else? Maybe it was "stuck".

  • So got unconditional approved for mastercard, and got the card from branch; however AmEx didnt receive application yet even though westpac tells me they have already sent. Westpac emailed Amex so waiting to get an update.

    How do I get the most out of the deal other than to sell QFF points - can I sell the complimentary lounge passes? How do I receive them? I have already activated Mastercard and bought 50 cents carbon offset using mastercard so not sure what else can I do. Thanks

    • You go on holidays :)
      We booked 3 flights bne per for $249 + points

    • Hi, same thing is happening to me. My MC is ready to be picked up, but no sign of the Amex card.
      wondering if you still got your annual fee waived on the MC?

      • They havent charged anything yet on the card so I am not sure whether it will be waived.

        In relation to AmEx, applied on my partner's behalf a week after mine and she already has got the approval so I am sure Westpac stuffed up the application to AmEx - will wait to see how it goes tomorrow.

  • Just to confirm as it is unclear to me - do you get the Qantas lounge passes by purchasing absolutely anything on the qantas website? So gift cards etc? I don't want to book a flight direct through them if i can avoid it as it is cheaper to get it elsewhere…

  • I cancelled my Westpac Amex card back in April 2018 when it flipped over to the AMEX backed version. I decided to not take up the X,000 point Amex offer at the time.
    I was wondering if anyone in a similar situation has since applied for the cards and gotten someone from Westpac to confirm that you will get the points for both Amex and bank issued cards if you meet the spend criteria?
    The reason why I’m asking is because of that usual caveat they have about not having a credit card with the bank before within the last 12 months.
    As I only had a BANK issued (Westpac) Amex before then I’m going to assume the the AMEX issued one will grant me points. (Hopefully).
    The question is if I will get the points for the BANK issued card as well.
    Any thoughts guys?
    [Edit] Might answer my own question. According the the link:
    Existing Westpac customers who currently hold an Altitude Platinum Visa Card or Altitude Black Mastercard, or who have held one in the last 12 months, are not eligible for this offer.

    • Im the opposite. I still have an amex issued card and am wondering if this westpac card given its issued by amex is eligible for the 40k bonus points

  • I applied last weekend and got approval ook n Monday. I have not heard back from Amex or Westpac after that.
    How many days before card is delivered to westpac and if I had to call Amex like many other users?

  • Hi, I just found the 'QBX12' code now.

    I applied cards and I already got them.

    I'm just wondering did I have to put the code somewhere when I apply the cards?

    or I don't need to worry about it?

    Thank you guys

    • +2

      If you applied from the link from the deal. It automatically applies the code.

  • Anyone still waiting on the bonus points from their Amex? Got the ones from the MC ages ago.

    • Are they showing on the amex website? Usually they appear as soon as you hit the minimum spending and then 5-6 days before the statement they are transferred to your qantas account.

    • For anyone else, I had to ring Amex.
      The CSR thought they might not have been applied since I already had another Amex.
      But she checked the terms of the promotion and there's nothing about already being an Amex customer in there, so then she wasn't sure why I didn't get them.
      In the end she applied them to my account manually.

  • In my case, they emailed AMEX last Thursday, called AMEX today, my name is not in their System, round and round we go…

    • Call Westpac and they will escalate it to Amex.
      I got approval email after 1 day of contacting westpac.

  • Does anyone know where in the westpac site I can check all the qantas points earned? I can easily find it in AMEX site… but not in westpac

    • Same question

      • I called Westpac and asked, and they said if its qantas points, there is nowhere on the website you can track points earned. You can only track once they transfer to qantas and track it from there…

  • Called up Amex about my application. Suprise, surprise. They couldn't find my application.

    And then 2 days later, without me calling Westpac to chase up, received an email from Amex saying my application has been approved.

    Maybe Westpac submit the Amex application in batches?

  • My application was refused with an over all assessment with no details explaination. Try chasing up last few months for the real reason but they could not give me one. What a joke westpac. And my lastest credit score is high 700s.

    • Try chasing up last few months for the real reason but they could not give me one. What a joke westpac.

      pretty standard… you'll never get a reason why you arent approved for credit

      not really a 'joke' though, as its not like its a right to have banks lend you money

      • Apparently because i don't bank with them, so have no history thus they rejected my application. Not sure how they are gaining new customer

        • I am sure, many people who have applied here don't bank with them.

        • Unless you have no credit history at all then I assume you put something unfavourable in your sign up info.

  • Can two complimentary Qantas lounge passes be used by the card holder and the companion when travel together? And same question to two complimentary Amex lounge passes?

    • Yes and yes

      • TA!

    • What about kids?

      • +1

        Complimentary access is available for the Card Member’s children between the ages of 2-17.

  • It doesn't look like the $250 MC fee is waived anymore. Does anyone have a link where it is waived?

    Edit: Nevermind, it's working now. Thanks for the deal!

  • hi I applied for this deal via the main westpac website. got the MC card yesterday - still waiting for Amex approval.. I only found out about this deal yesterday.. Anyone has any luck calling Westpac to waive the annual fees despite not applying thru this deal?? is it worth trying you reckon?

    • Call them and see if it works.

    • My friend did that, and got the fees reversed… Just tell them you went through the above link however the code must have gotten deleted when you saved to finish your application at a later time… Doesn't hurt to try

  • how to get the lounge passes? I've got a bronze QFF account. is that enough?

  • Just got hit with the annual fee and Qantas fee. What were the conditions for this again? I managed to get the annual fee waived, I'm just wondering if I should try for thy Qantas fee too.

    • di you apply through this website's link? qantas should be free too

      • Yep did it through this link. I'll give them a call again

  • Anyone looking to unload Qantas points pm me please. In search of a cheap flight to the states around xmas time

  • How long does it usually take to receive the card once approved?

    also I've noticed a few people saying how they had issues with Westpac having their QFF number on file or something like that… Is there a way I can easily check this once I receive my card?

  • Just to clarify - the link from ozbargain allows you to have both cards waived for annual fee?

    I went through pointhacks's website and i notice the main westpac page waives your amex fee but you still have to pay the initial annual fee (+ qantas reward fee) for the mastercard. which is about $250 for annual fee and it seems qantas reward program costs $50 even though presumably one is already a qantas member???

    Does anyone know if gift cards count as eligible spend towards the $3k in terms of stocking up on coles or woolies gift cards to make the minimum spend, and then just using these over the future year ahead?

    • Points hack site has same card, but different fees. You need to apply using the link given in this deal which applies a code.

      Regarding gift card spending, I don't have an answer sorry.

      • All good! I wonder if the link here is ozbargain offered or lifted off elsewhere? Either way i accepted!

  • I spent 3K but only got 2K points and no bonus points.

  • Can anyone comment on what minimum credit limit your forced to take for both cards??is it 15k credit limit a pop?? As i noticed anz ff black and st george amplify signature all force you to take the 15k limits. So obviously 30k in credit will take a fair bit to approve.

    • they seem very 'generous' with their credit limits (crazyily so)

      I got approved for a total combined credit limit, including the other couple of cards i told them I already had, for ~50% of my annual salary

      that seems like very flexible lending criteria

      • Hmmm very generous! How long from document verification to receiving the cards?

        • Mastercard, 1 day approval, pickup in branch a week later.
          Amex was more like 2 week approval, in the mail a day or 2 later.

          • @SBOB: Great thanks. Just got my annual home insurance etc i can pay now otherwise if i get it asap. Do they only do pickups instore??

            I hope the amex points bonus works given i have direct amex issued platinum edge card already…

    • 15k for westpac is minimum…. 3k for amex is minimum… I requested the minimum on my application

      • Thanks. Requested 15k and 3k minimum too. .conditionally approved.

        I read on point hacks website but couldnt see mention on westpac that if you owned an amex issued card you were still eligible as this is a westpac amex issued by amex. Hope so…. would suck to rack up the 3k spend and get no points.

        • I confirmed with Amex that that was the case… and I got my 40k points for amex spend… I last cancelled an amex card in August.

          • @loverofbargains: I just spoke to westpac today as well. I was told no then yes haha. Lady was not great with english but at end i gave plenty of details and reiterated my amex was amex issued also but applied for this one through westpac.

            In end when i rang amex as well (im trying to get both cards expressed as i have some big purchases this week) and they confirmed the 40k points were attached.

            Now the hard part. The spend. Amex lady couldnt confirm if buying gift cards while grocery shopping would count though.

        • I had 2 AmEx already and this is my 3rd. They all show up nicely in the AmEx app - the first 2 earning membership rewards points and now this one QFF obviously. It literally took one business day from me hitting the $3k spend for my bonus points to show up. Will keep the card for Shop Small next month and then I’ll cancel it.

  • got given 60k limit for both, 30k each

    • Wow.

    • Rough income?

    • If you’re in the game of getting 3+ new cards each year with bonus points, I’d recommend always setting the limit to the lowest they allow in the sign up process. That should help your overall credit rating.

  • Is this offer available once per individual, or per household?
    I've had the MC a little while and met the spend requirement on that, and just now received the AmEx - was about to add my partner as a supplementary cardholder to help us get to the requirement quicker, but wondered whether it's worth instead getting her to do a separate application and would we then be able to double up on the bonus points?

    • It is per individual. If your partner can meet the required spend, you should do that.

  • Can I get an additional card for my husband? He doesn’t meet the minimum salary otherwise I would of applied for him too

    • +1

      Yes - 1 additional for the MC, 4 additional for the AmEx

    • Yes, I have applied and got them in few days.

  • double post please delete

  • im not a qantas frequent flyer member yet but want to apply for this card. Do I go on the website https://www.qantas.com/fflyer/dyn/joinff and pay $89.50 and apply first then sign up for this card deal. This is my first time getting a credit card

  • People, has anyone got any advice on how to avoid paying 50 bucks 'connecting Qantas membership number' fee? Sounded super annoying.

  • How long did everyone find the approval process? Once I submitted mine they were very quick to give the conditional approval asking for docs and a follow up every day. Once submitted, it's been 3 business days I still haven't heard a peep…

Login or Join to leave a comment